At a Glance
- Tasks: Own credit insights, automate reporting, and influence strategic decisions.
- Company: Fast-growing, agile organisation that values analytics and collaboration.
- Benefits: Competitive pay, potential bonuses, inclusive culture, and wellbeing initiatives.
- Other info: Opportunities for continuous improvement and professional growth.
- Why this job: Make a real impact on credit decisions and portfolio performance.
- Qualifications: Advanced SQL, Tableau, Excel skills, and strong commercial judgement.
The predicted salary is between 45000 - 55000 £ per year.
Overview
In this senior, business‑partner role you own the credit insight for a division, shaping what to measure and how to automate it to influence credit decisions.
You act as the credit voice, challenging assumptions with evidence and turning manual reporting into automated, decision-grade products.
Your work focuses on portfolio performance, risk management, and strategic decisions, with impact measured by reduced losses.
You join a fast-growing, agile organization that values practical analytics and cross‑functional collaboration.
- Pay / Benefits
- competitive pay
- potential bonus
- good range of basic benefits
- inclusive and agile culture
- opportunities to support from day one
- DEI and wellbeing initiatives
Responsibilities
- Partner with division leaders to support portfolio performance and risk management
- Set the analytical agenda by identifying opportunities and risks without relying on requests
- Rationalise reporting to drive decision‑making and measurable value
- Design and implement automated SQL and Tableau analytics to reduce manual work
- Deliver root-cause analysis, trends, and predictive insights across portfolio metrics
- Influence credit policy, limits, and strategic decisions with evidence
- Provide analytical support for credit strategy and continuous improvement initiatives
- Key requirements
- Advanced SQL: design, optimise and document multi-stage queries and data models
- Advanced Tableau: architect dashboards and data sources from scratch
- Advanced Excel: build and validate decision-making models
- Proven ability to automate end-to-end reporting and save time/risk
- Strong commercial judgement to translate data into actionable recommendations
- Credibility with senior stakeholders and effective business partnering
- Self-directed with a strategic focus and ability to lead analytical work
- Solid grounding in credit and risk principles (exposure, default, recoveries, provisioning)
- Strong business partnering
- Clear communication to senior audiences
- Strategic thinking with minimal supervision
- SQL
- Tableau
- Excel
Senior Credit Risk Analyst in Crewe employer: Radius Payment Solutions
At Radius, we pride ourselves on being an exceptional employer, offering a vibrant work culture at our state-of-the-art Telematics head office in Crewe. Our commitment to employee growth is evident through tailored development plans and a culture of continuous learning, while our modern workspace features unique amenities like an onsite café and rooftop bar, fostering collaboration and creativity. Join us to make a meaningful impact in the telematics sector, supported by a comprehensive benefits package that prioritises your well-being and career progression.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Risk Analyst in Crewe
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Radius Payment Solutions. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Credit Risk Analyst in Crewe
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Radius Payment Solutions.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Radius Payment Solutions's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Radius Payment Solutions
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Radius Payment Solutions.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Radius Payment Solutions will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Radius Payment Solutions employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
