Tech Co-Founder at Data-Driven Insurtech (Tuttoaposto Assicurazioni)

Founders Factory builds and funds startups together with exceptional entrepreneurs and the world’s leading companies. Created by IPO-exited founders, we offer founders capital, operational support from a team of hands-on experts, and unrivaled access to a coalition of industry-leading corporate partners. Since 2015, our 300+ portfolio companies have raised $900mm follow-on funding from a roster of notable investors. Our Studio partners with entrepreneurs at day one, developing new ideas, technologies and business models into high growth companies. Together with Fastweb-Vodafone, one of Italy’s leading telecommunications companies with 6M+ clients, we’re now exploring concepts at the intersection of insurance and technology. We’re looking for an experienced operator with entrepreneurial ambitions to lead a new venture as Cofounder & CTO with our investment and the full backing of Founders Factory. The Opportunity Italy is one of the most underinsured countries in Europe when it comes to home and renters insurance, ranking 25th in property & casualty premiums relative to GDP, despite being the 7th largest life insurance market in the OECD. This gap is no longer sustainable. As climate risks accelerate, housing mobility increases, and the cost of rebuilding rises, Italian families urgently need better protection for the spaces and things that matter most. Meanwhile, the market remains dominated by legacy brokers and rigid products that haven\’t evolved in decades. Yet change is coming fast. 77% of Italian consumers say they want to buy more insurance online in the future. Generative AI is set to reshape the insurance industry. And households are actively seeking smarter, simpler ways to insure what they love, without paperwork or phone calls. We are seizing the opportunity to build a digital-first, data-powered MGA designed for modern life with a mission to make Italian families more resilient, financially and emotionally. Backed by Founders Factory , Tetto is building a radically simpler, smarter, and more affordable way to insure your home and contents starting with a digital-first, data-powered MGA focused on young, urban policyholders. We’re now looking for a technical co-founder to join the team and own the technology vision, architecture, and execution from MVP to scale. The role As Co-founder & CTO , you’ll work side-by-side with the Founder & CEO to bring Tetto from concept to product-market fit and beyond. You’ll lead the design and build of our MVP, data infrastructure, and API-first architecture, setting the foundation for how we acquire, underwrite, and serve customers in a way that’s 10x better than legacy insurers. This is a hands-on, full-stack leadership role. You’ll need to move fast, solve hard problems, and obsess over building high-quality systems that support seamless integrations, smart underwriting, and frictionless experiences. What you’ll be doing Own the technical roadmap , architecture, and execution of Tetto’s platform from day one Build and launch the MVP using lean, modern technologies (utilising low/no-code, AI-powered IDEs, external APIs, pre-built insurance tools where useful) Design, integrate, and manage data pipelines across property data, IoT, geospatial risk, customer behavior, and third-party APIs Build Tetto’s own API layer , allowing seamless embedding into distribution partner flows Collaborate to the foundation of models for automated pricing and underwriting logic , integrating insurance carrier data and market benchmarks Set up internal tools for AI-powered claims handling and CX automation Hire and lead the early engineering team, shaping culture, process, and technical standards Work closely with product, insurance, and growth to iterate rapidly and deliver measurable customer value What we’re looking for Strong experience as a technical founder, engineering lead, or staff-level engineer in a startup or fast-scaling tech company Proven ability to ship MVPs fast , with a pragmatic approach to technical debt and iteration Deep understanding of API design and integration , including building API endpoints that can embed into third-party platforms Experience with data architecture and enrichment , particularly around consumer profiling, risk modeling, or real-time personalization Fluent in modern full-stack development (e.g., Node.js, Python, React/Next.js, PostgreSQL, Firebase, etc.) Experience (or curiosity) around insurance, fintech, or regulated markets Bonus: Experience with AI/ML applications , IoT integration, or geospatial data Remote-friendly role, with a preference for future relocation or frequent travel to Milan. Italian language skills are a plus, but not required. Why join now Be a co-founder in a venture-backed company , supported by Founders Factory and Fastweb-Vodafone as both investors and strategic partners Shape the entire product and tech stack from day one — no legacy, no constraints Apply AI & LLMs to a massive, real-world use case with untapped potential Solve a real, deeply underserved problem that impacts millions of Italian renters and homeowners Build a brand that can redefine how Italians protect what they love You\’ll get 10% – 20% equity depending on experience, full ownership of your domain , and the chance to shape something meaningful from the ground up You’ll work side-by-side with a CEO with years of experience in growth, partnerships, and monetization at Google, and a background in VC and consumer startups. Note: We’re reviewing candidates on a rolling basis: If you’re curious but not sure you tick every box — let’s talk anyway. #J-18808-Ljbffr