Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Assess and underwrite complex mortgage applications while making informed lending decisions.
- Company: Join a specialist lender renowned for their expertise in complex mortgage solutions.
- Benefits: Enjoy a fully remote role with flexible hours and a competitive salary up to £46,000 plus bonuses.
- Why this job: Be part of a supportive team that values autonomy and offers opportunities for professional growth.
- Qualifications: Must have at least 3 years of manual mortgage underwriting experience and strong analytical skills.
- Other info: Start date is by the end of September 2025.
The predicted salary is between 27600 - 46000 £ per year.
Job Description
Fully Remote | Monday to Friday, 9:00 AM – 5:30 PM
Start Date: By End of September 2025
Are you a seasoned Manual Mortgage Underwriter with a strong background in Buy-to-Let and Residential mortgages? Do you thrive on handling complex cases and making confident, informed decisions? If so, this could be your next big move.
We’re recruiting on behalf of a specialist lender known for their expertise in complex mortgage solutions. They’re looking for a skilled Mortgage Underwriter to join their growing team in a fully remote role that offers flexibility, autonomy, and a supportive environment.
What You’ll Be Doing:
- Manually assessing and underwriting complex BTL and Residential mortgage applications
- Making confident lending decisions within your mandate
- Collaborating with brokers, advisors, and internal teams to ensure smooth case progression
- Staying current with lending criteria, market trends, and regulatory requirements
What We’re Looking For:
- Minimum 3 years of manual mortgage underwriting experience with an active mandate
- Proven expertise in complex mortgage cases, particularly BTL and Residential
- Strong analytical and decision-making skills
- Excellent communication and attention to detail
What’s in It for You:
- Fully remote working setup
- 25 days holiday + bank holidays
- Contributory pension scheme – they match your contribution plus 5%!
- Life assurance – 4x your salary
- Private medical insurance
- Critical illness cover
- Income protection
- Employee discounts across a wide range of retailers and services
Deadline to Apply: ASAP – Start by end of September 2025
If you're ready to take the next step in your underwriting career with a specialist lender that values expertise and offers exceptional benefits, apply today!
Remote Mortgage Underwriter - Location Flexible - Salary up to £46,000 plus Bonus! NEW JOB employer: Reed
Contact Detail:
Reed Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Remote Mortgage Underwriter - Location Flexible - Salary up to £46,000 plus Bonus! NEW JOB
✨Tip Number 1
Network with professionals in the mortgage industry, especially those who specialise in Buy-to-Let and Residential mortgages. Attend virtual events or webinars to connect with potential colleagues and learn more about the latest trends and challenges in complex cases.
✨Tip Number 2
Familiarise yourself with the specific lending criteria and regulatory requirements of the specialist lender you’re applying to. This knowledge will not only help you during interviews but also demonstrate your commitment and understanding of their unique approach.
✨Tip Number 3
Prepare for potential interview scenarios by practising how you would handle complex mortgage cases. Think through your decision-making process and be ready to discuss specific examples from your past experience that showcase your analytical skills.
✨Tip Number 4
Stay updated on market trends and changes in mortgage regulations. Being knowledgeable about current events in the industry can give you an edge in discussions and show that you are proactive and engaged in your field.
We think you need these skills to ace Remote Mortgage Underwriter - Location Flexible - Salary up to £46,000 plus Bonus! NEW JOB
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in manual mortgage underwriting, especially with Buy-to-Let and Residential cases. Use specific examples to demonstrate your analytical skills and decision-making abilities.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention your relevant experience and how it aligns with the job requirements, particularly your expertise in handling complex mortgage applications.
Highlight Relevant Skills: In your application, emphasise your strong communication skills and attention to detail. These are crucial for collaborating with brokers and ensuring smooth case progression.
Proofread Your Application: Before submitting, carefully proofread your application for any errors or typos. A polished application reflects your attention to detail and professionalism, which is essential for a Mortgage Underwriter.
How to prepare for a job interview at Reed
✨Showcase Your Experience
Be prepared to discuss your previous experience in manual mortgage underwriting, especially with complex cases. Highlight specific examples of BTL and Residential mortgages you've worked on, and how you made confident lending decisions.
✨Understand the Company
Research the specialist lender you're interviewing with. Understand their approach to complex mortgage solutions and be ready to discuss how your skills align with their values and objectives.
✨Demonstrate Analytical Skills
Since strong analytical skills are crucial for this role, be ready to explain your decision-making process. You might even want to prepare a case study or example where your analysis led to a successful outcome.
✨Prepare Questions
Have thoughtful questions ready to ask at the end of the interview. This shows your interest in the role and helps you gauge if the company is the right fit for you. Consider asking about their approach to training and support for remote employees.
