Who We Are
Relm is the only specialty insurer dedicated to supporting the world’s most innovative industries.
Who We Are
Relm is the only specialty insurer dedicated to supporting the world’s most innovative industries. Whether it’s with startups harnessing zero-gravity conditions on the ISS to manufacture blindness-curing retinas, global crypto exchanges democratizing crypto trading, or biotech pioneers using gene-editing technology to advance personalized medicine, Relm works lockstep with innovators to understand and underwrite businesses shaping the future. Relm’s team operates out of offices in London, New York, Dubai, Miami, Bermuda, executing market-leading insurance solutions for companies operating in digital assets and web3, AI, the space economy, financial technology, biotech, and more.
What We Are Looking For
Where regular insurers look backwards, Relm differentiates by looking ahead. We operate at the forefront of innovative industries by hiring curious minds with deep sector experience. To continue helping businesses build the future, we need all of our team members to demonstrate curiosity, creativity, courage, and optimism. We need them to be accountable for ideation but able to execute collaboratively. In short: we hire people whose inquisitive minds help them break ground. As Assistant Vice President, Product Innovation, you’ll play a key role in turning emerging risks, new industries and market opportunities into scalable insurance products. This is a hands-on, technically focused role for someone who understands insurance products and wordings deeply, but also enjoys looking ahead, spotting opportunities and building something new. You’ll take ownership of complex product development workstreams from initial idea through to launch, working closely with Underwriting, Legal, Compliance, Distribution and senior leadership across the business.
What You’ll Be Doing
- Own key product innovation workstreams from concept through development, launch and ongoing lifecycle management.
- Translate strategic priorities into tangible insurance products, including policy wordings, endorsements, coverage structures and product frameworks.
- Identify and assess opportunities within emerging and rapidly evolving sectors, building clear, evidence-based recommendations for senior leadership.
- Research market developments, competitor activity and sector trends to help ensure Relm remains ahead of the curve.
- Lead the development of products designed for new and emerging industries, from initial sector research through to go-to-market.
- Work closely with Underwriting, Legal, Compliance and Distribution to ensure products are commercially relevant, technically robust and regulatory compliant.
- Review and approve product documentation, including policy wordings, product guides and positioning materials.
- Build relationships with brokers, clients, industry bodies and businesses operating within target sectors to understand where insurance solutions are needed most.
- Act as a senior subject matter expert across the business on product, wording and emerging-sector matters.
- Provide day-to-day guidance and support to junior members of the Product Innovation team.
- Contribute to wider Product Innovation and cross-functional initiatives as Relm continues to grow globally.
What we’re looking for
- Around 8 years’ experience within insurance product development, underwriting, wordings or a closely related specialty insurance discipline.
- Strong technical knowledge of insurance products, policy wordings, coverage structures and market dynamics.
- Experience independently managing complex product or underwriting workstreams with limited supervision.
- A strong commercial mindset and the ability to assess whether an emerging opportunity can translate into a viable insurance product.
- Experience working collaboratively across Underwriting, Legal, Compliance, Distribution and other business functions.
- Confidence engaging with brokers, clients and senior internal stakeholders.
- Experience supporting, coaching or overseeing junior colleagues.
- Curiosity for emerging industries such as digital assets, fintech, biotech, gambling and other rapidly developing sectors.
- Strong written and verbal communication skills, with the ability to turn complex concepts into clear recommendations.
- Professional qualifications such as ACII or CPCU are desirable but not essential.
What We Offer
- Comprehensive Health & Wellness Coverage: We fully cover 100% of your supplemental health, dental, vision, disability, and life insurance plans, so you can focus on what matters most - your health and well-being.
- Generous Pension Plan: Enjoy peace of mind with a 10% employer contribution to your pension, securing your future while you excel in your role.
- 28 Days of Paid Annual Leave: Take time to recharge with 28 days of vacation, because we believe in work-life balance.
- Professional Growth & Development: We invest in your growth through continuous training, development programs, and mentorship opportunities to help you reach your full potential.
- Travel & Commuting Perks: Benefit from travel incentives, including commuting and parking support, so you can get to work with ease.
- Wellness & Fitness Benefits: Stay fit and healthy with gym memberships and access to exercise classes - because we care about your well-being.
- Your Voice Matters: Work in an environment where your ideas and opinions are not just heard but valued - helping shape the success of our team.
- Endless Growth Opportunities: We offer multiple pathways for career advancement and personal development, ensuring you have the resources to grow within the company.
- Flexible Work Arrangements: Enjoy a hybrid work environment that supports your career while offering the flexibility you need for a family-friendly lifestyle.
At Relm, you won’t just join a company - you’ll be part of a team that’s shaping the future. If you’re ready to make an impact, we’d love to hear from you.
WHY YOU’LL LOVE WORKING WITH US
Diversity and inclusion are a given in this day and age; Relm goes beyond the norm to provide genuine support for our team members. We believe in equipping our staff with whatever arsenal they need to do their best work (see below), and our commitment to staff growth is often cited by members as one of their most highly valued benefits. Relm is a team of innovators redefining what’s possible in insurance. With us, you’ll launch industry-first programs within an environment designed to be antithetical to traditional insurance and the restraints that come with it. Our forward-thinking attracts forward thinkers.
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Assistant Vice President, Product Innovation employer: Relm Insurance
Relm Insurance Ltd. is an exceptional employer for those looking to make a meaningful impact in the insurance industry, particularly in the exciting realm of emerging risks. With a strong focus on innovation and collaboration, employees benefit from a dynamic work culture that encourages curiosity and creativity, alongside competitive salaries, comprehensive health coverage, and ample professional development opportunities. Located in London, this hybrid role offers the unique advantage of working with cutting-edge technologies and a global team dedicated to shaping the future of risk management.