At a Glance
- Tasks: Monitor transactions to identify and mitigate risks like fraud and money laundering.
- Company: Rapyd is a global fintech leader, revolutionising payments and commerce worldwide.
- Benefits: Enjoy a dynamic work environment with opportunities for growth and collaboration across global offices.
- Other info: Entry-level position with full-time hours; ideal for recent graduates or those looking to start a career in finance.
- Why this job: Join a fast-paced team where your contributions directly impact the future of fintech.
- Qualifications: 1-2 years in transaction monitoring or similar roles; strong analytical and communication skills required.
The predicted salary is between 28800 - 43200 € per year.
Join to apply for the Transaction Monitoring Analyst role at Rapyd
Join to apply for the Transaction Monitoring Analyst role at Rapyd
Description
Rapyd has unified payments, payouts and fintech on one worldwide platform, and we’re assembling the world’s best team to liberate global commerce. With offices in Tel Aviv, Amsterdam, Singapore, Iceland, London, Dubai, Hong Kong, and the U.S., the opportunities at Rapyd are limitless.
Description
Rapyd has unified payments, payouts and fintech on one worldwide platform, and we’re assembling the world’s best team to liberate global commerce. With offices in Tel Aviv, Amsterdam, Singapore, Iceland, London, Dubai, Hong Kong, and the U.S., the opportunities at Rapyd are limitless.
We believe in straight talk, quick decisions, strong execution and elegant solutions. Rapyd is where hard work pays off and careers take off. Join us and let’s build the future of fintech together.
Get the tools to grow globally at Follow: Blog, Insta, LinkedIn, Twitter
As a Transaction Monitoring Analyst at Rapyd, you will be at the forefront of our efforts to maintain a secure and trustworthy financial ecosystem. You’ll gain hands-on experience using our advanced transaction monitoring systems and analytical tools. Your primary role will be to monitor merchant and cardholder activity to identify, investigate, and help mitigate risks related to money laundering, fraud, and non-compliance with card association rules. This is an exciting opportunity to develop your skills in a fast-paced fintech environment and contribute directly to Rapyd’s success.
What You’ll Do
- Review daily alerts for merchants flagged by Rapyd’s transaction monitoring system. You’ll take appropriate actions, such as contacting merchants to understand their activity and business model, recommending fund retention if a risk is identified, initiating account termination when necessary, and preparing Suspicious Activity Reports (SARs).
- Proactively manage merchants identified through our Declined-In-Clearing refund/batch monitoring processes, collaborating closely with Customer Success, Partnership, and Acquiring Support teams to resolve issues.
- Review and act upon alerts for merchants flagged by ongoing Credit Bureau monitoring, as well as investigate and take appropriate risk mitigation measures for merchants potentially involved in illegal or brand-damaging activities, ensuring all actions are documented and aligned with internal policies.
- Understand and respond effectively to notifications from external bodies, such as Card Schemes (Visa, Mastercard), regarding Fraud, AML, Credit, or Regulatory risks.
- Work closely and effectively with various internal teams, including Customer Success, Partnerships, Compliance, Finance, Operations, and Business Lines, to ensure a cohesive, customer-centric approach to risk management.
- Assist in maintaining and updating operational procedures and processes to ensure they remain relevant, effective, and current with industry best practices.
- Communicate clearly with internal teams and external stakeholders (e.g., merchants, partners), providing guidance on risk-related matters and contributing to a culture of risk awareness.
- 1-2 years of experience in a transaction monitoring, fraud detection, AML, or a similar risk-focused role, ideally within the payments or financial services industry.
- Fluent in English, with exceptional verbal and written communication skills.
- Strong analytical skills with the ability to interpret complex data, identify trends and patterns indicative of risk, and make sound, data-driven judgments.
- A proactive approach to problem-solving, demonstrating initiative, professional judgment, and attention to detail.
- High degree of integrity, a collaborative mindset, and a commitment to teamwork and providing excellent service to internal and external customers.
- Ability to learn quickly and adapt in a fast-paced, dynamic industry.
- Previous experience in a customer-facing or customer service environment, demonstrating strong communication skills.
- Basic knowledge of relevant regulations (e.g., AML directives, Card Scheme rules).
- Proficiency in using data analysis systems and tools, such as Excel, Looker, SQL, or Python, to extract and manipulate data for investigative purposes.
- Relevant certifications (e.g., CAMS, CFE, or progress towards them).
Seniority level
Seniority level
Entry level
Employment type
Employment type
Full-time
Job function
Job function
Finance and Sales
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#J-18808-LjbffrTransaction Monitoring Analyst in England employer: Rapyd
At Rapyd, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration. As a Transaction Monitoring Analyst in London, you'll benefit from hands-on experience in a fast-paced fintech environment, with ample opportunities for professional growth and development. Our commitment to employee success is matched by our focus on maintaining a secure financial ecosystem, making your role both meaningful and rewarding.
StudySmarter Expert Advice🤫
We think this is how you could land Transaction Monitoring Analyst in England
✨Tip Number 1
Familiarise yourself with the latest trends in transaction monitoring and fraud detection. Understanding the current landscape will not only help you during interviews but also show your genuine interest in the role.
✨Tip Number 2
Network with professionals in the fintech industry, especially those working in transaction monitoring or compliance. Engaging with them on platforms like LinkedIn can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Brush up on relevant regulations such as AML directives and card scheme rules. Being knowledgeable about these topics will demonstrate your commitment to compliance and risk management during discussions.
✨Tip Number 4
Prepare to discuss your analytical skills and how you've used data analysis tools in past roles. Be ready to share specific examples of how you've identified risks or solved problems using data-driven approaches.
We think you need these skills to ace Transaction Monitoring Analyst in England
Some tips for your application 🫡
Understand the Role:Before applying, make sure you fully understand the responsibilities of a Transaction Monitoring Analyst. Familiarise yourself with transaction monitoring systems, risk mitigation strategies, and compliance regulations relevant to the fintech industry.
Tailor Your CV:Highlight your relevant experience in transaction monitoring, fraud detection, or AML. Use specific examples that demonstrate your analytical skills and problem-solving abilities. Make sure to include any tools or software you are proficient in, such as SQL or Excel.
Craft a Compelling Cover Letter:Write a cover letter that showcases your passion for fintech and your understanding of the role. Mention how your skills align with Rapyd's mission to maintain a secure financial ecosystem and provide examples of how you've successfully managed risks in previous roles.
Proofread Your Application:Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for a role focused on risk management.
How to prepare for a job interview at Rapyd
✨Understand the Role
Make sure you thoroughly understand the responsibilities of a Transaction Monitoring Analyst. Familiarise yourself with transaction monitoring systems, AML regulations, and the types of risks involved in financial transactions. This knowledge will help you answer questions confidently and demonstrate your suitability for the role.
✨Showcase Analytical Skills
Prepare to discuss your analytical skills and how you've used them in previous roles. Be ready to provide examples of how you've interpreted complex data, identified trends, and made data-driven decisions. This is crucial for a role that involves monitoring and mitigating risks.
✨Communicate Clearly
Since the role requires clear communication with both internal teams and external stakeholders, practice articulating your thoughts clearly and concisely. You might be asked to explain complex concepts, so being able to communicate effectively is key.
✨Demonstrate a Proactive Approach
Be prepared to discuss instances where you've taken initiative in problem-solving. Highlight your ability to adapt quickly in a fast-paced environment and your commitment to teamwork. This will show that you align with Rapyd's values of hard work and collaboration.
