Financial Crime Compliance Analyst

About Realty Income

Realty Income (NYSE: O), an S&P 500 company, is a real estate partner to the world's leading companies. Founded in 1969, we invest in diversified commercial real estate and have a portfolio of 15,600 properties in all 50 U.S. states, the UK and six other countries in Europe, with a gross book value of $58bn. We are known as "The Monthly Dividend Company” and have a mission to deliver stockholders dependable monthly dividends that grow over time. Since our founding, we have declared 656 consecutive monthly dividends and are a member of the S&P 500 Dividend Aristocrats index, having increased our dividend for the last 30 consecutive years.

You will be joining one of the largest Real Estate Investment Trusts in the world as we rapidly expand into the UK and European markets, including moving into new offices at 3 St. James’s Square. The European portfolio, including the UK, has experienced consistent growth quarter-on-quarter since our first international acquisition, a £429m 12-property portfolio from Sainsbury’s in 2019. In just five years the portfolio now includes investments of over $11bn, and 483 distinct properties.

This is a high impact opportunity within our expanding Global Compliance team. You will play a key role assisting the build-out of our new global compliance function, gaining exposure to a highly commercial environment through a broad and varied remit. Our flat corporate structure provides genuine visibility and influence, alongside strong opportunities for career development as the firm continues to grow.

Position Overview:

Work with and support the firm’s Anti-Financial Crime Compliance, focused on financial crime compliance managing risks relating to money laundering, terrorism financing, proliferation financing, sanctions, bribery & corruption, market abuse, tax evasion and fraud. The role-holder is accountable for ensuring that day-to-day financial crime risks across the business are identified, assessed and addressed in line with applicable laws and regulations. The role exists to provide clear ownership of operational financial crime decisions, ensure the effectiveness of first line controls and enable timely escalation of material risks to senior compliance leadership. The role-holder is a decision-maker within defined authority thresholds and an owner of outcomes, not simply an executor of tasks. They are responsible for quality, consistency and defensibility of financial crime compliance judgements made in the course of business activities.

Key Responsibilities:

• Financial Crime Risk Identification and Disposition: Owning the end-to-end assessment and disposition of sanctions, PEP and adverse media alerts generated through screening systems. Making defensible decisions on false positives and risk clearance within delegated authority and ensuring that escalations are timely, well-reasoned and evidence-based. Ensuring that unresolved or elevated risks are clearly articulated to the Director, Anti-Financial Crime compliance with recommended actions.
• Ownership of Gifts & Hospitality Financial Crime Controls: Operating and maintaining effective oversight of the Gifts & Hospitality (G&H) control framework through StarCompliance. Taking ownership of G&H submission reviews, determining appropriateness against policy and resolving or escalating issues based on risk. Acting as the control owner for G&H operational compliance, including user guidance and issue resolution.
• Financial Crime Advisory: Providing authoritative, practical financial crime compliance advice to global business teams. Exercising professional judgement to interpret policy and regulatory requirements in real business scenarios. Deciding when advice can be given independently versus when matters require escalation for senior determination.
• Control Effectiveness and Ongoing Monitoring: Owning the accuracy, completeness and relevance of financial crime compliance monitoring data. Maintaining the Due Diligence Master List as a reliable record of due diligence activity across the firm, (for Funds, Acquisitions, Asset Management and Commercial Lending etc.). Identifying control weaknesses, trends or emerging risks through analysis of management information.
• Breach Identification and Escalation Integrity: Determining when issues constitute potential or actual financial crime breaches. Ensuring breaches are accurately logged, supported by evidence and escalated with clear analysis. Supporting the Director, Anti-Financial Crime Compliance with robust data to inform escalation and regulatory decision-making.
• Risk Assessment and Management Information Ownership: Contributing to financial crime risk assessments with a focus on control design and operating effectiveness. Producing accurate, well-structured management information, analytics and reporting that informs senior decisions. Ensuring that reporting highlights material risks, trends and control gaps rather than simply activity volumes.
• Regulatory Reporting Support: Preparing high-quality, well-reasoned draft Suspicious Activity Reports that clearly articulate risk, rationale and supporting facts. Ensuring that regulatory submissions are accurate, timely and defensible prior to senior review and approval.
• Training, Capability Building and Framework Contribution: Supporting the effectiveness of the financial crime framework through training guidance and subject matter input. Ensuring employees understand their financial crime obligations and how to apply them in practice. Contributing to the ongoing development and refinement of policies, procedures and guidance.

Candidate Requirements

Knowledge, Skills, and Abilities

Must have for the role:

• Suitable experience and expertise from a Financial Crime Compliance role, ideally from a Financial Services regulated firm.
• While we do not set upper or lower limits of PQE for any of our vacancies, candidates with at least 3-6+ years’ Financial Crime Compliance experience is likely to have the right level of knowledge and experience for this role; strong candidates outside of this range will be considered.
• Strong knowledge of Financial Crime Compliance measures is required.
• ACAMS or ICA qualifications / certifications or equivalent experience required, (ACAMs/ICA Certificate in AML).
• Confidence in Customer Due Diligence requirements and procedures for Funds and Commercial Lending and Wealth Management is highly desirable.
• Experienced in managing financial / economic / sanctions and trade / export control risk.
• Experienced in compliance oversight, file reviews and control effectiveness assessments.
• Experienced in collating and analysing management information.
• Ability to train colleagues and provide a strong customer service with empathy and patience.
• Confident in Microsoft Office suite of tools, including Outlook, Word, Excel as well as Adobe and SharePoint; highly adept at internet research including willingness to use AI.
• Perform multiple tasks simultaneously within established time frames, able to prioritise as circumstances dictate.
• Consistently dependable and highly reliable; have a very efficient and effective working relationship with colleagues and other business contacts.
• Superb organisational and administrative skills, including performing duties consistently, accurately, and timely.
• Work independently and seek out potentially more effective methods of work operation.
• Highly effective communication skills (verbal and written), ability to work efficiently with minimal supervision and take direction with minimal instruction, while working autonomously and taking the initiative to seek guidance where reasonably needed.

Desirable but not essential:

• Commercial Finance / Wealth management / Funds and/or Real Estate industry experience is beneficial.
• International subject matter expertise (e.g. FCPA, DoJ, FinCen) beneficial.

This role is subject to enhanced compliance and disclosure requirements comparable with those of a regulated financial services organization, including conflict of interest disclosures and personal trading policies.