Finance Manager (part time, home based) in London

Why We ExistThe world is moving away from rigid ownership models in favour of more flexible, affordable access. Our mission is to transform how technology is bought, used and reused — creating better outcomes for customers, brands and the planet. What We've BuiltRaylo is the subscription infrastructure that enables leading electronics brands, including PlayStation, HP and Dyson, to move from one-off device sales to recurring subscription programmes that increase conversion, deepen loyalty and capture more lifetime value. Behind that sits an AI-powered operating system that executes and manages device subscriptions end to end: credit and fraud decisioning, lifecycle operations, and the financing engine that enables brands to run subscription programmes at scale. Brands can unlock a powerful new growth engine with Raylo across embedded checkout, Raylo.We combine proprietary technology and data with the orchestration of physical assets, operating across credit, fraud, pricing, logistics, refurbishment, resale and customer care. Teams are replacing spreadsheets with bespoke tooling, and anyone can query our data layer in plain English and get a real answer in seconds. We give every team their own hackathon: a chance to step back, start with a blank sheet, and ask: if we were starting today, how would we do this? AI gives people back time, and we expect them to spend it on the things no model can replicate: conversations, trust, craft and team judgement. We hire to a high bar. You'll work with people who push you, raise your game and expect you to do the same. Our Core Valuesð¡ Be deeply curious – We thrive on innovation through diverse approaches, views, and people.ð Walk in your customer's shoes – To build the best products and make the best decisions for the long term, we must figure out what our customers need, not just what they want.Your TeamStrategic Finance sits at the centre of Raylo, working directly with our co-founders and leadership team rather than tucked away in the back office. You'll report to our co-founder and CFO and work closely with our co-founder and CEO. The team owns the financial model, budget and forecasts across the UK, US and globally. It is also responsible for business partnering across the company - aligning on commercial OKRs with each division, driving capital allocation decisions, and thinking about risks and opportunities no one else is thinking about. You will help the SLT run their divisions more effectively and will hold them to account. Because Raylo retains ownership of every device used by our customers, rather than selling them outright, our capital structure is complex and innovative, more so than almost any other business at our stage, combining equity fundraising with a sophisticated device-financing engine. Very few finance teams get to work on a problem like this. Every fundraise, board conversation and major strategic decision runs through Strategic Finance, relying on the team's commercial and technical expertise. You'll see up close how a high-growth, profitable business finances itself, and help shape that story. What You'll DoSet the direction and priorities for our financial model, budget and forecasts across the UK, US and globally. You'll challenge and guide the work of two strong direct reports with investment banking experience and make the calls on how to model and consider complex problemsSet quarterly and annual growth targets with our CEO and leadership team, covering new customers, acquisition spend, retention and churnLead investor and board communications alongside our CEO, and support our CFO on the debt-financing side of the businessInfluence where we deploy capital as we grow, including US expansion and future international opportunities, which could involve new partnerships or M&AAct as a second line of defence on commercial decisions. You'll define the problem, test the data, run the numbers and distil a huge amount of complexity into a clear solution, and work the business to implement itGet things done across functions. You'll unblock decisions and make the call rather than letting analysis stall progressUse AI tools and SQL to self-serve your own data and analysis, so you can answer strategic questions quickly without waiting on anyone elseBe able to roll your sleeves up and dive in yourself when it matters. Being in Strategic Finance means being across the detailBuild your impact quickly. By 6 months you'll be driving the planning cycle and business partnering, and by 12 months you'll be a trusted voice at the top table, shaping how we expand. You'll Succeed WithAt least 10 years experience, with a minimum of 4-5 years in investment banking building financial models in M&A or advisory. We're looking for bothExperience modelling balance-sheet-heavy or leveraged businesses, such as leasing, asset finance, infrastructure, or project finance, where long-horizon cash flows, depreciation and debt drive the answerA strong command of complex financial modelling. You should understand a large model with many moving parts well enough to guide others through changes and dive in yourselfHands-on daily use of AI tools for data analysis, not just awarenessSQL experience, or the willingness and ability to pick it up quickly. You understand the detail well enough to see how the pieces connect, and you can raise the risks and questions others haven't thought ofEvidence of identifying a problem yourself and driving the change, rather than waiting to be handed a briefYou need to proactively set direction for Strategic Finance and get what you need from across the businessA direct, clear communicator who is comfortable in front of senior leadership, the board and investorsComfort with hard work, high ownership and fast-changing priorities, where the answer isn't always obvious. A genuine enjoyment of complexity and an ambition to grow with the business, having an outsized impact on our direction as we go globalThe ability to develop and motivate technically strong direct reports while staying hands-on yourselfOpportunities & Benefitsð Fast-track your career – 40% of our employees progress every review cycle (bi-annually)ð Exclusive Raylo device subscription for employeesð Private Medical Insuranceð Stock options for all employeesð L&D budget to support the skills you valueð Our hybrid model centres on in-person collaboration, with four days a week in the officeð 33 days off, your way – 25 days + 8 bank holidays with full flexibility to use on the days that mean the most to youð¶ Enhanced maternity, paternity, adoption or shared parental leave, if you've been with us for 12 months.As an FCA-regulated business, we conduct background checks (DBS and AML) on all successful candidates who are offered a position at Raylo during the onboarding process. Diversity & Inclusion at RayloAt Raylo, we celebrate diversity and are committed to creating an inclusive workplace where everyone can thrive. Hybrid