At a Glance
- Tasks: Lead product management for Credit Risk, driving strategy and customer engagement.
- Company: Join Provenir, a global fintech innovating decisioning solutions.
- Benefits: Enjoy flexible remote work, comprehensive health plans, and paid time off.
- Other info: Diversity and inclusion are at our core; we welcome all applicants.
- Why this job: Make an impact in a dynamic fintech environment with growth opportunities.
- Qualifications: 3+ years in Product Management, strong credit risk knowledge, and B2B SaaS experience.
The predicted salary is between 80000 - 100000 £ per year.
Provenir is a global fintech company with offices across North America, the UK, and Singapore backed by talented teams across APAC, EMEA, and LATAM. Provenir helps fintechs, financial institutions, and payment providers make smarter decisions, faster. We are passionate about technology and empowering businesses to become industry leaders.
This role sits within Provenir's Product team - a horizontal global function responsible for the end-to-end success of the Provenir offering. The team spans three core disciplines:
- Product Management - owning the product lifecycle in close partnership with Technology
- Product Design - owning how our customers engage with our solutions through User Experience and Product Interface
- Solutions & Data - ensuring our solutions are sold and delivered effectively across regions
The team operates in tight collaboration with Technology, Sales, Finance, Marketing, and Delivery to optimise Provenir's growth and commercial execution.
Reporting to the Chief Product Officer, you will own day-to-day product management for Provenir's Credit Risk & Customer Management capabilities - with a particular focus on customer engagement and supporting our GTM activities. You will manage the full product value chain from concept through to commercial launch, acting as the primary Product Management voice for Credit Risk.
This is a role for someone who combines deep credit risk domain knowledge with sharp product & commercial instincts - someone equally comfortable defining requirements with an engineering team, shaping a commercial proposition with sales leadership, and engaging directly with customers and prospects. This is a remote role with occasional travel to regional offices.
What You'll Do
- Commercial Engagement & Enablement
- Enable Sales, Presales, and Customer Success teams to articulate and demonstrate the value of Provenir's Credit Risk capabilities with confidence and consistency
- Support the development of demo assets, messaging frameworks, and enablement materials that equip the field to win
- Contribute to GTM strategies that drive revenue growth across credit risk use cases - including originations, underwriting, portfolio management, and decision intelligence
- Support strategic customer engagements, upsell and cross-sell opportunities, and regional pipeline development as a subject matter expert
- Product Strategy & Roadmap
- Own the roadmap and product requirements for Provenir's Credit Risk decisioning capabilities, driving prioritisation in line with market opportunity, customer need, and commercial objectives
- Conduct ongoing market research and competitive analysis to identify gaps, opportunities, and positioning advantages
- Develop a clear and differentiated product proposition that resonates with fintechs, banks, and financial institutions operating in the US and Canadian markets
- Define and track success metrics for the product, using data to inform roadmap decisions and demonstrate commercial impact
- Engineering & Delivery Collaboration
- Work closely with engineering and design teams to translate market and customer requirements into well-defined functional and technical specifications
- Act as the connective tissue between commercial priorities and technical delivery - maintaining clarity on timelines, trade-offs, and dependencies for all relevant stakeholders
- Stakeholder Engagement
- Build strong working relationships across Technology, Sales, Marketing, Finance, and Delivery - ensuring frequent, clear communication on timelines and priorities
- Engage directly with customers and prospects in North America to gather insight, validate direction, and strengthen Provenir's relationships with key accounts
What You'll Bring
- 3+ years of Product Management experience, with at least 2 years in a B2B SaaS environment
- Strong domain knowledge in credit risk - including originations, underwriting, credit decisioning, or related areas within financial services
- Solid understanding of the financial services market, including the regulatory and competitive dynamics shaping credit risk technology adoption
- Experience translating customer and market insight into clearly defined product requirements and roadmap priorities
- Commercial instinct - able to connect product decisions to revenue outcomes and communicate value in business terms
- Strong technical grounding and a solid understanding of software development processes, APIs, and data-driven platforms
- Excellent communication and stakeholder management skills - comfortable engaging with engineers, executives, and customers in equal measure
- Bachelor's or Master's degree in a relevant field
- Advantageous:
- Experience with AI/ML-powered decisioning or risk analytics platforms
- Familiarity with the broader Provenir product ecosystem or adjacent decisioning technology
- Background spanning both product and go-to-market functions
- Experience working in a high-growth or scale-up fintech environment
Our employees are our top priority; we offer comprehensive health and wellness plans. You will enjoy paid time off and company holidays, flexible and remote-friendly opportunities, and maternity/paternity leave.
At Provenir, we recognize that diversity and inclusion make our teams stronger. We are committed to equal employment opportunity and welcome everyone regardless of race, colour, ancestry, religion, national origin, age, sex, gender identity, sexual orientation, disability, marital status, domestic partner status, citizenship, or veteran status or medical condition. We encourage people from all backgrounds to apply.
Director, Product Management - Credit Risk employer: Provenir
Provenir is an exceptional employer that prioritises employee well-being and professional growth, offering comprehensive health and wellness plans, flexible remote work options, and generous paid time off. Our inclusive work culture fosters collaboration across global teams, empowering employees to drive innovation in the fintech space while engaging directly with customers to shape impactful solutions. Join us to be part of a dynamic environment where your contributions are valued and your career can flourish.
StudySmarter Expert Advice🤫
We think this is how you could land Director, Product Management - Credit Risk
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Provenir. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Director, Product Management - Credit Risk
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Provenir.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Provenir's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Provenir
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Provenir.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Provenir will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Provenir employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
