At a Glance
- Tasks: Lead a team managing complex distressed lending cases and develop innovative risk strategies.
- Company: Join Homes England, shaping a new national investment platform for housing.
- Benefits: Enjoy hybrid working, strong public-sector benefits, and a defined benefit pension.
- Other info: Opportunity to work across multiple locations and influence national housing policy.
- Why this job: Make a real impact on housing delivery with £16bn in government-backed capital.
- Qualifications: Extensive experience in insolvency, restructuring, and leading high-output teams.
The predicted salary is between 87249 - 87249 £ per year.
Homes England launched the National Housing Bank, a new government-backed investment platform to accelerate housing delivery across England. With £16bn in capital, it will unlock private investment, support regeneration and accelerate housing delivery across the UK. Joining now offers a rare opportunity to shape a major new national investment platform from the ground up.
The role holder will lead and manage a small team of Senior Managers within the Complex Transaction Support (CTS) team, overseeing a portfolio of distressed lending cases (including debt, equity, guarantees and equity investments) within the Bank's wider Debt team. These cases are high-profile and have been transferred to the CTS team due to identified delivery, fiscal, or reputational risks. The job holder will report directly to the Assistant Director, Complex Transaction Support, and will be required to exhibit gravitas, negotiation and restructuring skills both externally and internally in a high-pressure public environment. Complimentary requirements include an exceptional Credit & Risk and Organisational skill set.
The opportunity
- Designing, implementing, and maintaining an effective system for identifying, analysing, and assessing emerging risk within the mainstream portfolio which is managed by the Portfolio Management team.
- Designing, implementing, and executing an agreed work out strategy for all identified Risk cases, by applying a wide range of restructuring options.
- Delivering elected restructuring strategies internally through: Risk, Executive Investment Committee, (and when required) the Risk teams within Ministry - Ministry for Housing, Communities, Local Government (MHCLG) and the HM Treasury (HMT).
- Maintaining, managing, and implementing the CTS designed Watch List Process through monthly updates to Risk and monthly management meeting with Portfolio Management and Risk, which are minuted and passed to the Chief Risk Officer to fulfil a robust and auditable review process.
- Maintenance of an effective database of all potential, current and historic impaired and written down loans, to provide an accurate and concise assessment of the position of the Debt Team Risk exposures.
- The job holder will be expected to introduce and embed best practice, disciplines, and processes from the Corporate and Commercial Banking sector into the Agency. This will include providing advisory engagement into Risk, the Senior Management within the Bank (including the CEO and Chairperson), the board, MHCLG and HMT.
Candidate profile
- The jobholder will be required to exhibit extensive technical capability in insolvency procedures and restructuring options.
- Proven understanding of insolvency law and the law relating to Administration, Law of Property Act Receivership, and other enforcement mechanisms (for example schemes of arrangement and sale of debt).
- Significant experience in successfully leading and managing a team of individuals who have worked with distressed lending positions.
- Leadership experience and credibility to run a high output team dealing with diverse risk problems in high pressure situations.
- Proven experience of managing complex lending positions to maximise the Agency delivery while minimising financial loss; by using exhibited analysis and problem-solving techniques to achieve the optimum outcome.
- Extensive Credit Risk experience across Real Estate sector, to establish development and counterparty risk.
- The ability to concisely present complex distressed lending problems with a decided work out strategy to Senior Management, Board members within the Bank, and MHCLG and HMT and in both written and verbal format.
Why join?
- Help build a new national investment institution
- Work on complex housing and regeneration transactions
- Deploy £16bn of government-backed capital
- Hybrid 50/50 working across multiple national locations
- Defined benefit pension and strong public-sector benefits
Contact point for applicants
Name: Ciara Lynn
Email:
Recruitment team
Email:
Closing date: 26th June, 2026
Right to Work in the UK is required
Head - Complex Transaction Support in Leeds employer: Public Sector Resourcing
NS&I is an exceptional employer, offering a supportive work culture that prioritises employee well-being and development. With flexible working options, a generous pension scheme, and a commitment to diversity and inclusion, employees are empowered to thrive in their roles while contributing to meaningful public service. The Senior Finance Business Partner role provides a unique opportunity to engage in a significant Business Transformation Programme, ensuring impactful financial management within a respected government agency.
