Retail Credit Administrator in Milton Keynes

Retail Credit Administrator

Company: Progineer 4.0 Srls

Closing Date: 13 January 2026

About Us

We are Mercedes‑Benz Financial Services, a financial solutions provider committed to diversity, inclusion and equal opportunity. We support our employees regardless of skin colour, beliefs, loved ones or tattoos, and we champion a menopause‑friendly work environment with wellbeing resources for all.

Responsibilities

• Monitor the retail credit queue to ensure proposals are returned to dealers quickly, efficiently and within agreed SLAs, analysing credit risk and, when necessary, contacting customers and professional bodies to obtain additional information.
• Process retail credit proposals through the Proposal Management System (Subject, Bank Validation, Open Banking and CRA check) within agreed timescales and authority levels.
• Document all completed Open Banking returns or full manual PDF bank statements accurately, update the affordability calculator with verified amounts, and report any vulnerable or fraudulent transactions to the appropriate Underwriter or Team Leader.
• Support the Underwriting team by performing additional manual and internet‑based searches, reviewing incoming information for completeness and working efficiently with the relevant Underwriter.
• Respond to calls from Agents regarding underwriting queries, building and maintaining positive professional relationships with Agents and MBFS Sales personnel to achieve departmental and company objectives. Communicate rejection decisions in compliance with data protection and contractual guidelines.
• Conduct fraud detection checks (Hunter and/or CIFAS) to verify applications and gather relevant information from potential customers.

Qualifications

• GCSE or equivalent in English Language and Mathematics (preferred).
• Experience in a customer‑focused administrative role.
• Strong attention to detail and accuracy.
• Clear, concise written and verbal communication skills with an excellent telephone manner.
• General understanding of finance industry legislation including the Data Protection Act, Consumer Credit Act and Anti‑Money Laundering.
• Preferably some knowledge of MBFS product portfolio, procedures and systems (Phoenix, e‑POS, Goldmine, SAP, Word, Excel).
• Self‑motivated ability to work in a pressurised environment while maintaining focus on personal, departmental and company objectives.

Benefits

Competitive salary and discretionary bonus structure, access to colleague car schemes, pension scheme membership and a flexible benefit pot. We also provide access to colleague wellbeing resources, including an Employee Assistance Programme, Mental Health First Aiders and Inclusion Advocates, and flexible working opportunities.

How to Apply

Apply online via Taleo, including a copy of your CV. You will be asked to confirm that you have discussed your application with your line manager. Applications are considered only from candidates who have the right to work in the United Kingdom.

Data Protection

We care about your personal data. By applying, you consent to its processing in connection with our recruitment process, consistent with GDPR. Your data will be held only for the necessary period and will be managed by the HR team and the specialist unit responsible for this role. For further information, contact the Chief Officer of Corporate Data Protection, Mercedes‑Benz Group AG, HPC E600, 70546 Stuttgart.