At a Glance
- Tasks: Manage risk for SME Invoice Finance clients and build strong client relationships.
- Company: Dynamic financial services firm focused on innovation and client success.
- Benefits: Generous pension, performance bonuses, 30 days holiday, and lifestyle-adaptable benefits.
- Other info: Hybrid working model with opportunities for professional growth and development.
- Why this job: Join a team that values diversity and offers real impact in the finance sector.
- Qualifications: 3-5 years in Invoice Finance with strong analytical and communication skills.
The predicted salary is between 60000 - 75000 £ per year.
Location: North West England or East England
Working Pattern: Hybrid: at least two days per week or 40% of time at office. Job Share applications accepted.
Responsibilities:
- Own and manage portfolio risk for approximately 40 SME Invoice Finance clients (turnover up to £25m).
- Build and retain strong client relationships, act as primary relationship owner, conduct face‑to‑face visits where appropriate.
- Optimize income and portfolio value through pricing discipline and product utilisation, identifying incremental opportunities and referrals across business and commercial banking.
- Ensure effective onboarding and transition from sales, underwriting new business within delegated authority, and partnering with stakeholders for compliant implementation.
- Operate with strong governance and judgement, adhering to delegated credit authorities and policies, while contributing to continuous improvement in risk and control processes.
- Collate effectively with stakeholders, maintaining strong relationships across BCB and acting as credible advocate for Invoice Finance internally and externally.
Qualifications:
- Strong understanding of Invoice Finance/Asset Based Lending products and risk drivers, 3‑5 years of experience.
- Ability to analyse financial and collateral data and convert insight into clear actions.
- Commercial judgement balanced with risk awareness.
- Effective communicator, capable of influencing clients and internal stakeholders.
- Developing sector knowledge relevant to the SME portfolio.
- Full and current UK driving licence.
Preferred Experience:
- Detailed knowledge of working capital needs of construction clients and risks associated with funding against contractual debt.
- Well‑developed stakeholder network within the IF/ABL market.
Benefits:
- Generous pension contribution up to 15%.
- Annual performance‑related bonus.
- Benefits that can be adapted to your lifestyle, such as discounted shopping.
- 30 days holiday, plus bank holidays.
- Well‑being initiatives and generous parental leave.
Equality, Diversity and Inclusion:
We are committed to diversity, equity and inclusion and provide reasonable workplace adjustments for colleagues with disabilities. We guarantee interviews to applicants with a disability, long‑term health or neurodivergent condition through the Disability Confident Scheme.
Contact Details:
PVH (Tommy Hilfiger/Calvin Klein) Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Associate Director - Construction Invoice Finance in Manchester
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We think you need these skills to ace Associate Director - Construction Invoice Finance in Manchester
Some tips for your application 🫡
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✨Brush Up on Financial Analysis Skills
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