At a Glance
- Tasks: Lead product development for a data collection platform impacting AI training.
- Company: Join a fast-growing tech company shaping the future of artificial intelligence.
- Benefits: Enjoy remote work options, competitive salary, and equity opportunities.
- Other info: Must be able to travel to the central London office when needed.
- Why this job: Make a real-world impact on AI while working in a mission-driven culture.
- Qualifications: Experience in product development, especially in tech and scale-ups, is essential.
The predicted salary is between 72000 - 108000 £ per year.
Senior Product Manager, Collections & Recoveries | An Emerging-Markets Lender | 6-Month Contract | Remote (UK) | Competitive Rate
I'm working with an established lender that provides short-term working capital to micro and small businesses in emerging markets. Their customers are shopkeepers, market traders and small manufacturers, people who are shut out of formal banking because they have no credit history and nothing to put up as security.
The business has been doing this for over a decade and is profitable, certified as a B Corporation, and lends at real scale. What makes it work is the combination: data-led underwriting plus a large field network that visits the business, sizes the loan against what the owner can actually repay, and stays in contact. On-time repayment sits above 90% in a market where the wider banking sector is running non-performing loans in the mid-teens.
They're hiring a Senior Product Manager on a six-month contract to own repayment, collections and recoveries.
Why this one is worth a look
Collections product roles usually mean squeezing a legacy dialler and defending a cost line. This is not that.
This is the first senior product hire dedicated to the space, so you're not inheriting someone else's roadmap. You own the strategy, the measurement framework and the priorities across pre-due, early arrears and later-stage recoveries. And the customer outcome genuinely matters here, both because it is written into how the business is run and because treating people badly wrecks a portfolio built on repeat lending.
What you'll own
Four things, and they run in sequence.
Predict. Work with Credit Risk and Data on segmentation and early-warning indicators, so you know who is heading for trouble before they get there.
Prevent. Design the repayment journeys across mobile money, app, USSD, messaging, voice and assisted channels, so the miss does not happen in the first place.
Recover. Improve case management, call-centre tooling, field workflows and back-office productivity so the right cases get worked first.
Prove. Build the baselines, the dashboards and the controlled pilots. Within 90 days there needs to be a trusted performance baseline covering on-time repayment, cost-to-collect and portfolio-at-risk, plus a prioritised roadmap with business cases behind it. Within six months, at least two measurable improvements shipped and a segmented or early-warning treatment strategy live in pilot.
There's also a junior Product Manager in the team to mentor.
Who this suits
Seven or more years in product management, with at least three of those in lending, credit servicing, collections or recoveries. You need to be able to talk about roll rates, cure rates, cost-to-collect and champion-challenger testing without anyone having to explain them.
Working SQL and self-serve product analytics. Cohort analysis, funnels, experiment design. You run your own numbers rather than waiting on an analyst.
Evidence that you have actually moved something. Repayment rates, portfolio performance, operational efficiency, customer outcomes. A number that was one thing when you arrived and a better thing when you left.
The stakeholder piece is the one people underestimate. Credit Risk owns policy, the Head of Collections owns execution, Engineering owns delivery. You own none of it and have to align all of it, up to and including EXCO. If you've only ever worked where product had formal authority, this will be harder than it looks.
Emerging markets, mobile money or financial inclusion experience is a strong plus rather than a requirement. So is anything with a customer-protection or responsible-lending angle.
The setup
Six-month contract, competitive day rate, fully remote from the UK.
The working day skews early to overlap with the operating markets, roughly 08:00 to 14:00 UK in summer. For a lot of people that is an upside rather than a compromise. There is some international travel, discussed at first conversation.
Interested, or know someone who might be? Send a CV or a message to .
Neil Rogers | RedCat Digital
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Senior Product Manager in Slough employer: RedCat Digital
RedCat Digital is an exceptional employer that fosters a dynamic and innovative work culture, perfect for those looking to make a significant impact in the marketing landscape. With a strong emphasis on employee growth and development, team members are encouraged to expand their skills and take on new challenges, all while enjoying the benefits of working in a collaborative environment. Located in a vibrant area, employees also benefit from a supportive community that values creativity and results-driven performance.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Product Manager in Slough
✨Tip Number 1
Familiarise yourself with the latest trends in AI and machine learning. Understanding how these technologies are evolving will help you speak confidently about their implications during interviews.
✨Tip Number 2
Network with professionals in the product management and AI fields. Attend relevant meetups or webinars to connect with others who can provide insights or even referrals for the role.
✨Tip Number 3
Prepare to discuss specific examples of how you've led product development in a tech environment. Highlight your experience with both B2B and B2C products to demonstrate your versatility.
✨Tip Number 4
Showcase your ability to collaborate across teams by preparing anecdotes that illustrate your communication skills. This is crucial for working effectively with engineers, designers, and researchers.
We think you need these skills to ace Senior Product Manager in Slough
Some tips for your application 🫡
Tailor Your CV:Make sure your CV highlights relevant experience in product management, especially in technology and scale-up environments. Emphasise any work you've done with B2B and B2C products, as well as your familiarity with AI or machine learning.
Craft a Compelling Cover Letter:In your cover letter, express your passion for AI and how your background aligns with the company's mission. Discuss specific examples of how you've led product development and improved user experiences in previous roles.
Showcase Your Data-Driven Approach:Include examples in your application that demonstrate your ability to use data to inform decisions. Highlight any metrics or outcomes from past projects that illustrate your impact on product success.
Prepare for Potential Interviews:While this step is not part of the written application, it's wise to prepare for interviews by thinking about how you would approach the challenges mentioned in the job description. Be ready to discuss your strategies for improving product features and simplifying complex problems.
How to prepare for a job interview at RedCat Digital
✨Showcase Your Product Management Experience
Be prepared to discuss your previous roles in product management, especially in tech companies. Highlight specific projects where you led product development and how you navigated challenges, particularly in a scale-up environment.
✨Demonstrate Understanding of B2B and B2C
Since the role involves both business and individual users, be ready to explain how your experience aligns with these two areas. Share examples of how you've tailored products for different audiences and the impact it had on user engagement.
✨Use Data to Back Your Decisions
Prepare to discuss how you've used data to inform your product decisions in the past. Bring examples of metrics or KPIs you've tracked and how they influenced your strategy, especially in relation to improving user experience.
✨Communicate Effectively with Cross-Functional Teams
Strong communication skills are key for this role. Be ready to share experiences where you collaborated with designers, engineers, and researchers. Highlight how you facilitated discussions and resolved conflicts to drive projects forward.
