At a Glance
- Tasks: Join our Lending team to support property finance transactions from start to finish.
- Company: Dynamic real estate finance firm with a focus on innovation and collaboration.
- Benefits: Competitive salary, professional development, and a vibrant work culture.
- Other info: Fast-paced environment with opportunities for growth and learning.
- Why this job: Make an impact in real estate finance while developing your analytical and communication skills.
- Qualifications: Experience in real estate finance and strong analytical abilities required.
The predicted salary is between 35000 - 45000 £ per year.
This role is an opportunity for a proactive, ambitious and commercial individual to join our Lending team as an Associate.
The Lending team has responsibility for the entire lifecycle of property finance transactions, from initial sourcing to final repayment.
This role supports the origination, structuring, underwriting, and management of real‑estate development loans.
The role collaborates closely on investment opportunities, and contributes to high‑quality credit analysis and execution.
Key Responsibilities
- Support origination activity, including target mapping and early‑stage opportunity assessment
- Assist with reviewing information memoranda for lending opportunities
- Build and maintain cashflow models to evaluate development lending transactions
- Participate in deal structuring discussions, providing analytical and commercial input
- Conduct borrower, sector, and project research to inform underwriting decisions
- Support with the preparation of internal credit papers for approval processes
- Coordinate transaction execution with external professionals, including valuers and project monitors
- Liaise with borrowers to progress KYC, information requests, and closing conditions
- Conduct loan monitoring activities, including reviewing project monitor reports
- Complete internal reporting using proprietary systems and support portfolio oversight
- Attend site visits to understand project progress and risk considerations
- Maintain up-to-date market intelligence, through news monitoring, research and event attendance
Experience and Skills required
- Experience in real‑estate finance, development finance, debt advisory, or related investment fields
- Knowledge of real‑estate development processes and financial modelling fundamentals
- Ability to interpret development appraisals, project information memoranda, and borrower materials
- Experience contributing to credit papers or investment committee materials
- Analytical capability to assess complex documentation from both a legal and commercial perspective
- Familiarity with coordination of external professionals such as valuers and project monitors
- Ability to manage multiple tasks and deliver high‑quality outputs within agreed timelines, balancing need for accuracy with pace of work
- Clear and concise communication skills, both written and verbal
- Collaborative working style, with willingness to support colleagues and share insights
- Curiosity to learn about specialist sectors
- Proficiency in Excel (financial modelling) and comfort working with new internal systems
- Personal Attributes
- Kind
- Values-driven
- Excellent communicator
- Adaptable and willing to get stuck into whatever needs doing
- Depth of character and gravitas but operating with humility
- The drive and attitude to excel in a high‑performing fast‑paced environment whilst maintaining high levels of integrity
- Energy, dynamism, and passion for complex business challenge
- Organised, rigorous and disciplined
- Pragmatic and practical
- Proactive thinker with detail‑oriented and creative approach to problem solving
- Able to express complex issues succinctly and clearly in a digestible format
- #J-18808-Ljbffr
Lending Associate employer: Puma Capital Group
Puma Investments is an exceptional employer that fosters a dynamic and supportive work culture, particularly for the Business Development Manager role in Yorkshire. With a strong emphasis on employee growth and development, we offer unique opportunities to engage with financial advisers while promoting innovative investment products. Our commitment to integrity and collaboration ensures that you will thrive in a high-performing environment, making a meaningful impact in the financial sector.
StudySmarter Expert Advice🤫
We think this is how you could land Lending Associate
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Puma Capital Group. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Lending Associate
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Puma Capital Group.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Puma Capital Group's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Puma Capital Group
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Puma Capital Group.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Puma Capital Group will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Puma Capital Group employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
