At a Glance
- Tasks: Build and ship Go API services while collaborating with a dynamic engineering team.
- Company: Join a fast-growing UK fintech scale-up revolutionising lending decisions.
- Benefits: Hybrid work model, mentorship from senior engineers, and opportunities for growth.
- Other info: Exciting career trajectory with a focus on quality and modern AI tools.
- Why this job: Make a real impact in fintech by developing innovative solutions that matter.
- Qualifications: Experience in software engineering, particularly with Go, and a product-focused mindset.
The predicted salary is between 28800 - 35200 £ per year.
Referment is working with a UK fintech scale-up that supplies lenders with real-time credit information and analytics through API-first products, so lending decisions draw on data that reflects consumers as they are today rather than weeks-old credit files.
They're hiring a Product Engineer early in their career to build the Go services their lender partners depend on every day, within a small, collaborative and highly productive engineering team.
This is a Go role first and foremost: you'll spend most of your time writing, testing and operating the Go microservices behind B2B APIs on AWS, and grow into the wider stack from there.
You'll be paired with and mentored by senior engineers, but you'll own real features end to end from day one.
They hire for trajectory as much as experience, so the scope of the role will grow with what you bring and what you learn.
They want a product mindset, not just an implementation one — engineers who ask who the change is for, what problem it solves, and whether the design holds up in production before writing the code.
The team sets a high bar for code quality, design taste and delivery, and makes deliberate, responsible use of modern AI tooling — an assistant to engineering judgement, never a replacement for it.
The Role
- Build, test and ship features in Go API services, with support and code review from senior engineers.
- Take real ownership of what you deliver, from design discussion through to production behaviour and the customer outcome.
- Work with AWS infrastructure, containers and CI/CD pipelines, and learn to operate what you build.
- Contribute to code review, design discussions and technical decisions — have a view, and change it when the evidence says so.
- Use AI tooling deliberately to raise the quality and pace of your work, staying accountable for every line you ship.
What We're Looking For
- Some commercial software engineering experience, or equivalent evidence that you can build and ship real software — roughly one to three years is the range in mind, with capability valued over time served.
- Go at the heart of your skill set: either you've used it commercially, or you've built substantial projects in it and can talk fluently about how and why.
- Product instinct — thinking about the user of the API or interface, not just the ticket, and pushing back when something doesn't make sense.
- Fluent, deliberate use of AI development tools in your workflow, moving faster while staying fully accountable for the code you ship.
- Familiarity with AWS, containers and CI/CD — Fargate, Lambda, Aurora Postgres, Dynamo DB and Git Hub Actions.
You don't need all of it on day one, but you should be keen to learn it properly.
An interest in fintech, credit or other regulated industries is welcome; direct experience is a plus, not a requirement.
The role is hybrid, based in London with two to three days a week in the office and the rest working from home.
This could suit...
an engineer a year or two into their career with solid Go experience, a backend developer looking to move into product-focused fintech work, or a strong self-taught builder with substantial Go projects who can demonstrate they ship.
- #Referment
- #J-18808-Ljbffr
Product Engineer - Go | FinTech (91BD1C3) in London employer: Referment
Referment is an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation. As a Finance Director, you will not only lead the finance function but also play a pivotal role in shaping the company's growth trajectory, with ample opportunities for professional development and advancement. Located in a vibrant B2B technology hub, the company provides a supportive environment where your contributions are valued and rewarded.
StudySmarter Expert Advice🤫
We think this is how you could land Product Engineer - Go | FinTech (91BD1C3) in London
✨Join Local Tech Meetups
Get out there and mingle with fellow developers by joining local tech meetups. It’s a fantastic way to meet people who might be working at Referment or know someone who does. Plus, you can pick up some trendy tech skills and trends while you're at it!
✨Contribute to Open Source Projects
Show off your coding chops by jumping into open-source projects. Not only does this give you practical experience, but it also gets you noticed in the dev community. You'll create a killer portfolio that speaks volumes about your skills to Referment.
✨Tap into Online Developer Communities
Don’t underestimate the power of online developer communities like GitHub, Stack Overflow, and even Reddit. Participate in discussions, share your projects, and build your visibility. We can often find opportunities through these channels that can lead to a full-time gig at companies like Referment.
✨Explore Job Boards Specifically for Tech Roles
Keep your eyes peeled on job boards that focus on tech roles. Sites like TechCareers or Stack Overflow Jobs can often have listings for companies like Referment that might not show up on broader job sites. Make it a habit to check these regularly, and don’t hesitate to apply directly through our website!
We think you need these skills to ace Product Engineer - Go | FinTech (91BD1C3) in London
Some tips for your application 🫡
Show off your coding skills:When applying for a software engineering role, it's super important to showcase your coding skills. Make sure your CV includes your tech stack, any relevant programming languages you’re comfortable with, and examples of projects you've worked on. If you have a GitHub profile, link it up! We love to see code in action.
Tailor your portfolio:For a full-time role, we’d expect to see some solid examples of your work in your portfolio. Make sure to include at least two or three projects that highlight your problem-solving skills and your ability to work with different technologies. Focus on the projects that are most relevant to the position at Referment.
Craft a killer cover letter:Your cover letter is your chance to stand out—make it personal! Explain why you want to work at Referment and how your skills align with the role. Show us your passion for software development. We dig enthusiastic candidates who understand the value of collaboration and continuous learning!
Be clear and concise:When it comes to writing your CV and cover letter, clarity is key. Avoid jargon that could confuse us and stick to simple, direct language. Highlight your achievements with quantifiable results where possible, and keep everything easy to read. A well-organised application goes a long way!
How to prepare for a job interview at Referment
✨Brush Up on Your Coding Skills
For a full-time software engineering role, it's crucial that we stay sharp with our coding abilities. Expect technical questions that might involve solving problems on the spot or discussing algorithms. Practise on platforms like LeetCode or HackerRank to get comfortable with the types of questions that often come up.
✨Know Your Tools and Frameworks
Make sure we’re well-acquainted with the tools and technologies listed in the job description. Familiarise ourselves with any specific frameworks or programming languages mentioned. If Referment uses React or Node.js, for instance, be ready to discuss how we’ve used them in previous projects or coursework.
✨Showcase Your Projects
Bring along a portfolio that highlights our best work. This could be code samples, GitHub repositories, or any side projects we’ve built. Make sure we can talk through our thought process for each project, especially the challenges we faced and how we solved them—this shows our problem-solving skills in action.
✨Prepare for Behavioural Questions
While technical skills are key, full-time positions also require cultural fit. Be ready to discuss our previous experiences and how we handle teamwork, conflict, and deadlines. Brush up on the STAR method—Situation, Task, Action, Result—to clearly articulate our past experiences when discussing how we've contributed to a team.
