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For Companies At a Glance
- Tasks: Build relationships with brokers and deliver exceptional customer service in lending.
- Company: Recognise Bank, a modern business bank supporting UK SMEs.
- Benefits: Generous time off, remote work options, and tailored learning opportunities.
- Why this job: Join a culture that empowers you to make a difference and grow.
- Qualifications: 3+ years of lending experience and strong relationship management skills.
- Other info: Hybrid working model and commitment to diversity and inclusion.
The predicted salary is between 36000 - 60000 £ per year.
We are Recognise Bank; a modern business bank built to support the UK’s SMEs with tailored lending and savings solutions. Founded in 2017 by experienced business owners, we set out to challenge traditional banking by offering more flexibility, understanding, and practical support to help businesses thrive. Since receiving our banking licence in 2021, we’ve built a loyal customer base and a strong, diverse team that puts people first. Our vision is building stronger futures with bespoke financial solutions. We understand that no two financial needs are the same, which is why we work closely with UK SMEs and individuals to unlock potential others often overlook. Through smart, flexible lending and savings products, we’re here to build and grow stronger futures for lasting success.
Our values shape how we work and grow together:
- Can do, will do: We take ownership, solve problems, and adapt as our customers’ needs evolve.
- Be brilliant: We show up with curiosity and energy, always striving for better.
- Do the right thing: We act with integrity, responsibility, and care in everything we do.
- Make a difference: We focus on impact, helping our customers, colleagues, and communities succeed.
About the role
As a Lending Associate, you will be responsible for establishing, developing, and managing sustainable and mutually beneficial relationships with panel brokers within the Regulated Bridging sector. You will focus on delivering exceptional customer service while building strong broker partnerships to ensure the right relationships are in place to support ongoing lending targets. You will provide a first-class execution-only service, delivering a regulated bridging proposition underpinned by residential security, while operating within credit risk appetite and lending policy criteria to source and complete high-quality lending propositions.
Key Responsibilities
- Deliver lending volumes and product mix in line with personal targets to support the achievement of the wider business financial plan.
- Build brand awareness and profile across broker and professional communities through effective and targeted networking, while proactively managing brokers on Recognise’s panel, including annual reviews of allocated broker firms and attendance at national events, seminars, dinners, and awards.
- Review and analyse all new business enquiries and manage progressing lending proposals through to approval, ensuring applications are correctly packaged for timely sanction and completion, working collaboratively with the Deal Team (Operations Manager and Underwriter).
- Ensure all lending proposals, whether manual or system-generated, fall within credit risk appetite, lending policy, and criteria, and meet the Bank’s minimum return requirements.
- Maintain high data quality standards, ensuring information is regularly reviewed and updated to support business operations and regulatory reporting.
- Deliver outstanding customer service, demonstrated through positive feedback and broker/customer surveys.
- Collaborate with wider teams to support the development and evolution of the regulated bridge proposition towards a near-automated solution.
- Maintain open and transparent communication with internal stakeholders (including Loan Operations, Credit Underwriting, Chief Commercial Officer, Second Line Risk, and Internal Audit) and external stakeholders where required.
- Act as a lead or support on projects within the Business Development Team and across the wider business on commercial lending initiatives.
- Comply with all regulatory requirements, including Consumer Duty and SMCR, and complete all mandatory regulatory training in a timely manner.
Corporate Responsibilities
- Read and adhere to all relevant company policies and procedures.
- Fulfil all risk-related responsibilities in line with the Risk Management Policy.
- Comply with all compliance and financial crime policies, procedures, and reporting obligations applicable to the role.
Required Skills & Experience
- Minimum of 3+ years’ lending experience.
- CeMAP qualification is desirable but not essential.
- Experience working in a regulated environment with regulated financial products.
- Expert knowledge of the regulated bridging market is essential, with broader commercial real estate experience desirable but not essential.
- Proven track record of identifying new business opportunities through networking and utilising a strong professional network, including an existing network of FCA-regulated brokers within the regulated bridging market.
- Demonstrated business development and relationship management skills.
- Strong business case writing and credit analysis skills.
Why Join?
At Recognise Bank, we’re building more than a bank — we’re creating a culture where people feel empowered to make a difference, supported to be brilliant with a can do will do attitude, and trusted to do the right thing. We believe that when our people thrive, so do our customers. That’s why we invest in an environment that reflects our values and supports your growth, flexibility, and wellbeing.
Here’s what you can look forward to:
- Competitive Time Off: Generous annual leave plus bank holidays to rest, recharge, and enjoy life outside of work.
- Work From Anywhere: Up to 4 weeks per year to work remotely from anywhere in the world.
- Learning & Development: Tailored training and support to grow your skills and achieve your professional goals.
- Hybrid Working: To support your work-life balance, we offer a hybrid working model with 4 days in the office and 1 day remote.
- Private Medical Care with Vitality: Comprehensive healthcare including optical and dental coverage to keep you healthy.
- Enhanced Pension Scheme: Helping you plan and save for a secure future.
- Maternity, Paternity & Adoption Pay: Supporting you and your family during important life moments.
- Discretionary Company Bonus: Rewarding your contribution to our shared success.
If you’re curious, driven, and ready to be part of something meaningful — where your ideas matter, your growth is supported, and your work makes a real impact — then we’d love to hear from you.
Recognise Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Lending Associate in Milton Keynes employer: Recognise Bank
Contact Detail:
Recognise Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lending Associate in Milton Keynes
✨Tip Number 1
Networking is key! Get out there and connect with people in the industry. Attend events, seminars, and even casual meet-ups to build relationships with brokers and other professionals. The more you engage, the more opportunities will come your way.
✨Tip Number 2
Showcase your expertise! When chatting with potential employers or brokers, highlight your knowledge of the regulated bridging market. Share insights and experiences that demonstrate your understanding and ability to add value to their operations.
✨Tip Number 3
Be proactive! Don’t wait for opportunities to come to you. Reach out to brokers on Recognise’s panel, offer your assistance, and keep the lines of communication open. This shows initiative and can lead to fruitful partnerships.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in being part of the Recognise Bank team. Let’s make a difference together!
We think you need these skills to ace Lending Associate in Milton Keynes
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter to reflect the skills and experiences that align with the Lending Associate role. Highlight your lending experience and any relevant qualifications, like CeMAP, to show us you’re a great fit!
Showcase Your Networking Skills: Since building relationships is key for this role, share examples of how you've successfully networked in the past. We want to see your ability to connect with brokers and develop those partnerships!
Be Clear and Concise: When writing your application, keep it straightforward and to the point. Use clear language to describe your achievements and how they relate to the responsibilities of the Lending Associate position.
Apply Through Our Website: We encourage you to submit your application directly through our website. It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it’s super easy!
How to prepare for a job interview at Recognise Bank
✨Know Your Stuff
Before the interview, make sure you brush up on your knowledge of the regulated bridging market. Understand the key players, current trends, and how Recognise Bank fits into the picture. This will show that you're not just interested in the role but also invested in the industry.
✨Showcase Your Networking Skills
Since building relationships with brokers is crucial for this role, be ready to discuss your existing network. Share specific examples of how you've successfully developed partnerships in the past and how you plan to leverage those connections at Recognise Bank.
✨Demonstrate Problem-Solving Abilities
Prepare to discuss scenarios where you've had to solve complex problems or adapt to changing circumstances. Use the STAR method (Situation, Task, Action, Result) to structure your answers, highlighting your 'can do, will do' attitude.
✨Ask Insightful Questions
At the end of the interview, don’t shy away from asking questions. Inquire about the team dynamics, the bank's future plans, or how they measure success in the Lending Associate role. This shows your genuine interest and helps you assess if it's the right fit for you.
