At a Glance
- Tasks: Lead governance for client propositions, ensuring great outcomes and preventing foreseeable harm.
- Company: Join Rathbones, a leading wealth management firm with a commitment to client care.
- Benefits: Enjoy a competitive pension, private medical insurance, flexible holidays, and study support.
- Other info: Hybrid working model with opportunities for professional growth and development.
- Why this job: Make a real impact on client outcomes while developing your career in a supportive environment.
- Qualifications: Experience in UK wealth management and strong governance skills are essential.
The predicted salary is between 60000 - 75000 £ per year.
In this role you will play a key role in ensuring that every proposition Rathbones offers delivers, sustains, and can clearly evidence good client outcomes throughout its lifecycle. You will be key to embedding the identification, prevention, monitoring, and remediation of foreseeable harm within proposition design and governance. This includes ensuring propositions are suitable for their defined target markets, represent fair value and support consumer understanding in line with consumer duty. You will own the governance infrastructure that enables this: the frameworks, forums, documentation, metrics, and decision‑making cadences that ensure propositions are consistently well‑defined, properly challenged, and actively managed in the interests of clients.
What you’ll be responsible for:
- Proposition governance and outcomes‑based decision‑making
- Maintain and evolve the proposition governance framework so that good client outcomes and foreseeable harm are explicit decision criteria at every lifecycle gate.
- Own the forums, terms of reference, decision rights, escalation routes, and documentation standards that underpin proposition governance.
- Provide secretariat and, where appropriate, chairing support for proposition governance forums.
- Ensure governance decisions are evidence‑led, outcome‑focused, and consistently applied across the proposition set.
- Lifecycle management with embedded harm prevention
- Operate the proposition lifecycle as an outcome‑focused process covering:
- New proposition development and approval.
- Material changes and re‑approvals.
- Controlled withdrawal where propositions no longer deliver good outcomes or present unacceptable harm.
- Ensure foreseeable harm is assessed at design stage and revisited whenever propositions, markets, or client behaviours change.
You will also:
- Own and operate the Rathbones’ fair value assessment programme for in‑scope propositions.
- Ensure every proposition has a clearly defined, evidenced target market.
- Define and operate proposition performance metrics and ensure insight from metrics informs governance decisions and lifecycle action.
- Maintain the proposition hub and library as the authoritative source of truth for proposition information.
- Act as the authoritative first‑line voice on proposition governance, client outcomes, and foreseeable harm across the Wealth division.
About you:
- Substantial experience in UK wealth management, advice, or asset management, with accountability for product/ proposition governance, lifecycle management, fair value, or Consumer Duty delivery.
- Practical experience of identifying, evidencing, and addressing foreseeable harm within product or proposition frameworks.
- A strong track record of building or operating governance infrastructure that drives real decisions and action.
- The judgement and credibility to operate confidently with senior stakeholders and to challenge constructively where outcomes are at risk.
- Excellent written communication skills, with the ability to produce clear, disciplined, regulator‑ready documentation.
- Experience supporting regulatory engagement or thematic reviews relating to products, fair value, or Consumer Duty.
- Experience of remediation activity following poor outcomes or harm events.
- Familiarity with vulnerable customer considerations and accessibility in proposition design.
Our offer to you:
- A company pension - 9% non-contributory or 10% if you contribute 5%
- Private medical insurance – Individual on joining, family after 1 year’s service
- Life assurance - 8 x salary
- Company share scheme
- Discretionary bonus
- Flexible holidays – purchase up to 5 additional days
- Green Car Scheme
- Family friendly policies – enhanced family leave for parents & carers
- Study support – study days and funding for courses and qualifications
- Season travel ticket loans
- Other voluntary benefits you can choose to suit you
We’re a Disability Confident Employer (level 2) under the UK Government scheme. This means we’ve signed up to a set of commitments around how we recruit, retain and develop people with disabilities. If you require adjustments to apply for a role at Rathbones, please contact us to let us know what adjustments you may need.
Proposition Lifecycle and Governance in London employer: Rathbone Brothers
Rathbones is an exceptional employer, offering a dynamic work environment in the heart of London where you can make a meaningful impact on client outcomes through your role in Proposition Lifecycle and Governance. With a strong commitment to employee growth, Rathbones provides extensive benefits including a generous pension scheme, private medical insurance, and flexible holiday options, all while fostering a culture that values diversity and supports professional development. Join us to be part of a forward-thinking team dedicated to delivering fair value and excellence in wealth management.
StudySmarter Expert Advice🤫
We think this is how you could land Proposition Lifecycle and Governance in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Rathbone Brothers. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Proposition Lifecycle and Governance in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Rathbone Brothers.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Rathbone Brothers's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Rathbone Brothers
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Rathbone Brothers.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Rathbone Brothers will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Rathbone Brothers employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
