Job Description
Are you an experienced Credit Manager with a strong background in B2B underwriting?
Bracknell | Hybrid Working | Permanent | Up to 63,000
RD Financial Recruitment is working with a well-established global organisation to recruit a Credit Manager to join its Wholesale team.
This is a senior role with responsibility for credit, risk and underwriting, alongside the management and development of a team
The role
- Manage, develop and support a team of credit professionals.
- Review and underwrite B2B credit proposals, including dealer financial performance and funding requirements.
- Make credit decisions within your delegated authority and provide recommendations on larger exposures.
- Own month-end reporting and prepare information for committee and risk meetings.
- Build strong relationships with dealers and senior stakeholders.
- Analyse new dealer applications, business plans and funding requirements.
- Manage credit risk where dealers become distressed, including site visits, stock recovery and debt reconciliation.
- Ensure robust governance, controls and regulatory compliance across the department.
- Work with banks, solicitors and other creditors where security is required.
- Deputise for the Wholesale Department Manager when required.
About you
- Significant experience underwriting B2B credit proposals.
- Strong financial analysis and credit assessment skills.
- Previous experience managing and developing a team.
- The confidence to make informed lending decisions within a risk framework.
- Strong relationship-building and influencing skills, particularly with senior stakeholders.
- Excellent commercial judgement and attention to detail.
- Experience within automotive finance, dealerships or the wider motor industry would be advantageous, but isn't essential.
What’s on offer?
The role offers a hybrid working arrangement, with the flexibility to request up to 2 days working from home per week, subject to business requirements.
Apply now or contact RD Financial Recruitment for more information.
Wholesale Credit Section Manager in Bracknell employer: RD Financial Recruitment
Join a forward-thinking accountancy practice that prioritises its people and fosters a supportive work environment. As a part-time Senior Accountant, you'll benefit from flexible working hours, opportunities for professional development, and the chance to contribute your ideas in a culture that values both individuals and their contributions. With a commitment to work-life balance and a focus on meaningful tasks, this role offers an excellent opportunity for those seeking a rewarding career in accounting.
