At a Glance
- Tasks: Conduct in-depth credit analysis and generate investment recommendations for banks and insurance companies.
- Company: Join L&G Asset Management, a leader in sustainable finance and inclusive culture.
- Benefits: Enjoy competitive salary, performance bonuses, generous holiday, and flexible working options.
- Other info: Collaborative team with a focus on sustainability and career growth opportunities.
- Why this job: Make a real impact in the financial sector while developing your career in a supportive environment.
- Qualifications: Strong credit research experience and advanced financial modelling skills required.
The predicted salary is between 54000 - 66000 £ per year.
We are seeking a Senior Credit Analyst to join the Credit Research team at L&G Asset Management. As Senior Credit Analyst you'll specialise in the Financial Institutions sector, with coverage focused on banks and/or insurance companies. You'll be responsible for delivering high-quality fundamental credit research, assessing ESG and regulatory risks, and generating investment recommendations across the capital structure of primarily European issuers. The role will directly support investment decision-making across our fixed income portfolios.
What you'll be doing:
- Assuming primary responsibility for the credit coverage of a specified list of banks and/or insurance companies
- Conducting in-depth fundamental credit analysis across business models, financial performance, capital adequacy, liquidity, asset quality and management strategy
- Monitoring regulatory, political, macroeconomic and industry developments, evaluating their impact on issuer creditworthiness and relative value opportunities
- Maintaining financial models, forecasts and stress-testing frameworks to support forward‑looking credit analysis
- Identifying and monitoring investment opportunities across issuers, sectors and the capital structure
- Producing research notes, credit opinions and investment recommendations for portfolio managers and other stakeholders
- Presenting credit views, investment ideas and sector insights to portfolio managers, investment committees and broader investment teams
- Contributing proactively to meet the output requirements of the Global Research and Engagement Group (GREG) while supporting ad hoc credit requests, client queries and continuous improvements to research processes and analytical framework
Who we're looking for:
- Demonstrate strong credit research experience covering banks and/or insurance companies
- Experience gained on the buy side, sell side or within a credit rating agency, Direct buy-side portfolio-facing experience preferred
- Strong understanding of Financial Institutions, including business models, regulation, capital structures and key credit metrics
- Advanced financial modelling and analytical skills
- Ability to develop independent credit views and explain them clearly
- Strong awareness of financial markets and macroeconomic trends
- Excellent written and verbal communication skills
- A proactive, curious and collaborative approach, with strong attention to detail
Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:
- The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes
- Generous pension contribution
- Life assurance
- Healthcare Plan (permanent employees only)
- At least 25 days holiday, plus public holidays, 26 days after 2 years' service. There's also the option to buy and sell holiday
- Competitive family leave
- Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice (permanent employees only)
- There are many discounts we offer - both for our own products and at a range of high street stores and online
We're creating net‑zero carbon workplaces by 2030 by investing in our sustainable, modern offices across the UK, all designed to bring people together and elevate the in‑person experience. At L&G, we believe it's possible to generate positive returns today while helping to build a better future for all. If you join us, you'll be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel. We care passionately about outcomes rather than attendance and are therefore open to discussing all kinds of flexible working options including part‑time and job shares. Although some roles have limited flexibility due to customer demand, we accommodate requests when we can. It doesn't matter if you don't meet every single criterion in this advert. Instead, think about what you excel at and what else you bring in terms of strengths, potential and connection to our purpose.
Senior Credit Analyst in London employer: PVH (Tommy Hilfiger/Calvin Klein)
Intapp is an exceptional employer, offering a dynamic work environment that fosters innovation and collaboration within the accounting and consulting sectors across EMEA. With a strong commitment to employee growth, Intapp provides ample opportunities for professional development and leadership coaching, ensuring that team members thrive in their careers while contributing to the company's strategic vision. The culture is built on accountability and high performance, making it an ideal place for those looking to make a significant impact in a rapidly evolving industry.
Contact Details:
PVH (Tommy Hilfiger/Calvin Klein) Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Analyst in London
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We think you need these skills to ace Senior Credit Analyst in London
Some tips for your application 🫡
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✨Brush Up on Financial Analysis Skills
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