At a Glance
- Tasks: Analyse customer data, manage credit limits, and communicate risk recommendations to stakeholders.
- Company: Join a forward-thinking global business focused on sustainable mobility and technology solutions.
- Benefits: Competitive salary, bonus potential, and a range of core benefits in a friendly culture.
- Why this job: Be part of a growth journey, influencing key decisions in a fast-paced environment.
- Qualifications: Detail-oriented, strong communication skills, and proficiency in Excel; finance knowledge is a plus.
- Other info: Inclusive workplace with opportunities for continuous improvement and career development.
The predicted salary is between 36000 - 60000 Β£ per year.
Weβre an ambitious, forward-thinking global business who build transformative solutions for our customers to deliver best-in-class sustainable mobility, connectivity, and technology solutions. We support our customers with a range of products and services to meet their needs. Since 1990 our ambition has never wavered. Our mission is to help businesses of all sizes adapt to the future and take advantage of the opportunities that change brings. Sustainability is at the core of our offering.
The role of Credit Monitoring Officer is really important to us. You will be responsible for ongoing review of customers' fuel spend against agreed credit limits using internal systems and credit agency information to manage risk in line with credit policy.
Key Responsibilities:- Analyse and collate data from different sources to complete risk reviews.
- Communicate risk recommendations to senior stakeholders to influence and shape risk/reward decisions.
- Review financial information and compile trend analysis, produce risk reviews for senior management and external insurance companies.
- Daily review of credit limit breaches, prioritising workload based on internal risk strategy.
- Manage accounts through to conclusion, working to agreed deadlines and obtaining buy-in for actions from key stakeholders.
- Underwrite credit limits and ongoing fraud prevention using spend trends to identify risks.
- Timely query resolution, working with colleagues in other departments to resolve issues.
- Manage the relationship with sales account management to ensure open communication and agreed level of risk/rewards.
- Presenting credit recommendations to key stakeholders.
- Credit alerts management, ensuring effective decisions are made to minimize risk.
- Actively engage in relevant and appropriate opportunities for cross-department working to build relationships & share knowledge.
- Participate in meetings and projects with wider credit team to continually improve department performance.
- Developing and maintaining excellent relationships with key stakeholders within the Radius Group.
- Use exposure to different areas of Credit and businesses/products to share good ideas and approaches across the team and improve the processes and systems as a result.
- Able to prioritise and adapt to meet key deadlines in a fast-paced changing environment.
- Keen eye for detail.
- Own queries and problem resolution.
- Excellent ability to communicate at all levels.
- Flexible approach and attitude.
- Strong Excel skills.
- Working knowledge of financial reports (Desirable).
A friendly culture that mirrors our proposition to our customers. A fast-growing organisation that defines itself as being agile and innovative. A drive for continuous improvement, which you will be empowered to get behind from day one. A commitment to building a working environment that values inclusivity, innovation, agility, and drive.
If you feel we are a good match for each other, you can apply online now! If youβd like to understand more about the role or life at Radius before applying, then please contact our talent team via email. Radius is an equal opportunities employer. We are committed to welcoming people regardless of age, disability, gender identity, race, faith or belief, sexual orientation or socioeconomic background.
Credit Officer (Monitoring & Controls Team) employer: Radius
Contact Detail:
Radius Recruiting Team
StudySmarter Expert Advice π€«
We think this is how you could land Credit Officer (Monitoring & Controls Team)
β¨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
β¨Tip Number 2
Prepare for interviews by researching the company and its values. Understand their approach to sustainability and technology solutions, so you can show how your skills align with their mission.
β¨Tip Number 3
Practice your communication skills! Being able to articulate your thoughts clearly is crucial, especially when discussing risk recommendations with senior stakeholders. Role-play with a friend or use online resources to sharpen your skills.
β¨Tip Number 4
Donβt forget to apply through our website! Itβs the best way to ensure your application gets seen. Plus, it shows youβre genuinely interested in being part of our journey towards innovative solutions.
We think you need these skills to ace Credit Officer (Monitoring & Controls Team)
Some tips for your application π«‘
Show Your Enthusiasm: When writing your application, let your passion for the role shine through! We want to see that you're excited about the opportunity to join our team and contribute to our mission of sustainable mobility.
Tailor Your CV: Make sure to customise your CV to highlight relevant skills and experiences that align with the Credit Officer role. We love seeing how your background fits into our vision, so donβt hold back on showcasing your strengths!
Be Clear and Concise: Keep your application straightforward and to the point. We appreciate clarity, so make sure your key achievements and qualifications are easy to spot. This helps us quickly understand what you bring to the table!
Apply Through Our Website: Donβt forget to submit your application through our website! Itβs the best way for us to receive your details and ensures youβre considered for the role. Plus, itβs super easy to do!
How to prepare for a job interview at Radius
β¨Know Your Numbers
Brush up on your financial knowledge, especially around credit limits and risk management. Be prepared to discuss how you would analyse data and make recommendations based on trends. This shows you understand the core responsibilities of the role.
β¨Communicate Clearly
Since you'll be influencing senior stakeholders, practice articulating your thoughts clearly and confidently. Use examples from your past experiences where you've successfully communicated complex information to different audiences.
β¨Show Your Problem-Solving Skills
Think of specific instances where you've resolved queries or issues effectively. Be ready to share these examples during the interview, highlighting your attention to detail and ability to adapt in a fast-paced environment.
β¨Emphasise Teamwork
This role involves cross-department collaboration, so be sure to highlight your experience working with others. Discuss how you've built relationships and shared knowledge in previous roles, as this aligns with the company's values of inclusivity and innovation.