At a Glance
- Tasks: Lead product development to transform SME lending experiences and drive business growth.
- Company: Recognise Bank, a modern bank focused on supporting UK SMEs with tailored solutions.
- Benefits: Enjoy competitive time off, hybrid working, and private medical care.
- Other info: Join a diverse team that values empowerment, growth, and making a difference.
- Why this job: Make a real impact in a dynamic environment while shaping the future of banking.
- Qualifications: 5+ years in product management within banking or fintech, with strong analytical skills.
The predicted salary is between 36000 - 60000 £ per year.
We are Recognise Bank; a modern business bank built to support the UK’s SMEs with tailored lending and savings solutions.
Founded in 2017 by experienced business owners, we set out to challenge traditional banking by offering more flexibility, understanding, and practical support to help businesses thrive. Since receiving our banking licence in 2021, we’ve built a loyal customer base and a strong, diverse team that puts people first.
Our vision is building stronger futures with bespoke financial solutions. We understand that no two financial needs are the same, which is why we work closely with UK SMEs and individuals to unlock potential others often overlook. Through smart, flexible lending and savings products, we’re here to build and grow stronger futures for lasting success.
Our values shape how we work and grow together:
💪 Can do, will do: We take ownership, solve problems, and adapt as our customers’ needs evolve.
✨ Be brilliant: We show up with curiosity and energy, always striving for better.
🤝 Do the right thing: We act with integrity, responsibility, and care in everything we do.
💡Make a difference: We focus on impact, helping our customers, colleagues, and communities succeed.
About the role
As a Product Manager | Lending, you will be at the forefront of transforming the way SMEs access funding. You will lead cross-functional teams to discover, design and deliver new or improved lending products and enable faster, better, more transparent lending decisions for our customers. You will work closely with senior business stakeholders, and help shape the product roadmap, ensuring our products meet customer needs, comply with regulatory standards, and drive business growth.
You will be reporting to the Head of Product, and will help establish a world-class product team and shape how we approach product discovery and delivery. You’ll implement best practices from the technology, banking and fintech industries, ensuring our product development processes are agile, efficient, and customer focused.
Key Responsibilities
- Define and communicate a clear, compelling product vision, strategy, and roadmap for lending products.
- Conduct market research, customer discovery, and competitor analysis to understand customer/broker pain points and identify opportunities.
- Discovery & Delivery
- Lead end-to-end product development from ideation through launch and optimisation.
- Map lending journeys to identify customer pain points and process inefficiencies, delivering enhancements to improve user experience.
- Translate business requirements into clear product specifications and collaborate cross-functionally to design effective solutions.
- Prioritise features and enhancements based on customer impact, business value, and technical feasibility.
- Lead cross-functional teams to deliver high-quality products efficiently.
- Work with the ExCo and senior leadership to develop and improve lending products and expand distribution channels.
- Partner with technology and business teams (e.g., marketing, sales, credit, operations) to deliver product, platform, and process enhancements.
- Collaborate with risk, compliance, and legal teams to manage risk and ensure regulatory compliance.
- Performance & Optimisation
- Monitor KPIs to track product performance and identify improvement opportunities.
- Conduct Post Implementation Reviews (PIRs) and periodic reviews to ensure good customer outcomes and regulatory compliance.
- Corporate Responsibilities
- Follow all relevant company policies and procedures.
- Adhere to risk management responsibilities outlined in the Risk Management Policy.
- Comply with all financial crime, compliance, and reporting obligations relevant to the role.
Required Skills & Experience
- 4+ years’ experience in Product within banking or fintech, with a focus on property lending.
- Proven track record of leading cross-functional teams to launch and scale products that solve customer problems and deliver measurable business outcomes.
- In-depth understanding of customer and broker needs in the specialist property lending market, including Bridging, Commercial, and BTL mortgages.
- Experience collaborating with commercial, credit, and operational teams to deliver seamless lending experiences.
- Experience working in regulated environments, ensuring compliance with Consumer Duty and other relevant regulations.
- Familiarity with banking platforms such as Mambu, nCino, or similar systems.
Why Join?
At Recognise Bank, we're building more than a bank — we’re creating a culture where people feel empowered to make a difference 💡, supported to be brilliant ✨ with a can do will do attitude, and trusted to do the right thing 🤝.
We believe that when our people thrive, so do our customers. That’s why we invest in an environment that reflects our values and supports your growth, flexibility, and wellbeing.
Here’s what you can look forward to:
🌴 Competitive Time Off – Generous annual leave plus bank holidays to rest, recharge, and enjoy life outside of work.
🌍 Work From Anywhere – Up to 4 weeks per year to work remotely from anywhere in the world.
📚 Learning & Development – Tailored training and support to grow your skills and achieve your professional goals.
🏠 Hybrid Working – To support your work-life balance, we offer a hybrid working model with 3 days in the office and 2 days remote.
🩺 Private Medical Care with Vitality – Comprehensive healthcare including optical and dental coverage to keep you healthy.
💼 Enhanced Pension Scheme – Helping you plan and save for a secure future.
👶 Maternity, Paternity & Adoption Pay – Supporting you and your family during important life moments.
🎉 Discretionary Company Bonus – Rewarding your contribution to our shared success.
If you're curious, driven, and ready to be part of something meaningful — where your ideas matter, your growth is supported, and your work makes a real impact — then we’d love to hear from you.
Recognise Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Product Manager | Lending employer: Recognise Bank
Recognise Bank is an exceptional employer that prioritises the growth and wellbeing of its employees while fostering a culture of empowerment and innovation. With a strong commitment to work-life balance, competitive benefits, and tailored learning opportunities, we create an environment where you can thrive both personally and professionally. Join us in transforming the lending landscape for UK SMEs, where your contributions will make a meaningful impact.
StudySmarter Expert Advice🤫
We think this is how you could land Product Manager | Lending
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with potential colleagues on LinkedIn. The more people you know, the better your chances of landing that Product Manager role.
✨Tip Number 2
Prepare for interviews by practising common questions and scenarios related to product management. Think about how you can showcase your experience in lending and your ability to lead cross-functional teams.
✨Tip Number 3
Show your passion for the role! When you get the chance to chat with interviewers, share your ideas on how to improve lending products and make a difference for SMEs. Let them see your enthusiasm!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in being part of the Recognise Bank team.
We think you need these skills to ace Product Manager | Lending
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter to reflect the specific skills and experiences that align with the Product Manager role at Recognise Bank. Highlight your experience in lending and how you've solved customer problems in the past.
Showcase Your Passion:Let your enthusiasm for transforming SME lending shine through in your application. Share examples of how you've made a difference in previous roles and why you're excited about the opportunity to join our team.
Be Clear and Concise:When writing your application, keep it straightforward and to the point. Use clear language to communicate your ideas and ensure your key achievements stand out. We want to see your impact without wading through fluff!
Apply Through Our Website:We encourage you to submit your application directly through our website. This way, you can ensure it reaches us quickly and you'll have access to all the latest updates about the role and our company.
How to prepare for a job interview at Recognise Bank
✨Know Your Product Inside Out
Before the interview, dive deep into Recognise Bank's lending products. Understand their features, benefits, and how they stand out in the SME market. This will not only show your enthusiasm but also help you articulate how you can contribute to enhancing these products.
✨Showcase Your Cross-Functional Experience
Be ready to discuss specific examples of how you've led cross-functional teams in the past. Highlight your ability to collaborate with various departments like marketing, sales, and compliance to deliver successful product outcomes. This aligns perfectly with the role's requirements.
✨Demonstrate Your Customer-Centric Mindset
Prepare to share stories that illustrate your understanding of customer needs and how you've addressed them in previous roles. Discuss how you’ve used customer feedback to drive product improvements, as this is crucial for a Product Manager focused on lending.
✨Familiarise Yourself with Regulatory Standards
Since the role involves working within a regulated environment, brush up on relevant regulations like Consumer Duty. Be prepared to discuss how you've ensured compliance in your past projects, showcasing your ability to balance innovation with regulatory requirements.
