At a Glance
- Tasks: Analyse corporate credit risks and support securitisation transactions in a dynamic trading environment.
- Company: Join a leading financial firm with a focus on innovative private financing solutions.
- Benefits: Competitive salary, professional development, and a collaborative team culture.
- Other info: Opportunity for career growth in a supportive and engaging workplace.
- Why this job: Make an impact in the fast-paced world of corporate finance and securitisation.
- Qualifications: Experience in corporate credit underwriting and strong analytical skills required.
The predicted salary is between 63000 - 77000 £ per year.
Join us as a Credit Analyst, Securitisation Trading Associate/Vice President. We’ll look to you to support the underwriting and management of the economic risk associated with Corporate Securitisations transactions undertaken by Private Financing. Joining a fast-paced, dynamic, Trading & Portfolio Management team, you’ll use your analytical skills in leveraged corporate credit to support the needs of this business. It’s an opportunity to contribute to our Private Credit financing business in Europe and the US, underpinning our transaction risk analysis.
What you’ll do:
- You’ll be producing high-quality credit analysis by reviewing lending thesis, financial metrics, downside scenarios, and historical performance of leveraged corporates in a high pressured environment.
- You’ll be preparing risk write-ups that effectively support asset eligibility, diligence outcome and investment recommendation.
- You’ll be working closely with product partners in Structuring, Sales and Portfolio Monitoring to support the origination, underwriting, execution and management of Corporate Securitisation / CLO transactions.
- You’ll be supporting the transaction pricing process, and comparing this with transaction risk to form a view on the acceptability of transaction risk or reward.
- You’ll be liaising with various internal functions to facilitate transaction approvals and portfolio management of existing risk exposures.
- You’ll be completing credit portfolio benchmarking.
The skills you’ll need:
- Knowledge of general lending principles and experience in corporate credit underwriting / risk approval.
- Familiarity with Microsoft Office tools, and advanced knowledge of Excel including modelling; Python skills would be beneficial.
- Ability to deal with large datasets.
- Familiarity with leveraged corporates, and lending.
- Quantitative, analytical and modelling skills.
- Demonstrable analytical skills.
- Strong communication and systematic reasoning skills.
Hours: 35
Credit Analyst, Securitisation Trading Associate/Vice President employer: RBS
At NatWest Group, we pride ourselves on being an exceptional employer that champions diversity and innovation. Our Engineering Insights Experience for Women in London offers a unique opportunity to immerse yourself in the tech landscape of banking, while benefiting from a supportive work culture that fosters personal and professional growth. With hands-on experiences, networking opportunities, and the potential to progress into our internship programme, you'll be empowered to turn your ambition into action in a dynamic and inclusive environment.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Analyst, Securitisation Trading Associate/Vice President
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like RBS. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Analyst, Securitisation Trading Associate/Vice President
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to RBS.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on RBS's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at RBS
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with RBS.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at RBS will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former RBS employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
