Senior Portfolio Manager in Cardiff

Hours: 35 - Talk to us about Flexible Working

Salary: From £33,750

Contract Duration: Full-Time, Fixed Term Contract

Location: Principality Branch, Port Talbot

Closing Date: 06 April 2026

BELONG – There’s no place like Principality

At Principality, belonging isn’t just a value — it’s how we work. When you join us, you’re welcomed into a supportive, inclusive community where your home life, wellbeing, and individuality are genuinely respected. From flexible ways of working to benefits designed around you, we’re committed to helping you feel comfortable, valued, and able to thrive.

We believe great work happens when people feel connected — to each other, to our purpose, and to the communities we serve. That’s why we encourage balance, invest in wellbeing, and focus on growing and improving together.

There are plenty of reasons to build your career with Principality:

• Flexible hybrid working – Our award-winning approach gives you the flexibility to work from home and from the office. Collaboration matters to us, so you’ll spend at least 8 days per month based in our Cardiff office.
• Truly inclusive workplace – Proudly named in the 2025 Inclusive Top 50 UK Employers List, ranked 27th, recognising our ongoing commitment to inclusion and belonging.
• Customer excellence you can be proud of – Winners of Double Gold Awards for Customer Satisfaction at the Fairer Finance Awards 2025 for both Savings and Mortgages.
• Engaged, supported colleagues – Our colleague engagement scores consistently exceed 85%, reflecting a positive and supportive culture.
• Wellbeing at the heart of what we do – Our Belong benefits package is designed to put our people first, supporting your physical, mental, and financial wellbeing.

These achievements reflect more than awards — they represent our long-term commitment to creating a workplace where colleagues feel supported and customers feel cared for. When it comes to belonging, there truly is no place like Principality.

The award winning Commercial team is a growing part of the wider Building Society, lending to property investors, property developers and Housing Associations (the role holder will not have exposure to Housing Associations in their portfolio). We are ambitious, professional and put the customer relationship at the heart of what we do with quick decisions and a flexible approach. We achieve through the team, where the role holder will be supported by an excellent back-office function.

We have an exciting opportunity for a Senior Portfolio Manager to join our Commercial Lending team. This role is responsible for the management and leadership of their ‘Pod’ of Relationship Managers and Support Officers working to retain and originate new commercial lending deals for both existing and new clients. They will also manage a portfolio of our larger and more complex customers.

Key responsibilities:

• Portfolio Management: Manage a portfolio of clients through a Relationship model to retain and execute new commercial lending deals for both existing and new clients within the standards the Society sets in terms of credit policy and returns.
• Leadership: Lead a small ‘Pod’ of Relationship Managers and Support Officers to deliver on the strategic and financial plans for the business.
• Stakeholder Management: As part of the Commercial Senior Leadership Team you will input and influence on areas such as performance, strategy, and team development.
• Networking: Build strong professional relationships within the commercial real estate and business community to develop the Society’s brand to maximum effect.
• Coaching & Mentoring: You will have a role in developing the skills and capabilities of colleagues within your Pod.

Key Skills:

• Substantial experience in a commercial property lending environment including investment and development funding structures with a detailed understanding of areas such as security, risk management, legal and regulatory environments.
• Strong analytical and quantitative abilities.
• Excellent communication and interpersonal skills.
• Demonstrated leadership and team management capabilities.
• Experienced in coaching and mentoring.
• Strong sales and negotiating skills.
• Driving licence – a company car will be provided as part of the package.

We reserve the right to close this vacancy early should we receive a high volume of applications.