Senior Credit Risk Analyst

Senior Credit Risk Analyst

Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Develop and maintain credit risk models while providing insights to enhance decision-making.
  • Company: Join Propel Finance, a leading independent finance house with a collaborative culture.
  • Benefits: Enjoy 25 days leave, private medical insurance, gym membership, and more perks.
  • Why this job: Be part of an ambitious team shaping the future of finance with your analytical skills.
  • Qualifications: Experience in statistical modelling and proficiency in SQL, SAS, or Python required.
  • Other info: Great career growth opportunities in a supportive and inclusive environment.

The predicted salary is between 36000 - 60000 £ per year.

Propel Finance was established in 1996 to provide flexible and accessible finance to SMEs across the country. Now, more than 20 years on, Propel has grown to become one of the UK’s largest, independent finance houses. We have continued to deliver leading-edge finance solutions through a unique combination of teamwork and technology. From this continued success we are now looking to recruit a Senior Credit Risk Analyst to allow us to continue our exciting growth plans. Our aim is to take the service we offer to the next level, to push the boundaries of what’s available, and to create great customer experiences consistent with our values.

As a Senior Credit Risk Analyst, you will play a crucial role in developing and maintaining the organisation’s credit risk models and analytical frameworks. This position supports the wider Credit Risk and Analytics function in strengthening automated decisioning, improving portfolio performance, and ensuring effective risk management within the B2B asset finance and leasing market. The successful candidate will apply advanced statistical and analytical techniques to develop, implement, and monitor credit scorecards and related risk models, while providing actionable insights and recommendations to senior leadership.

Role responsibilities:

  • Reporting & Insight Delivery
  • Governance & Risk Frameworks
  • Stakeholder & External Collaboration
  • Technical & Analytical Excellence

Proven history of building a wide range of statistical models, MI dashboards & scorecard development. Ability to model data and apply statistical frameworks in relation to credit risk mitigation. A proven background in delivering and optimising risk strategies through statistical analysis. Excellent analytical and critical thinking skills. An ability to interrogate and manipulate large volumes of data to create insights. Highly proficient with SQL, SAS and/or Python required for data manipulation. An ability to take high level requests and transform them into specific deliverables or pieces of analysis. Experience of working in a high-volume Commercial Credit Risk environment.

So, why would you want to work here? We have a great working environment and we’re an ambitious business. We achieve so much because of our people. Everyone in the business, no matter their team or role can shape the outcome, share ideas, make suggestions, and have their voice heard. It’s a truly collaborative place to work.

Benefits you can expect:

  • 25 days annual leave + bank holidays
  • 2 additional days holiday after 5 years’ service
  • Birthday day off
  • Opt in Private Medical Insurance
  • Subsidised gym membership at £18.75 a month
  • Cycle to Work Scheme
  • Electric Car Scheme
  • Buy Annual Leave Scheme
  • Half day seasonal shopping
  • Auto enrolment pension – 3% employer contribution subject to eligibility
  • Life Assurance 3 x basic salary
  • Employee Assistance Programme available 24/7
  • Company events and reward schemes

We are proud to be a member of Stonewall’s Diversity Champions programme and are committed to improving workplace inclusion.

Senior Credit Risk Analyst employer: Propel Finance

At Propel Finance, we pride ourselves on fostering a dynamic and inclusive work environment where every team member's voice is valued. As a Senior Credit Risk Analyst, you will not only contribute to our innovative finance solutions but also benefit from extensive professional development opportunities, competitive benefits, and a culture that encourages collaboration and creativity. Join us in shaping the future of finance while enjoying perks like additional holiday after five years, private medical insurance, and a supportive workplace committed to diversity.
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Contact Detail:

Propel Finance Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Senior Credit Risk Analyst

✨Tip Number 1

Network like a pro! Reach out to people in the finance and credit risk sectors on LinkedIn. Join relevant groups, engage in discussions, and don’t be shy about asking for informational interviews. You never know who might have a lead on your dream job!

✨Tip Number 2

Prepare for those interviews by brushing up on your technical skills. Since you’ll be dealing with SQL, SAS, and Python, make sure you can talk confidently about your experience with these tools. Practice explaining complex concepts in simple terms – it shows you really understand your stuff!

✨Tip Number 3

Showcase your analytical prowess! Bring examples of your past work, like statistical models or dashboards you've built. Be ready to discuss how your insights led to improved decision-making or risk management. This will help you stand out as a candidate who can deliver real value.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in being part of our team at Propel Finance. Let’s take this journey together!

We think you need these skills to ace Senior Credit Risk Analyst

Credit Risk Modelling
Statistical Analysis
SQL
SAS
Python
Data Manipulation
Analytical Frameworks
Risk Management
Portfolio Performance Improvement
Insight Delivery
Stakeholder Collaboration
Critical Thinking
High-Volume Data Analysis
Automated Decisioning

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Senior Credit Risk Analyst role. Highlight your experience with statistical models and data manipulation, as these are key for us. Use specific examples that showcase your analytical skills and how you've contributed to risk strategies in the past.

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Tell us why you’re excited about joining Propel Finance and how your skills align with our mission. Be sure to mention your proficiency in SQL, SAS, or Python, as we love seeing those skills in action.

Showcase Your Analytical Mindset: In your application, don’t just list your skills—show us how you’ve used them! Provide examples of how you’ve interrogated large datasets to derive insights or improve portfolio performance. We want to see your critical thinking in action!

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about our company culture and values!

How to prepare for a job interview at Propel Finance

✨Know Your Numbers

As a Senior Credit Risk Analyst, you'll be expected to have a solid grasp of statistical models and data analysis. Brush up on your SQL, SAS, and Python skills before the interview. Be ready to discuss specific examples of how you've used these tools to develop credit scorecards or risk models.

✨Showcase Your Analytical Mindset

Prepare to demonstrate your analytical and critical thinking skills. Think of scenarios where you had to interrogate large datasets to derive insights. Practise explaining your thought process clearly, as this will show your ability to transform high-level requests into actionable deliverables.

✨Understand the Company Culture

Propel Finance values collaboration and innovation. Familiarise yourself with their mission and values, and think about how your personal work style aligns with their culture. During the interview, share examples of how you've contributed to team success in previous roles.

✨Prepare Insightful Questions

Interviews are a two-way street! Prepare thoughtful questions that reflect your interest in the role and the company. Ask about their current credit risk strategies or how they leverage technology in their decision-making processes. This shows you're not just interested in the job, but also in contributing to their growth.

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