Senior Credit Risk Analyst in Newport

Propel Finance was established in 1996 to provide flexible and accessible finance to SMEs across the country. Now, more than 20 years on, Propel has grown to become one of the UK’s largest, independent finance houses. We have continued to deliver leading-edge finance solutions through a unique combination of teamwork and technology.

From this continued success we are now looking to recruit a Senior Credit Risk Analyst to allow us to continue our exciting growth plans.

Our aim is to take the service we offer to the next level, to push the boundaries of what’s available, and to create great customer experiences consistent with our values. Does that sound like something you’d like to be part of?

As a Senior Credit Risk Analyst, you will play a crucial role in developing and maintaining the organisation’s credit risk models and analytical frameworks. This position supports the wider Credit Risk and Analytics function in strengthening automated decisioning, improving portfolio performance, and ensuring effective risk management within the B2B asset finance and leasing market.

Role responsibilities

• Design, build, test, and maintain credit scorecards to enhance decision-making and support automated credit decisioning processes.
• Develop and maintain PD, LGD, delinquency, and roll rate models to improve portfolio insight and forecasting accuracy.
• Report and present key credit risk metrics to senior management at monthly Credit Committee and Sub-Committee meetings.
• Contribute to the production and automation of business-as-usual (BAU) reporting using Tableau, Excel, and other analytics tools.
• Develop and maintain governance frameworks and monitoring processes to ensure model compliance, consistency, and regulatory alignment.
• Support the overall Credit Risk roadmap and function as a champion for Credit Risk within the business.
• Extensive experience in credit risk within asset finance and/or Financial Services – Retail or Business Banking.
• A proven background in delivering and optimising risk strategies through statistical analysis.
• Ability to model data and apply statistical frameworks in relation to credit risk mitigation.
• Demonstrable experience in model validation, calibration, and PD/LGD modelling.
• An ability to interrogate and manipulate large volumes of data to create insights.
• Highly proficient with SQL, SAS and/or Python required for data manipulation.

So, why would you want to work here?

We have a great working environment and we’re an ambitious business. We achieve so much because of our people. Everyone in the business, no matter their team or role can shape the outcome, share ideas, make suggestions, and have their voice heard. It’s a truly collaborative place to work.

Remote role

This is a fully remote role with very occasional travel to our Newport head office.

Benefits you can expect

• 25 days annual leave + bank holidays
• 2 additional days holiday after 5 years’ service
• Birthday day off
• Opt in Private Medical Insurance
• Subsidised gym membership at £18.75 a month
• Cycle to Work Scheme
• Buy Annual Leave Scheme
• Half day seasonal shopping
• Auto enrolment pension – 3% employer contribution subject to eligibility
• Life Assurance 3 x basic salary
• Company events and reward schemes

We are proud to be a member of Stonewall’s Diversity Champions programme and are committed to improving workplace inclusion.

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