At a Glance
- Tasks: Make impactful credit decisions and analyse financial data in a fast-paced environment.
- Company: Dynamic financial services company based in Slough.
- Benefits: £35k salary, £2.6k car allowance, and excellent benefits.
- Other info: Supportive team culture with opportunities for career progression.
- Why this job: Take ownership of your work and influence real lending outcomes.
- Qualifications: Strong analytical skills and understanding of financial statements required.
The predicted salary is between 35000 - 35000 € per year.
Are you ready to take ownership of credit decisions that truly make an impact? This opportunity offers a blend of analytical thinking, autonomy, and responsibility within a fast-moving financial services environment. You will play a central role in assessing risk, supporting business performance, and ensuring high-quality lending decisions.
The Role
You will be responsible for manually underwriting dealer finance proposals, ensuring all decisions align with internal credit policy and risk appetite. By analysing customer financial information and credit data, you will determine affordability and repayment capacity, leading to accurate Accept or Decline outcomes. Alongside decision-making, you will manage your own workflow using internal systems, ensuring all cases are handled within agreed service levels. You will also engage with dealers and internal stakeholders, responding to queries and supporting smooth case progression. The role also offers involvement in scorecard testing and risk model improvements, contributing to the ongoing development of the underwriting strategy.
Key Responsibilities
- Underwrite finance proposals in line with credit policy and risk standards
- Analyse financial data, including income, expenditure and repayment capacity
- Review credit reports and supporting information to make informed decisions
- Manage and prioritise your own work queue to meet service level agreements
- Maintain consistent quality and accuracy in all underwriting decisions
- Respond to inbound dealer and stakeholder queries within target timeframes
- Monitor and progress proposals efficiently through to completion
- Escalate any backlog or operational issues when required
- Contribute to scorecard testing and risk model enhancements
- Support performance monitoring and SLA adherence
About You
You are a confident decision maker with strong analytical skills and a keen eye for detail. You are comfortable interpreting financial information and drawing meaningful conclusions that support sound lending decisions. You will also bring:
- A strong understanding of financial statements such as income, balance sheet and cash flow
- The ability to identify patterns and insights within complex data
- Excellent communication skills with the ability to explain decisions clearly
- Good organisational skills and the ability to manage a busy workload
- A proactive and accountable approach to your work
- Confidence using systems and handling queries in a fast paced environment
The Offer
Salary of £35k, £2.6k car allowance, excellent benefits package, structured and supportive team environment, opportunity to influence underwriting decisions and risk strategy, a role offering real ownership and career progression.
If you are looking for a position where your expertise is valued and your decisions drive outcomes, this could be the perfect next step.
Underwriting Specialist in Slough employer: RD Financial Recruitment Limited
Join a dynamic financial services team in Slough, where your role as an Underwriting Specialist will not only allow you to make impactful credit decisions but also offers a structured and supportive work environment. With a competitive salary, generous car allowance, and excellent benefits, you'll have the opportunity for meaningful career progression while contributing to the development of underwriting strategies. Embrace a culture that values analytical thinking and autonomy, ensuring your expertise is recognised and rewarded.
Contact Detail:
RD Financial Recruitment Limited Recruiting Team
StudySmarter Expert Advice🤫
We think this is how you could land Underwriting Specialist in Slough
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that Underwriting Specialist role.
✨Tip Number 2
Prepare for interviews by practising common questions related to underwriting and risk assessment. We suggest you come armed with examples of how you've made impactful decisions in the past. Show them you’re the confident decision-maker they need!
✨Tip Number 3
Don’t forget to follow up after your interviews! A quick thank-you email can go a long way in keeping you top of mind. We recommend mentioning something specific from your conversation to show you were engaged and interested.
✨Tip Number 4
Apply directly through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take the initiative to engage with us directly. Let’s get you that Underwriting Specialist position!
We think you need these skills to ace Underwriting Specialist in Slough
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your analytical skills and any relevant experience in underwriting or financial analysis to show us you’re the right fit.
Craft a Compelling Cover Letter:Use your cover letter to tell us why you’re passionate about underwriting and how your background aligns with our needs. Be specific about your decision-making process and how you handle financial data.
Showcase Your Communication Skills:Since you'll be engaging with dealers and stakeholders, it’s important to demonstrate your communication skills in your application. Use clear and concise language to convey your thoughts and experiences.
Apply Through Our Website:We encourage you to apply directly through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any updates!
How to prepare for a job interview at RD Financial Recruitment Limited
✨Know Your Numbers
As an Underwriting Specialist, you'll need to be comfortable with financial data. Brush up on your understanding of income statements, balance sheets, and cash flow. Be prepared to discuss how you analyse these documents to make informed lending decisions.
✨Showcase Your Decision-Making Skills
During the interview, highlight your experience in making credit decisions. Share specific examples where your analytical skills led to successful outcomes. This will demonstrate your ability to take ownership and responsibility in a fast-paced environment.
✨Master the Art of Communication
You'll be engaging with dealers and stakeholders, so practice explaining complex financial concepts in simple terms. Prepare to discuss how you handle queries and ensure smooth case progression, as clear communication is key in this role.
✨Demonstrate Organisational Skills
Managing your own workflow is crucial for this position. Be ready to talk about how you prioritise tasks and meet service level agreements. Sharing strategies you've used to stay organised will show that you're proactive and accountable.
