Commercial & Investment bank - Payments Lawyer - Vice President

A Commercial & Investment Bank – Payments Lawyer – Vice President in Legal Team you will provide legal advisory and transactional support to the liquidity products and services sub‑vertical within its Payments business in Europe, the Middle‑East and Africa (EMEA). The Payments business within the Commercial & Investment Bank operates across multiple jurisdictions in the EMEA region and its principal activities include:

• Liquidity & Account Services, such as cash concentration, notional pooling, liquidity management accounts;
• Treasury Services, such as speciality accounts, FX, payment rails, commercial cards;
• Digital & Design, which includes products such as Blockchain Deposits, proprietary digital deposit tokens and tokenized assets services;
• Trade & Working Capital, which includes structured trade, core trade, export finance, risk distribution;
• Merchant acquiring and related services.

Job Responsibilities

• Providing product‑aligned legal support and advice to the liquidity services businesses, advising on a wide range of product‑specific queries, non‑transactional matters (including conducting legal due diligence and drafting form contracts for new business) and product initiatives;
• Assisting, in accordance with policies, procedures, regulatory requirements and internal guidance, in the documentation, negotiation and execution of liquidity transactions;
• Working on group projects and initiatives and identifying and advising on related legal and regulatory issues and developments;
• Pro‑actively supporting the EMEA business with all necessary legal queries and being a “trusted advisor” to the relevant business stakeholders;
• Building relationships with stakeholders and navigating the organization to assist the business in meeting its targets, while mitigating risk on behalf of the Bank;
• Being an active contributor to the Legal Department, participating in department‑wide projects and contributing to our strategic priorities.

Required Qualifications, Skills and Capabilities

• Qualified lawyer with 8+ years of post‑qualification legal experience in England and Wales, (or qualifications in other common law jurisdiction), and relevant experience gained at an international law firm and/or leading financial institution;
• Experience in cash management, treasury services, and liquidity products specifically, is critical;
• Strong drafting, negotiation and legal analytical skills with strong attention to detail;
• Strong working understanding of regulatory matters affecting the payments businesses;
• Pragmatic, with ability to strike appropriate balance between achieving the commercial goals of the business while protecting the interests of the bank as a whole;
• Confident and proactive with excellent communication skills;
• Ability to manage competing priorities, project‑manage and coordinate large projects, in a dynamic global environment;
• Ability to work independently on complex transactions, escalating key issues where necessary;
• Must be a qualified lawyer licensed to practice law and a member in good standing or otherwise eligible to work as a lawyer in-house in England.

Equal Opportunity Employer

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.