Credit Risk Analyst in Darlington

Credit Risk Analyst in Darlington

Darlington Full-Time 20000 - 30000 £ / year (est.) No working from home possible
Redde Northgate plc

At a Glance

  • Tasks: As a Credit Risk Analyst, assess credit risks and manage client credit facilities.
  • Company: Join ZIGUP, a top provider of integrated mobility solutions in the UK.
  • Benefits: Enjoy 24 days annual leave, competitive salary, and various wellbeing perks.
  • Other info: Work with leading clients in the insurance and fleet management sectors.
  • Why this job: Be part of a collaborative team that values your contributions and drives success.
  • Qualifications: Experience in Credit Control preferred; keen interest and relevant qualifications accepted.

The predicted salary is between 20000 - 30000 £ per year.

Social network you want to login/join with:

Join ZIGUP as a Credit Risk Analyst

Are you someone who thrives in an environment that values teamwork and recognises that collective efforts drive exceptional results? If so, read on!

As a Credit Risk Analyst, you will play a key role in maximizing the profitability of the business by ensuring that credit facilities are managed to maximize revenue while keeping risk levels to a minimum.

This important role involves working with clients requiring new or increased credit facilities or changes in their payment terms. You will undertake detailed risk assessments using information from various sources, including statutory or other financial data, to guide decision-making.

Benefits of Joining ZIGUP

We offer a competitive salary starting from £25,000 per annum, depending on experience. Our benefits include:

  • Annual Leave: 24 days, increasing to 26 days with service, plus the option to buy or sell up to 5 extra days annually, plus public holidays and a day off for your birthday.
  • Pension: Employer contributions of 5%.
  • Financial Benefits: Free life assurance, save-as-you-earn scheme, colleague referral scheme (£1 per referral), and discounts via our Benefits App at top retailers.
  • Wellbeing & Lifestyle Services: 24/7 GP service, mental health support, physiotherapy, cycle to work scheme, eyecare vouchers, Health Cash Plan, Dental Plan, and Travel Insurance.
  • Motoring Benefits: Vehicle leasing schemes, discounted repairs, and reduced rates on weekend car and van hires.
  • Wagestream: A financial wellbeing app offering control over your pay, savings, financial advice, and shopping discounts.

About You

  • Experience in Credit Control or Credit Risk Analysis is preferred. Alternatively, a keen interest and relevant qualifications are acceptable.
  • Attention to detail and accuracy are essential.
  • Team player with a proactive attitude.
  • Proficiency in Microsoft Excel and Office applications.
  • Strong investigative skills to assess credit risk.
  • Ability to handle large data volumes efficiently and meet tight deadlines.

About Us

ZIGUP is a leading provider of integrated mobility solutions, trusted by top UK insurance, leasing, fleet, OEM, and corporate clients, offering services from vehicle rental to fleet management, accident management, and vehicle maintenance.

Our purpose? Keeping customers moving, smarter.

We are agile, experts, imaginative, and reliable.

#J-18808-Ljbffr

Credit Risk Analyst in Darlington employer: Redde Northgate plc

At ZIGUP, we pride ourselves on fostering a collaborative work environment where teamwork is at the heart of our success. As a Credit Risk Analyst, you will benefit from a competitive salary and an extensive range of perks, including generous annual leave, comprehensive wellbeing services, and opportunities for professional growth. Join us in our vibrant location, where your contributions will be valued, and you can thrive in a culture that prioritises both personal and professional development.

Redde Northgate plc

Contact Details:

Redde Northgate plc Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Credit Risk Analyst in Darlington

Tap into Campus Networks

If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.

Get Certified

Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.

Connect on Professional Platforms

Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.

Apply Directly and Be Proactive

Don’t shy away from reaching out directly to firms like Redde Northgate plc. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.

We think you need these skills to ace Credit Risk Analyst in Darlington

Credit Risk Assessment
Attention to Detail
Analytical Skills
Proficiency in Microsoft Excel
Data Analysis
Investigative Skills
Teamwork

Some tips for your application 🫡

Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.

Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Redde Northgate plc.

Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.

Research and Reflect:Before hitting that 'apply' button on Redde Northgate plc's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!

How to prepare for a job interview at Redde Northgate plc

Brush Up on Financial Analysis Skills

Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Redde Northgate plc.

Prepare for Case Studies

Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.

Show Your Passion for Finance

Since this is a full-time position, employers at Redde Northgate plc will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.

Network with Industry Professionals

Before your interview, reach out to current or former Redde Northgate plc employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.