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For Companies At a Glance
- Tasks: Underwrite complex credit proposals and ensure effective risk management.
- Company: Award-winning Bank with a warm, progressive culture and Investors in People Platinum status.
- Benefits: Competitive salary, supportive environment, and opportunities for professional growth.
- Why this job: Join a values-driven team and make a real impact in the finance sector.
- Qualifications: Experience in credit underwriting and strong analytical skills.
- Other info: Fast-paced, friendly environment with excellent career advancement opportunities.
The predicted salary is between 36000 - 60000 £ per year.
About the Opportunity
An excellent Commercial Credit Manager role with an award-winning Bank in the West Midlands who have a warm, progressive culture and were recently awarded the Investors in People Platinum status in recognition of their strong values-driven approach.
As a specialist Lender, the Bank have been hugely successful in providing Asset Finance, Structured Finance, Development Finance and BTL Mortgages to SMEs & Small Corporates with a strong customer focus.
As Credit Manager/Partner, you will hold a level mandate with a broad remit, underwriting complex proposals for Asset Finance, SME lending, Corporate BTL, Real Estate and Aircraft Finance along with 2nd line Quality Assurance of existing lending to ensure key risks are monitored and controlled effectively.
Key responsibilities:- Consider underwriting referrals from the Bank's various business lines through the application of a Credit Committee mandate.
- Review, assess and (where appropriate) restructure credit recommendations for approval or onward recommendation to Sanctioning Committee.
- Complete 2nd line quality assurance oversight of new business applications by ensuring that the proposals being accepted are within the Bank's risk appetite.
- Facilitate and chair monthly Credit Risk Review meetings between the business lines and Credit Risk.
- Participate in lending initiatives and projects as they relate to Credit Risk.
- Support the business lines in maintaining up to date and relevant policies & procedures.
- Support with the annual credit review of key suppliers.
Fantastic opportunity for a strong Credit Underwriter to grow with a specialist, values-driven Bank in a fast-paced, friendly environment.
Commercial Credit Manager in Bolton employer: psd group
Contact Detail:
psd group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Commercial Credit Manager in Bolton
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and finance sector. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by researching the company culture and values. Since this bank prides itself on its progressive approach, think about how your own values align with theirs. Be ready to share examples of how you've demonstrated similar values in your past roles.
✨Tip Number 3
Practice your pitch! When you get the chance to meet someone from the bank, whether it’s at a networking event or an informal chat, have a concise summary of your experience and what you can bring to the table as a Commercial Credit Manager.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and engaged with our brand. So, go ahead and submit your application today!
We think you need these skills to ace Commercial Credit Manager in Bolton
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Commercial Credit Manager role. Highlight your experience in underwriting and credit assessment, and don’t forget to showcase any relevant achievements that align with the bank's values-driven approach.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about this role and how your skills can contribute to the bank’s success. Be sure to mention your understanding of their warm culture and commitment to customer focus.
Showcase Your Analytical Skills: As a Credit Manager, strong analytical skills are key. In your application, provide examples of how you've successfully assessed complex proposals or managed risk in previous roles. This will demonstrate your capability to handle the responsibilities outlined in the job description.
Apply Through Our Website: We encourage you to apply through our website for a seamless application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates regarding your application status!
How to prepare for a job interview at psd group
✨Know Your Numbers
As a Commercial Credit Manager, you'll need to demonstrate your understanding of financial metrics and credit risk assessment. Brush up on key financial ratios and be ready to discuss how you would apply them in underwriting complex proposals.
✨Showcase Your Experience
Prepare specific examples from your past roles that highlight your experience with Asset Finance, SME lending, and Corporate BTL. Use the STAR method (Situation, Task, Action, Result) to structure your responses and make them impactful.
✨Understand the Bank's Culture
Research the bank’s values and their recent achievements, like the Investors in People Platinum status. Be prepared to discuss how your personal values align with theirs and how you can contribute to their warm, progressive culture.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your decision-making skills in credit risk management. Think about potential challenges you might face in underwriting and how you would approach them, ensuring you highlight your analytical and problem-solving abilities.
