At a Glance
- Tasks: Lead product management for Credit Risk, driving strategy and customer engagement.
- Company: Join Provenir, a global fintech innovating decisioning solutions.
- Benefits: Enjoy flexible remote work, comprehensive health plans, and paid time off.
- Other info: Diversity and inclusion are at our core; we welcome all applicants.
- Why this job: Make an impact in a dynamic fintech environment with growth opportunities.
- Qualifications: 3+ years in Product Management, strong credit risk knowledge, and B2B SaaS experience.
The predicted salary is between 80000 - 100000 £ per year.
Provenir is a global fintech company with offices across North America, the UK, and Singapore backed by talented teams across APAC, EMEA, and LATAM. Provenir helps fintechs, financial institutions, and payment providers make smarter decisions, faster. We are passionate about technology and empowering businesses to become industry leaders.
This role sits within Provenir's Product team - a horizontal global function responsible for the end-to-end success of the Provenir offering. The team spans three core disciplines:
- Product Management - owning the product lifecycle in close partnership with Technology
- Product Design - owning how our customers engage with our solutions through User Experience and Product Interface
- Solutions & Data - ensuring our solutions are sold and delivered effectively across regions
The team operates in tight collaboration with Technology, Sales, Finance, Marketing, and Delivery to optimise Provenir's growth and commercial execution.
Reporting to the Chief Product Officer, you will own day-to-day product management for Provenir's Credit Risk & Customer Management capabilities - with a particular focus on customer engagement and supporting our GTM activities. You will manage the full product value chain from concept through to commercial launch, acting as the primary Product Management voice for Credit Risk.
This is a role for someone who combines deep credit risk domain knowledge with sharp product & commercial instincts - someone equally comfortable defining requirements with an engineering team, shaping a commercial proposition with sales leadership, and engaging directly with customers and prospects. This is a remote role with occasional travel to regional offices.
What You'll Do
- Commercial Engagement & Enablement
- Enable Sales, Presales, and Customer Success teams to articulate and demonstrate the value of Provenir's Credit Risk capabilities with confidence and consistency
- Support the development of demo assets, messaging frameworks, and enablement materials that equip the field to win
- Contribute to GTM strategies that drive revenue growth across credit risk use cases - including originations, underwriting, portfolio management, and decision intelligence
- Support strategic customer engagements, upsell and cross-sell opportunities, and regional pipeline development as a subject matter expert
- Product Strategy & Roadmap
- Own the roadmap and product requirements for Provenir's Credit Risk decisioning capabilities, driving prioritisation in line with market opportunity, customer need, and commercial objectives
- Conduct ongoing market research and competitive analysis to identify gaps, opportunities, and positioning advantages
- Develop a clear and differentiated product proposition that resonates with fintechs, banks, and financial institutions operating in the US and Canadian markets
- Define and track success metrics for the product, using data to inform roadmap decisions and demonstrate commercial impact
- Engineering & Delivery Collaboration
- Work closely with engineering and design teams to translate market and customer requirements into well-defined functional and technical specifications
- Act as the connective tissue between commercial priorities and technical delivery - maintaining clarity on timelines, trade-offs, and dependencies for all relevant stakeholders
- Stakeholder Engagement
- Build strong working relationships across Technology, Sales, Marketing, Finance, and Delivery - ensuring frequent, clear communication on timelines and priorities
- Engage directly with customers and prospects in North America to gather insight, validate direction, and strengthen Provenir's relationships with key accounts
What You'll Bring
- 3+ years of Product Management experience, with at least 2 years in a B2B SaaS environment
- Strong domain knowledge in credit risk - including originations, underwriting, credit decisioning, or related areas within financial services
- Solid understanding of the financial services market, including the regulatory and competitive dynamics shaping credit risk technology adoption
- Experience translating customer and market insight into clearly defined product requirements and roadmap priorities
- Commercial instinct - able to connect product decisions to revenue outcomes and communicate value in business terms
- Strong technical grounding and a solid understanding of software development processes, APIs, and data-driven platforms
- Excellent communication and stakeholder management skills - comfortable engaging with engineers, executives, and customers in equal measure
- Bachelor's or Master's degree in a relevant field
- Advantageous:
- Experience with AI/ML-powered decisioning or risk analytics platforms
- Familiarity with the broader Provenir product ecosystem or adjacent decisioning technology
- Background spanning both product and go-to-market functions
- Experience working in a high-growth or scale-up fintech environment
Our employees are our top priority; we offer comprehensive health and wellness plans. You will enjoy paid time off and company holidays, flexible and remote-friendly opportunities, and maternity/paternity leave.
At Provenir, we recognize that diversity and inclusion make our teams stronger. We are committed to equal employment opportunity and welcome everyone regardless of race, colour, ancestry, religion, national origin, age, sex, gender identity, sexual orientation, disability, marital status, domestic partner status, citizenship, or veteran status or medical condition. We encourage people from all backgrounds to apply.
Director, Product Management - Credit Risk employer: Provenir
Provenir is an exceptional employer that prioritises employee well-being and professional growth, offering comprehensive health and wellness plans, flexible remote work options, and generous paid time off. Our inclusive work culture fosters collaboration across global teams, empowering employees to drive innovation in the fintech space while engaging directly with customers to shape impactful solutions. Join us to be part of a dynamic environment where your contributions are valued and your career can flourish.
StudySmarter Expert Advice🤫
We think this is how you could land Director, Product Management - Credit Risk
✨Tip Number 1
Network like a pro! Reach out to folks in the fintech space, especially those at Provenir. A friendly chat can open doors and give you insights that a job description just can't.
✨Tip Number 2
Prepare for interviews by diving deep into credit risk topics. Brush up on your knowledge of decisioning and analytics products, and be ready to discuss how you can contribute to Provenir's growth.
✨Tip Number 3
Showcase your commercial instincts! Be ready to explain how your product decisions can drive revenue outcomes. Use real examples from your past experiences to illustrate your points.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're genuinely interested in joining the Provenir team.
We think you need these skills to ace Director, Product Management - Credit Risk
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Director, Product Management - Credit Risk. Highlight your experience in product management and credit risk, and don’t forget to sprinkle in some relevant achievements that show off your skills!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you’re passionate about fintech and how your background aligns with our mission at Provenir. Be genuine and let your personality come through.
Showcase Your Technical Know-How:Since this role involves working closely with engineering teams, make sure to highlight your technical grounding. Mention any experience you have with software development processes or APIs to show us you can bridge the gap between tech and product.
Apply Through Our Website:We love it when candidates apply directly through our website! It helps us keep track of applications and ensures you get the best experience. Plus, it shows us you’re genuinely interested in joining the Provenir team!
How to prepare for a job interview at Provenir
✨Know Your Credit Risk Inside Out
Make sure you brush up on your credit risk knowledge before the interview. Understand the key concepts like originations, underwriting, and decisioning. Being able to discuss these topics confidently will show that you’re not just familiar with the field but are also passionate about it.
✨Showcase Your Product Management Skills
Prepare to discuss your experience in product management, especially in a B2B SaaS environment. Be ready to share specific examples of how you've managed product lifecycles and collaborated with cross-functional teams. This will demonstrate your ability to own the roadmap and drive product success.
✨Engage with Real-World Scenarios
Think of some real-world scenarios where you can apply your product management skills to Provenir's offerings. Prepare to discuss how you would approach customer engagement and support GTM activities. This will help you illustrate your commercial instincts and strategic thinking.
✨Build Relationships with Stakeholders
Highlight your communication skills and ability to build relationships across various teams. Be prepared to talk about how you’ve engaged with engineers, sales, and customers in the past. This will show that you understand the importance of collaboration in driving product success.
