Senior Credit Risk Analyst
At Principality, we want you to feel welcome from the moment you join us. Youll be part of a friendly, supportive culture where people are encouraged to be themselves, do meaningful work and feel connected to our purpose, our customers and the communities we serve.
Cardiff | Hybrid | 35 hours per week | £55,-65, DOE
We have an exciting opportunity for a Senior Credit Risk Analyst to join us on a permanent contract.
In this role, youll support the development and ongoing maintenance of the Societys Internal Ratings Based (IRB) systems for Retail Mortgage and Commercial portfolios. Youll also take responsibility for coordinating and delivering the monthly ManagementInformation (MI) packs to the Credit Model Governance Committee (CMGC) and Model Governance Committee (MGC).
What youll be doing:
- Contributing to the development and ongoing maintenance of application and behavioural scorecards, as well as other models within the Retail IRB Ratings System. This includes preparing for and responding to items reviewed by the Model Governance Committee.
- Supporting the development and maintenance of documented procedures that help ensure compliance with SS1/23. SS4/24 and the proposed PRA rulebook.
- Regular self-assessment against regulatory requirements and maintenance of model documentation to agreed standards.
- Keeping up to date with current and emerging regulatory developments that may impact the Societys licence to trade, including attending relevant training sessions and conferences.
Technical Skills & Experience:
- Experience using Microsoft Office applications, particularly Excel, Word and PowerPoint.
- Working knowledge of SAS programming and data manipulation techniques.
- Experience of working with large datasets and developing automated processes to support effective information management.
- Experience developing scorecards, models or forecasting approaches.
- Experience of, or familiarity with, governance frameworks and supporting documentation such as policies and standards.
- Experience delivering presentations and/or training to a range of audiences.
Skills & Behaviours:
- Clear written and verbal communication skills.
- Strong organisational skills, including task management, time management and meeting deadlines.
- Well-developed analytical skills, including data analysis and process development.
What you can look forward to:
A place to belong with an award-winning employer that values inclusion and wellbeing:
- Flexible working a hybrid approach with at least 8 days per month in the office.
- Collaborative culture an encouraging environment where your ideas can make a real impact.
- Great benefits supporting your physical, mental and financial wellbeing.
Interview Process
- This advert closes on 5th November
- Youll hear from us by 6th November
- Interviews will be held mid to late November
- Outcomes will be delivered by end of November
We reserve the right to close this vacancy early should we receive a high volume of applications
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Senior Credit Risk Analyst in Cardiff employer: Principality Building Society
Join a dynamic organisation where you can play a pivotal role in shaping funding and liquidity strategy as a BSM Senior Manager. Our collaborative, high-performing team offers a supportive work culture that values innovation and continuous improvement, providing ample opportunities for professional growth and influence at the executive level. With a focus on strategic decision-making and a commitment to robust risk management, this role is perfect for those looking to make a meaningful impact in a regulated environment.
Contact Details:
Principality Building Society Recruitment Team
