At a Glance
- Tasks: Make impactful credit decisions and analyse financial data in a fast-paced environment.
- Company: Dynamic financial services company based in Slough.
- Benefits: £35k salary, £2.6k car allowance, and excellent benefits.
- Other info: Structured team environment with real career progression opportunities.
- Why this job: Take ownership of your work and influence key underwriting decisions.
- Qualifications: Strong analytical skills and understanding of financial statements required.
The predicted salary is between 35000 - 35000 £ per year.
Are you ready to take ownership of credit decisions that truly make an impact? This opportunity offers a blend of analytical thinking, autonomy, and responsibility within a fast-moving financial services environment. You will play a central role in assessing risk, supporting business performance, and ensuring high-quality lending decisions.
The Role
- You will be responsible for manually underwriting dealer finance proposals, ensuring all decisions align with internal credit policy and risk appetite.
- By analysing customer financial information and credit data, you will determine affordability and repayment capacity, leading to accurate Accept or Decline outcomes.
- Alongside decision-making, you will manage your own workflow using internal systems, ensuring all cases are handled within agreed service levels.
- You will also engage with dealers and internal stakeholders, responding to queries and supporting smooth case progression.
- The role also offers involvement in scorecard testing and risk model improvements, contributing to the ongoing development of the underwriting strategy.
Key Responsibilities
- Underwrite finance proposals in line with credit policy and risk standards.
- Analyse financial data, including income, expenditure and repayment capacity.
- Review credit reports and supporting information to make informed decisions.
- Manage and prioritise your own work queue to meet service level agreements.
- Maintain consistent quality and accuracy in all underwriting decisions.
- Respond to inbound dealer and stakeholder queries within target timeframes.
- Monitor and progress proposals efficiently through to completion.
- Escalate any backlog or operational issues when required.
- Contribute to scorecard testing and risk model enhancements.
- Support performance monitoring and SLA adherence.
About You
You are a confident decision maker with strong analytical skills and a keen eye for detail. You are comfortable interpreting financial information and drawing meaningful conclusions that support sound lending decisions. You will also bring:
- A strong understanding of financial statements such as income, balance sheet and cash flow.
- The ability to identify patterns and insights within complex data.
- Excellent communication skills with the ability to explain decisions clearly.
- Good organisational skills and the ability to manage a busy workload.
- A proactive and accountable approach to your work.
- Confidence using systems and handling queries in a fast paced environment.
The Offer
- Salary of £35k.
- £2.6k car allowance.
- Excellent benefits package.
- Structured and supportive team environment.
- Opportunity to influence underwriting decisions and risk strategy.
- A role offering real ownership and career progression.
If you are looking for a position where your expertise is valued and your decisions drive outcomes, this could be the perfect next step.
Underwriting Specialist employer: RD Financial Recruitment Limited
As an Underwriting Specialist in Slough, you will join a dynamic financial services team that values analytical thinking and decision-making autonomy. With a competitive salary, generous car allowance, and an excellent benefits package, the company fosters a supportive work culture that prioritises employee growth and offers opportunities to influence key underwriting strategies. This role not only allows you to make impactful credit decisions but also provides a structured environment for career progression and professional development.
Contact Details:
RD Financial Recruitment Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Underwriting Specialist
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions related to underwriting. Think about how your analytical skills and decision-making abilities can shine through. We recommend doing mock interviews with friends or using online resources.
✨Tip Number 3
Showcase your expertise! Bring examples of your past work or case studies to interviews. This will help demonstrate your understanding of financial statements and risk assessment, making you stand out as a candidate.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and engaged with our company.
We think you need these skills to ace Underwriting Specialist
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience that match the Underwriting Specialist role. Highlight your analytical skills and any relevant experience in financial services to grab our attention!
Craft a Compelling Cover Letter:Use your cover letter to tell us why you're the perfect fit for this role. Share specific examples of how you've made impactful credit decisions or managed workflows effectively in the past.
Showcase Your Analytical Skills:Since this role is all about assessing risk and making informed decisions, be sure to mention any experience you have with analysing financial data and interpreting complex information. We love seeing those skills in action!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at RD Financial Recruitment Limited
✨Know Your Numbers
As an Underwriting Specialist, you'll need to be comfortable with financial statements. Brush up on your knowledge of income, balance sheets, and cash flow before the interview. Be ready to discuss how you interpret these figures and make lending decisions based on them.
✨Showcase Your Analytical Skills
Prepare examples that highlight your analytical thinking. Think of situations where you've successfully assessed risk or made informed decisions based on complex data. This will demonstrate your ability to handle the responsibilities of the role effectively.
✨Practice Clear Communication
You'll need to explain your decisions clearly to dealers and stakeholders. Practise articulating your thought process and decision-making rationale. This will help you convey your ideas confidently during the interview.
✨Demonstrate Organisational Skills
Since managing your own workflow is key in this role, come prepared with examples of how you've prioritised tasks in a busy environment. Discuss any tools or methods you use to stay organised and meet deadlines, as this will show your proactive approach.
