MLRO and Compliance Officer

Working Model: Hybrid Working or Remote

Employment status: Full-time, Permanent.

Working hours: Monday to Friday

Office Location: Stanstead Abbotts, UK.

Picture yourself at the cutting edge of payments innovation, where each project has the potential to transform the industry. We’re on a dynamic path to redefine what’s possible, with a powerful portfolio that’s set to surpass the competition and position us as a global leader. This is your chance to join us at a pivotal moment in our journey—where your work can make an extraordinary impact. If you’ve ever dreamed of being part of something remarkable from the beginning, this is your opportunity. As we grow, your role will shape the future, impact customers worldwide, and drive us toward becoming a game-changer in payments. Join us, and let’s create something truly groundbreaking together.

Responsibilities

• Leading and embedding a robust compliance and financial crime framework across the business, ensuring regulatory obligations are translated into practical controls, systems and decision-making processes, while acting as the firm’s MLRO and primary point of contact for financial crime matters.
• A typical week might involve:
• Leading the compliance function (3 direct reports) and ensuring regulatory requirements are translated into measurable controls and operational processes
• Developing and maintaining compliance frameworks, including policies, monitoring, reporting and governance structures
• Providing independent oversight and challenge to business activities, products and strategic initiatives
• Delivering reporting to the CRCO, Risk Committees and Board
• Leading regulatory horizon scanning
• Acting as MLRO, overseeing AML, CTF, sanctions and financial crime frameworks
• Managing relationships with regulators, card schemes and external partners
• Driving automation and use of data, analytics and AI
• Promoting a strong compliance culture through training and engagement

Qualifications

We are looking for someone who:

• Has significant experience leading compliance in payments, fintech or regulated financial services
• Has operated as an MLRO or senior financial crime leader
• Has strong knowledge of UK regulatory requirements
• Can design and operationalise compliance frameworks
• Is confident managing regulators and stakeholders
• Demonstrates strong judgement and communication

We would love someone to have any of the following:

• Experience implementing RegTech, automation or AI-enabled compliance solutions
• Strong data and MI capabilities
• Experience across multiple regulatory jurisdictions
• ICA Diploma or equivalent.

What we can offer you:

• Competitive package and other employee benefits such as:
• Hybrid Working.
• 25 days holiday (excluding public holidays).
• Free onsite parking.
• Health Cash Plan, after probation.
• Private Healthcare, after 2 years’ service.
• Life Assurance, after probation.
• Offices close to transport links.
• Small and friendly team.
• Attractive Group Bonus Scheme.
• A diversified range of activities in an international environment.
• To be a part of a supportive and dynamic team with ambitious, yet realistic objectives for the future.
• An open communication culture.

About us

PXP is a well-established and respected name within the payment industry. We boast an impressive and diverse client database across the globe and have over 30 years of experience within the payments space. 170+ people are employed across our regional offices located in the UK, Austria, Bulgaria, India and the US. PXP are a leading payment provider with a reputation of a reliable payment and acquiring platform as well as offering operational excellence and best in class service for all of our clients. We strongly believe these are fundamental values which contribute to our customers success because for our clients, regardless of sector, taking payment is one of the most important parts of their business. The UK office is open daily, has free onsite parking, and is ideally placed within a 5 minute walk from the train station located in a small and friendly village. We listened to our employees and now offer a fantastic hybrid working option, with a minimum two days in the office and optional 3 days home working. Take your career to the next level and join us as we redefine the payments industry. With our CARE values at the core of everything we do, let’s innovate together. CARE: Customer at our Core, Accountability, Respect, and Excellence. These principles guide everything we do, from how we interact with our customers to how we support one another as a team.