At a Glance
- Tasks: Shape the future of card products and drive innovative strategies in a dynamic banking environment.
- Company: Join a leading UK bank focused on next-gen cards and embedded finance.
- Benefits: Hybrid work model, competitive salary, and opportunities for professional growth.
- Other info: Collaborative culture with exposure to senior leadership and exciting projects.
- Why this job: Make a real impact by launching cutting-edge card products and features.
- Qualifications: 5+ years in cards or payments with strong analytical and communication skills.
The predicted salary is between 36000 - 60000 £ per year.
Location: UK (Hybrid – London 1–2 days per week)
Experience: 5+ years
The Opportunity:
This is a fantastic opportunity to join a UK-based bank investing heavily in cards and embedded finance, supporting the build and evolution of a next-generation cards proposition. You’ll work closely with senior leadership and the Product & Proposition Lead to help shape strategy, drive execution, and bring new card products and features to market.
What You’ll Be Doing:
- Support the development and execution of the cards strategy and proposition roadmap
- Work across end-to-end card payment journeys (authorisation, clearing, settlement, disputes)
- Collaborate with cross-functional teams including product, technology, operations, compliance, and commercial
- Analyse data to identify trends, performance gaps, and optimisation opportunities (e.g. approval rates, customer behaviour)
- Translate complex insights into clear, actionable recommendations for stakeholders
- Support product launches, including requirements gathering, testing, and go-live coordination
- Help manage project timelines, risks, and dependencies across multiple initiatives
- Contribute to customer and market analysis, helping shape value propositions and segment strategies
- Prepare materials for senior stakeholders, including presentations and business cases
What We’re Looking For:
- 5+ years’ experience within cards, payments, or fintech
- Strong understanding of card payment flows and ecosystem (issuer, acquirer, schemes such as Visa / Mastercard)
- Experience supporting product or proposition development within a cards environment
- Commercial mindset with the ability to understand customer needs and value drivers
- Strong analytical skills (Excel essential; experience interpreting transactional/payment data)
- Proven ability to work across cross-functional teams and complex environments
- Excellent communication skills — able to simplify complexity and influence stakeholders
- Experience supporting projects or product launches
Product & Proposition Analyst – Cards employer: psd group
Join a leading property investment business that values its employees and fosters a collaborative work culture. With a strong focus on professional development, you will have ample opportunities to grow your career while working on diverse projects across the UK. Enjoy competitive benefits and the chance to make a meaningful impact in a dynamic environment that prioritises innovation and excellence.
StudySmarter Expert Advice🤫
We think this is how you could land Product & Proposition Analyst – Cards
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and fintech sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by practising common questions related to product and proposition analysis. Think about how you can showcase your experience with card payment flows and your analytical skills. We recommend using the STAR method to structure your answers.
✨Tip Number 3
Showcase your passion for cards and payments! When you get the chance to chat with potential employers, share your insights on current trends in the industry. This will demonstrate your enthusiasm and knowledge, making you stand out from the crowd.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got some fantastic opportunities waiting for you. Plus, it’s a great way to ensure your application gets seen by the right people. Let’s get you that dream job!
We think you need these skills to ace Product & Proposition Analyst – Cards
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Product & Proposition Analyst role. Highlight your experience in cards and payments, and don’t forget to showcase those analytical skills we’re looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about the cards space and how your background aligns with our needs. Keep it concise but impactful!
Showcase Your Analytical Skills:Since we value strong analytical skills, be sure to include examples of how you've used data to drive decisions or improve processes in your previous roles. Numbers speak volumes!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any updates from us!
How to prepare for a job interview at psd group
✨Know Your Cards Inside Out
Make sure you brush up on your knowledge of card payment flows and the ecosystem. Understand how issuers, acquirers, and schemes like Visa and Mastercard operate. This will help you answer questions confidently and show that you're well-prepared for the role.
✨Showcase Your Analytical Skills
Be ready to discuss your experience with data analysis, especially in relation to card payments. Prepare examples where you've identified trends or performance gaps and how you translated those insights into actionable recommendations. Use specific metrics to demonstrate your impact.
✨Collaboration is Key
Highlight your experience working with cross-functional teams. Be prepared to share examples of how you've collaborated with product, technology, operations, and compliance teams to drive projects forward. This will show that you can navigate complex environments effectively.
✨Prepare Engaging Presentations
Since you'll be preparing materials for senior stakeholders, practice summarising complex information into clear, engaging presentations. Think about how you can simplify your insights and make them compelling. This will demonstrate your communication skills and ability to influence stakeholders.
