At a Glance
- Tasks: Lead the development of innovative payment products and enhance user experiences.
- Company: Join a fast-growing fintech startup revolutionising global finance with stablecoins.
- Benefits: Flexible hybrid work, insurance coverage, and a stipend for Reap Card.
- Other info: Collaborative culture that encourages innovation, learning, and the use of AI tools.
- Why this job: Make a real impact in a high-stakes role with direct access to leadership.
- Qualifications: 5+ years in product management with expertise in payments and B2B financial products.
The predicted salary is between 70000 - 90000 £ per year.
Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement. Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale. Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments.
Reap Pay is one of Reap Direct's core offerings. This is a chance to take full ownership of a critical product domain that sits at the heart of how businesses move money globally. This is not a surface-level payments role. You will work across customer experience, payment orchestration, ledger and reconciliation logic, operational workflows, and the infrastructure abstractions that make complex money movement feel clear and reliable to the user.
Your Mission Awaits:
- Own the end-to-end payments product model for Reap Direct: Define how businesses initiate, track, manage, and reconcile payments across domestic, cross-border, fiat, and stablecoin-enabled flows.
- Turn infrastructure into robust payment products: Partner closely with Reap Connect and engineering to translate payment rails, partner capabilities, ledger events, APIs, and webhooks into clear workflows, scalable abstractions, and high-quality user experiences.
- Drive operational excellence and abstract complexity for global businesses: Design payment experiences and internal workflows that make cross-border money movement feel simple, reliable, and transparent for customers, while giving internal teams the tools and controls they need to operate efficiently at scale.
- Raise the bar on payment quality and completeness: Identify gaps across the payments lifecycle, from initiation through settlement and support resolution, and drive improvements in reliability, transparency, controls, and operational efficiency.
Your Superpowers:
- 5+ years of product management experience, with deep hands-on ownership of payments, treasury, or other transaction-heavy B2B financial products.
- Strong understanding of payment lifecycles, including initiation, routing, execution, settlement, refunds or reversals, and reconciliation.
- Strong ability to translate complex backend capabilities into elegant, intuitive user experiences without losing the underlying operational and technical rigor.
- Comfortable working on API-driven, event-driven, or ledger-based systems, and able to turn technical constraints into strong product decisions.
- Able to reason clearly about asynchronous flows, failure handling, retries, operational exceptions, and user trust in money movement products.
- Proven track record of owning a product domain end-to-end, from strategy and discovery through to delivery, iteration, and operational follow-through.
- Experience working cross-functionally with engineering, design, compliance, operations, and finance in a fast-moving environment.
- Comfortable operating with ambiguity and creating structure where none exists.
- Data-informed decision-maker who can identify the right KPIs and use them to drive prioritisation and outcomes.
Nice to Have:
- Experience with one or more payment domains such as payouts, acquiring, issuer processing, treasury flows, FX, or cross-border settlement.
- Experience building products on top of bank, scheme, processor, or stablecoin infrastructure.
- Familiarity with ledger-based systems, reconciliation workflows, and finance or operations tooling.
- Experience in high-growth environments where speed and pragmatism matter as much as thoroughness.
- Experience with stablecoin or crypto.
Why You'll Love it Here:
- A high-impact role in a rapidly growing fintech startup.
- Flexible hybrid work environment with a global, collaborative team.
- Insurance coverage after probation.
- Reap Card stipend.
- Use of AI tools at work, and the space to learn, experiment, and grow with them.
- A culture of innovation, inclusion, and continuous learning.
Senior Product Manager, Reap Pay employer: Reap
Reap is an exceptional employer, offering a high-impact role in a rapidly growing fintech startup that values innovation and collaboration. With a flexible hybrid work environment, comprehensive insurance coverage, and a culture that encourages continuous learning and the use of AI tools, employees are empowered to shape the future of finance while enjoying meaningful growth opportunities. Join us in Hong Kong and be part of a team that is redefining financial connectivity for businesses worldwide.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Product Manager, Reap Pay
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those at Reap or similar companies. A friendly chat can open doors and give you insights that a job description just can't.
✨Tip Number 2
Prepare for interviews by diving deep into Reap's products. Understand how they work and think about how you can contribute to making them even better. Show us your passion for payments and stablecoin technology!
✨Tip Number 3
Don’t just talk about your experience; bring it to life with examples. Share stories of how you've tackled challenges in product management, especially in payments or B2B financial products. We love hearing about real-world impact!
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows us you're genuinely interested in being part of the Reap team. Let’s make this happen together!
We think you need these skills to ace Senior Product Manager, Reap Pay
Some tips for your application 🫡
Show Your Passion for Payments:When you're writing your application, let your enthusiasm for the payments industry shine through. We want to see that you’re not just looking for any job, but that you’re genuinely excited about shaping the future of money movement with us.
Be Specific About Your Experience:Don’t just list your past roles; dive into the details! Share specific examples of how you've owned product domains or tackled complex payment challenges. We love seeing how your unique experiences can contribute to our mission at Reap.
Tailor Your Application:Make sure to customise your application to align with our job description. Highlight your skills in payment lifecycles and user experience design, and show us how you can turn complex systems into intuitive products that businesses trust.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity to join our team at Reap!
How to prepare for a job interview at Reap
✨Know Your Payments Inside Out
Make sure you have a solid understanding of payment lifecycles, especially in relation to B2B financial products. Brush up on key concepts like initiation, routing, execution, and reconciliation. Being able to discuss these topics confidently will show that you're ready to take ownership of the payments product model.
✨Showcase Your Cross-Functional Experience
Prepare examples of how you've successfully collaborated with engineering, design, compliance, and operations teams in previous roles. Highlight specific projects where your cross-functional work led to improved product outcomes. This will demonstrate your ability to thrive in a fast-moving environment like Reap.
✨Emphasise Data-Driven Decision Making
Be ready to discuss how you've used data to inform your product decisions in the past. Identify key performance indicators (KPIs) that matter in the payments space and explain how you've leveraged them to drive prioritisation and outcomes. This will show that you can make informed decisions that align with business goals.
✨Prepare for Ambiguity
Reap values individuals who can create structure in ambiguous situations. Think of examples from your experience where you've navigated uncertainty and defined a clear path forward. This will highlight your problem-solving skills and adaptability, which are crucial for this role.
