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- Tasks: Originate and manage commercial credit proposals while building strong client relationships.
- Company: International Bank based in Harrow with a focus on innovation and growth.
- Benefits: Competitive salary, professional development, and a dynamic work environment.
- Why this job: Join a leading bank and make an impact in the commercial finance sector.
- Qualifications: Experience in credit proposals and strong relationship management skills.
- Other info: Opportunity for career advancement in a supportive team.
The predicted salary is between 36000 - 60000 £ per year.
We are inviting applications for Commercial Business Manager position for an International Bank based in Harrow. MAIN RESPONSIBILITY Origination of Commercial Retail Credit proposals and ensuring successful execution of the transactions being pursued along with related client & introducer relationship management. JOB RESPONSIBILITY * To originate Commercial Real Estate credit proposals up to GBP 20 million and Development finance proposals upto GBP 10 million. * Develop and build introducer relationships with brokers, accountants, solicitors, valuers and other players to generate leads. Proper database of relationships to be maintained. * Undertake initial assessment and processing of lending proposals from the network primarily of CRE or Commercial retail credit. Provide a clear rationale for recommending or rejecting applications, prior to submitting to the CBO. * For shortlisted proposals, submit the same to Credit team for underwriting and support process including presentation of proposals to approving Committee in a timely manner. * Initial review, assessment, investigation to minimise credit risks associated with loan applications in accordance with the Banks operating policies and procedures. Undertake site visits as required and submit report. * Responsibility for maintaining the pipeline status for proposals at different stages and following up to ensure that disbursement targets are met. * Monitoring of market conditions, identifying potential opportunities or problem sectors and making necessary recommendations. * Ensure the credit decisions are made within regulatory standards and adhere to TCF principles and Customer First standards. * Design and deliver credit training to branches to ensure full understanding of policies and practices. * To provide support to the CBO in all operational areas of the Retail Credit Department. * Liaising with Solicitors / Valuation Firms for end-to-end solution for credit proposals * Liaise with credit and credit administration teams to ensure the approval disbursement and post-disbursement experience of client is smooth. * Presentation to Risk Committee and other UK management committees for introduction and renewal of new / existing products
Commercial Business Manager employer: Quantum Group
Contact Detail:
Quantum Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Commercial Business Manager
✨Tip Number 1
Network like a pro! Get out there and connect with brokers, accountants, and solicitors. Building those relationships can lead to valuable leads and opportunities that might not be advertised.
✨Tip Number 2
Stay organised! Keep a proper database of your contacts and proposals. This will help you track your progress and ensure you're following up on potential deals effectively.
✨Tip Number 3
Be proactive in your research! Monitor market conditions and identify potential opportunities or problem sectors. This knowledge will give you an edge when discussing proposals with clients and the credit team.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed and you’re considered for the role. Plus, we love seeing candidates who take the initiative!
We think you need these skills to ace Commercial Business Manager
Some tips for your application 🫡
Read the Job Description Carefully: Before you start your application, make sure to read the job description thoroughly. We want to see that you understand the role and how your skills align with what we're looking for.
Tailor Your CV and Cover Letter: Don’t just send a generic CV! We love it when applicants tailor their documents to highlight relevant experience and skills that match the Commercial Business Manager role. Show us why you're the perfect fit!
Be Clear and Concise: When writing your application, keep it clear and to the point. We appreciate well-structured responses that get straight to the heart of your qualifications and experiences without unnecessary fluff.
Apply Through Our Website: Make sure to submit your application through our website. It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it’s super easy!
How to prepare for a job interview at Quantum Group
✨Know Your Numbers
As a Commercial Business Manager, you'll be dealing with significant financial figures. Brush up on your knowledge of credit proposals, especially those related to Commercial Real Estate and Development finance. Be ready to discuss how you've successfully managed similar transactions in the past.
✨Build Your Network
Since relationship management is key in this role, think about your existing connections with brokers, accountants, and solicitors. Prepare examples of how you've developed and maintained these relationships, and be ready to discuss how you can leverage them for the bank's benefit.
✨Demonstrate Risk Awareness
Understanding credit risks is crucial. Be prepared to talk about your approach to assessing lending proposals and minimising risks. Share specific instances where your assessment led to successful outcomes or prevented potential issues.
✨Showcase Your Presentation Skills
You'll need to present proposals to various committees, so practice articulating your thoughts clearly and confidently. Consider preparing a mock presentation based on a hypothetical credit proposal to demonstrate your ability to communicate effectively under pressure.
