At a Glance
- Tasks: Assess customer risk profiles and deliver top-tier service in underwriting.
- Company: Dynamic insurance company focused on excellence and impact.
- Benefits: Competitive salary, professional development, and a supportive team environment.
- Other info: Opportunity to support and mentor less experienced team members.
- Why this job: Make smart decisions that truly impact customers and enhance their experience.
- Qualifications: UK insurance experience and strong problem-solving skills.
The predicted salary is between 36000 - 60000 £ per year.
Do you love making smart, confident decisions that really make a difference? This is a great job for an experienced Life / Medical Insurance Underwriter who’s ready to step into a dynamic role, take ownership of operational underwriting, and deliver top-tier customer experiences. If you’re passionate about aligning your decisions with a strong underwriting philosophy and want to be part of a team that values excellence and impact—this is your moment!
A bit about the job:
- Assess customer risk profile in accordance with the operating principles and standards to ensure a high-quality customer experience.
- Consistently deliver high standards of service, accuracy, and efficiency.
- Proactively highlight conditions that are preventing you from servicing demands, and ensure that you do not create waste.
- Make suggestions for improvement, and act where appropriate based on knowledge and data.
- Own changes implementing where you can, pulling in support where needed and escalating where required.
- Support the senior underwriter as point of contact for less experienced members of the team.
Skills and experience we’re looking for:
- UK Insurance experience and technical knowledge of all areas of protection underwriting (Essential)
- Understand the needs of the customer to ensure they are treated fairly
- Previous experience of dealing and managing stakeholders (Preferred, not essential)
- Knowledge of impacting legislation
- Strong problem-solving skills with the ability to identify and solve issues working with a team
Life Insurance/ Medical Underwriter. employer: ProFound
Profound is an exceptional employer that fosters a vibrant work culture in the heart of London, where innovation meets collaboration. With a strong emphasis on employee growth, we offer comprehensive benefits and opportunities for professional development, ensuring that our team members thrive while driving impactful engagement with our cutting-edge marketing platform. Join us to be part of a dynamic environment that values your contributions and supports your career aspirations.
StudySmarter Expert Advice🤫
We think this is how you could land Life Insurance/ Medical Underwriter.
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like ProFound). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like ProFound. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Life Insurance/ Medical Underwriter.
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at ProFound.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at ProFound. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at ProFound
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at ProFound to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at ProFound, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding ProFound's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
