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For Companies At a Glance
- Tasks: Lead the development of innovative wealth management propositions and ensure client-centric solutions.
- Company: A leading UK wealth management firm with a strong reputation and ambitious goals.
- Benefits: Permanent contract, hybrid working, and opportunities for professional growth.
- Why this job: Shape the future of wealth management and make a real impact on client experiences.
- Qualifications: Extensive experience in wealth management and strong leadership skills required.
- Other info: Join a dynamic team focused on innovation and client success.
The predicted salary is between 72000 - 108000 ÂŁ per year.
Division: Wealth Management Propositions & Client Experience
Location: London, Liverpool, Glasgow
Contract: Permanent
Working pattern: Hybrid
About the Role
The Head of Wealth Proposition is a strategic leadership role at the heart of a leading UK wealth management firm’s ambition to be the first choice for clients and talent, the most reputable brand, and the most effective operator in the market. Sitting at the intersection of client needs, market trends, regulatory expectations, and business strategy, this role is responsible for shaping and managing a compelling suite of propositions across discretionary investment management, bespoke portfolio services, and financial planning. While the role champions the integration of advice and investment services, it also recognises the enduring importance of discretionary investment management as a standalone offering for clients who prefer a more focused engagement. The role ensures the firm continues to deliver competitive, compliant, and client‑centric solutions to its client base.
What you’ll be responsible for
- Strategic Proposition Development: Lead the design and evolution of the firm’s wealth management propositions, including discretionary investment management, financial planning, and specialist services. Translate market and client insights into differentiated offerings aligned with strategic goals.
- Portfolio Management and Enhancement: Oversee the proposition portfolio to ensure relevance, competitiveness, and profitability. Regularly review service features, pricing, and client journeys, recommending enhancements or rationalisation where appropriate.
- Regulatory Compliance and Product Governance: Lead the product governance framework, ensuring all propositions meet FCA requirements, including Consumer Duty and Product Governance rules. Maintain robust governance processes and ensure propositions deliver good outcomes throughout their lifecycle.
- Cross‑Functional Collaboration: Act as the central point of coordination for proposition initiatives, working closely with Investment, Distribution, Marketing, Operations, Compliance, and Technology to ensure seamless development and delivery.
- Market and Competitive Intelligence: Leverage insights from internal research and external market analysis to inform proposition strategy. Commission targeted research where needed and embed intelligence into decision‑making.
- Client Experience and Value: Champion the client perspective, ensuring propositions deliver genuine value and are clearly articulated. Embed Consumer Duty principles into all proposition decisions, focusing on understanding, support, and positive outcomes.
- Commercial Performance: Own the commercial success of propositions, including revenue growth, margin optimisation, and client retention. Build business cases for new propositions and monitor performance against commercial and client outcome metrics.
- Innovation and Thought Leadership: Drive innovation in areas such as sustainable investing, digital wealth solutions, and intergenerational planning. Position the firm as a thought leader in wealth proposition design.
- Market Influence: Represent the firm in industry forums, working groups, and external partnerships to shape the future of wealth management. Use thought leadership to enhance reputation and influence across the sector.
About you
If you meet some of these criteria and are excited about the role, we encourage you to apply.
What You Need to Bring to the Role
- Experience and Knowledge: Extensive experience in wealth management, private banking, or asset management, with a strong track record in proposition development or product management. Deep understanding of investment management, financial planning, and the UK regulatory environment.
- Regulatory and Governance Expertise: Demonstrated experience implementing product governance frameworks and embedding Consumer Duty principles. Ability to balance regulatory compliance with commercial and client‑focused decision‑making.
- Leadership and Influence: Proven leadership skills with experience managing high‑performing teams and influencing senior stakeholders. Comfortable operating at both strategic and operational levels.
- Strategic and Analytical Thinking: Strong commercial acumen and the ability to translate complex data and insights into actionable strategy. Skilled in identifying opportunities and making evidence‑based decisions.
- Client‑Centric Approach: Deep commitment to understanding and serving client needs. Experience designing client journeys and enhancing experience across multiple touchpoints, with strong alignment to Consumer Duty.
- Communication and Stakeholder Management: Excellent communication and presentation skills. Able to articulate complex propositions clearly and build consensus across diverse stakeholder groups.
- Thought Leadership: A recognised voice in the industry with the ability to influence market thinking, contribute to public discourse, and represent the firm’s perspective on the future of wealth management.
How You Need to Do It
- With a Client‑First Mindset: Ensure all propositions reflect the diversity of client needs, from fully integrated wealth solutions to standalone investment mandates.
- Through Collaborative Leadership: Build strong relationships across the business, aligning stakeholders around a shared proposition vision.
- With Agility and Innovation: Embrace change, test new ideas, and adapt quickly to evolving client expectations and regulatory developments.
- With Commercial Focus: Balance client value with business performance, ensuring propositions are scalable, profitable, and sustainable.
- With Regulatory Integrity: Embed governance and compliance into every stage of proposition development and delivery.
- As an Inspiring Communicator: Translate complex ideas into compelling narratives for clients, colleagues, and the wider market.
- As a Market Influencer: Actively contribute to the industry’s evolution through thought leadership, external engagement, and strategic partnerships that reinforce the firm’s leadership position.
Head of wealth proposition in London employer: Rathbones
Contact Detail:
Rathbones Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of wealth proposition in London
✨Tip Number 1
Network like a pro! Get out there and connect with industry professionals on LinkedIn or at events. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its values. Tailor your responses to show how your experience aligns with their goals, especially in wealth management and client-centric solutions.
✨Tip Number 3
Practice your pitch! Be ready to articulate your vision for the role and how you can drive innovation in wealth propositions. Confidence is key, so rehearse until it feels natural.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Head of wealth proposition in London
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter to highlight your experience in wealth management and proposition development. We want to see how your skills align with the role of Head of Wealth Proposition, so don’t hold back on showcasing your relevant achievements!
Showcase Your Leadership Skills: This role is all about strategic leadership, so be sure to emphasise your experience managing teams and influencing stakeholders. We’re looking for someone who can inspire and drive change, so share examples that demonstrate your leadership style and impact.
Highlight Client-Centric Achievements: Since the role focuses on delivering client value, make sure to include any experiences where you’ve enhanced client journeys or developed propositions that truly meet client needs. We love seeing how you’ve put clients at the heart of your work!
Apply Through Our Website: We encourage you to submit your application through our website for a smoother process. It’s the best way for us to receive your details and get you into our system quickly. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Rathbones
✨Know Your Propositions Inside Out
Before the interview, dive deep into the firm's wealth management propositions. Understand their discretionary investment management, financial planning, and bespoke services. Be ready to discuss how you can enhance these offerings based on market trends and client needs.
✨Showcase Your Regulatory Savvy
Given the importance of regulatory compliance in this role, brush up on FCA requirements and Consumer Duty principles. Prepare examples from your past experience where you've successfully implemented product governance frameworks or navigated regulatory challenges.
✨Demonstrate Leadership and Collaboration
This role requires strong leadership and cross-functional collaboration. Think of specific instances where you've led high-performing teams or worked with diverse stakeholders. Be prepared to share how you align teams around a shared vision for proposition development.
✨Bring Data-Driven Insights
The ability to translate complex data into actionable strategies is key. Gather insights from your previous roles that highlight your analytical thinking. Discuss how you've used market intelligence to inform proposition strategies and drive commercial success.