At a Glance
- Tasks: Conduct credit analysis and monitor corporate finance proposals and loans.
- Company: Join a prestigious international bank with a strong reputation in Corporate Banking.
- Benefits: Enjoy hybrid working with 3 days in the office and 2 days remote.
- Why this job: Be part of a dynamic team, impacting corporate finance in Europe while developing your skills.
- Qualifications: Experience in Corporate Finance and strong communication skills are essential.
- Other info: Ideal for those passionate about credit risk management and macro-economic research.
The predicted salary is between 36000 - 60000 £ per year.
A small prestigious international bank is seeking a dynamic new addition to its Corporate Banking area.
Your duties will include:
- Conducting credit analysis for new corporate finance proposals and existing loans, considering macro-economic, industry, and regulatory aspects
- Monitoring the credit of individual deals and the portfolio
- Researching and generating reports on credit issues in the European region related to the credit portfolio
- Participating in meetings with corporate finance clients
- Credit risk management
Your experience must include:
- Proven experience in Corporate Finance – credit analysis gained within a front/middle office Bank or a rating agency
- Proficiency in researching macro-economic trends, industries, and regulations
- Sound knowledge of risk management and rating systems
- Degree educated
- Strong communication and presentation skills, both written and verbal
Please note this role will be working hybrid - 3 days a week in the office and 2 days remotely.
Credit Analyst employer: Prime Personnel
Contact Detail:
Prime Personnel Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst
✨Tip Number 1
Network with professionals in the banking and finance sector, especially those who work in corporate banking. Attend industry events or webinars to connect with potential colleagues and learn more about the specific challenges they face.
✨Tip Number 2
Stay updated on macro-economic trends and regulatory changes that impact credit analysis. Subscribe to relevant financial news outlets or join online forums where these topics are discussed to demonstrate your knowledge during interviews.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your previous experience in credit analysis. Highlight how you approached credit risk management and the outcomes of your analyses to showcase your expertise.
✨Tip Number 4
Practice your communication and presentation skills by explaining complex financial concepts to friends or family. This will help you articulate your thoughts clearly during interviews, especially when discussing credit issues.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in corporate finance and credit analysis. Use specific examples that demonstrate your proficiency in researching macro-economic trends and risk management.
Craft a Compelling Cover Letter: Write a cover letter that showcases your strong communication skills. Explain why you are interested in the role and how your background aligns with the bank's needs, particularly in credit risk management.
Highlight Relevant Experience: In your application, emphasise any previous roles in front/middle office banking or rating agencies. Detail your experience with credit analysis and monitoring portfolios to show you meet the job requirements.
Showcase Your Research Skills: Include examples of reports or analyses you've conducted on credit issues or macro-economic trends. This will demonstrate your ability to generate insightful reports relevant to the European region.
How to prepare for a job interview at Prime Personnel
✨Showcase Your Analytical Skills
As a Credit Analyst, your ability to conduct thorough credit analysis is crucial. Be prepared to discuss specific examples from your previous experience where you successfully analysed corporate finance proposals or managed credit risks. Highlight your proficiency in researching macro-economic trends and how it influenced your decision-making.
✨Demonstrate Industry Knowledge
Familiarise yourself with the current trends and regulations affecting the banking sector, particularly in Europe. During the interview, reference recent developments or challenges in the industry that could impact credit portfolios. This shows your proactive approach and genuine interest in the field.
✨Prepare for Client Interaction Scenarios
Since the role involves participating in meetings with corporate finance clients, be ready to discuss how you would handle client interactions. Think of examples where you effectively communicated complex financial information or resolved issues. Strong communication skills are key, so practice articulating your thoughts clearly.
✨Understand the Hybrid Work Environment
With the role being hybrid, it's important to express your adaptability to both in-office and remote work settings. Discuss how you manage your time and maintain productivity in a flexible work environment. This will reassure the interviewer of your capability to thrive in their working model.