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For Companies At a Glance
- Tasks: Lead risk management initiatives and build a high-performing team to optimise financial products.
- Company: Join Revolut, a fast-growing fintech revolutionising how people manage their money.
- Benefits: Competitive salary, inclusive culture, and opportunities for professional growth.
- Why this job: Shape the future of finance while making a real impact in a dynamic environment.
- Qualifications: Expertise in credit risk management and strong leadership skills required.
- Other info: Diverse and multicultural team with a focus on innovation and collaboration.
The predicted salary is between 72000 - 84000 £ per year.
About Revolut
People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 65+ million customers get more from their money every day.
As we continue our lightning-fast growth, two things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Workâ„¢. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.
About the role
Risk at Revolut operates across all functions, products, and regions to monitor front-line performance and ensure the business operates safely. They’re among the first to be involved in new initiatives, from tech to customer support.
We’re looking for a Head of Risk to cover first-line, non-retail risks. You'll implement cross-functional elements into our risk management framework, build a team that'll design and oversee credit risk, and define thresholds for a variety of features.
What you’ll be doing:
- Designing a globally scalable risk framework, establishing governance structures, and strengthening risk culture and awareness across the business
- Collaborating with Data Science and Engineering teams on the creation of origination, monitoring, provisioning, and collections risk models to optimise portfolio returns
- Building and leading a portfolio management team, initially focusing on continuous monitoring processes for receivables and payables finance
- Shaping local in-country credit policies and procedures to maximise portfolio-level economic returns
- Providing thought leadership on defining and evolving the risk appetite for mid-market, corporate, and enterprise features
- Making key underwriting decisions for significant exposures and representing the first-line team on relevant risk committees
- Maintaining a solid working relationship with the second line of defence
- Supporting department objectives and planning processes
What you’ll need:
- Expertise in managing credit risk for mid-market products
- The ability to build and scale a team from scratch, identifying key business needs and support needs for future business growth
- A solid understanding of credit policy governance and experience working effectively with 2LoD and 3LoD
- Experience in risk and fraud identification, monitoring, control implementation, and testing
- The ability to plan strategically, manage interdependencies, and deliver exceptional results that exceed requirements
- Excellent communication skills with a clear, concise, and structured approach to explaining complex concepts
- Impressive analytical and problem-solving skills with the ability to process complex information for optimal decision-making
- Experience balancing thorough risk assessment with the need for timely execution and business impact
Nice to have:
- Experience with trade finance products
Compensation range:
- Krakow: PLN33,000 - PLN36,600 gross monthly
- Poland: PLN33,000 - PLN36,600 gross monthly
- Other locations: Compensation will be discussed during the interview process
- Final compensation will be determined based on the candidate's qualifications, skills, and previous experience
Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow every day. We’re not just doing this because it’s the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.
Head of Risk (Non-Retail) in City of London employer: Revolut
Contact Detail:
Revolut Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Risk (Non-Retail) in City of London
✨Tip Number 1
Network like a pro! Reach out to people in your industry on LinkedIn or at events. A friendly chat can lead to opportunities that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by researching the company culture and values. Show them you’re not just a fit for the role, but for their team too. We want to see your personality shine!
✨Tip Number 3
Practice your pitch! Be ready to explain how your skills align with the job. Keep it concise and impactful – we love candidates who can communicate clearly.
✨Tip Number 4
Don’t forget to follow up after interviews! A quick thank-you note can keep you top of mind. Plus, it shows you’re genuinely interested in the position. Apply through our website for the best chance!
We think you need these skills to ace Head of Risk (Non-Retail) in City of London
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter for the Head of Risk role. Highlight your experience in managing credit risk and building teams, as these are key aspects of what we're looking for at Revolut.
Showcase Your Expertise: Don’t hold back on showcasing your knowledge of credit policy governance and risk management. Use specific examples from your past roles to demonstrate how you've successfully navigated similar challenges.
Be Clear and Concise: When writing your application, keep it clear and structured. We love candidates who can explain complex concepts simply, so make sure your communication style reflects that.
Apply Through Our Website: Remember to apply through our official Revolut channels. This ensures your application is seen by the right people and helps us keep everything organised. We can't wait to see what you bring to the table!
How to prepare for a job interview at Revolut
✨Know Your Risk Frameworks
Make sure you’re well-versed in risk management frameworks, especially those relevant to non-retail sectors. Be prepared to discuss how you would design and implement a globally scalable risk framework at Revolut.
✨Showcase Your Leadership Skills
As the Head of Risk, you'll need to build and lead a team. Come ready with examples of how you've successfully scaled teams in the past, and be specific about the challenges you faced and how you overcame them.
✨Understand Credit Policies Inside Out
Brush up on credit policy governance and be ready to explain your experience working with different lines of defence. Highlight any specific policies you've shaped or implemented that maximised economic returns.
✨Communicate Complex Ideas Clearly
You’ll need excellent communication skills to explain complex concepts. Practice articulating your thoughts clearly and concisely, especially around risk assessment and decision-making processes, as this will be crucial in your role.
