Senior Underwriter in England

Overview

Join to apply for the Senior Underwriter role at Premium Credit Ltd, Leatherhead, Surrey.

Responsibilities

• Reporting to the Underwriting Manager, you’ll provide commercially based lending decisions based on detailed analysis of customer accounts and information, ensuring that these decisions comply with regulations and PCL processes.
• Manage a group of underwriters to deliver credit decisions, undertake people leader responsibilities such as objectives, performance management, 1-2-1s and mid-year/end of year appraisals.
• Assist the Underwriting Manager with day to day tasks, deputising as appropriate.
• Underwrite cases within your individual mandate, adhering to policies and internal and external service level agreements.
• Review renewals, in line with service commitments.
• Responsible for analysis and preparation of large value cases outside of mandate level, providing recommendations.
• Review customer credit reports, balance sheets, accounts and cash flow models to assess level of risk, underwriting appropriately.
• Work collaboratively with the sales team and partners to understand requirements, developing business opportunities within the risk appetite of the company.
• Continuously look for improvements to processes to maximise relationships.

Who we are looking for

• You have team leadership experience; collaborating, developing and coaching team members.
• You have the ability to cope with large volumes.
• You are able to read unaudited balance sheets, cash flow statements and other financial reports.
• You’re highly numerate and display high levels of accuracy and attention to detail.
• You’re able to clearly and concisely summarise proposals.
• It would be ideal if you have experience of instalment credit.

About Premium Credit

Premium Credit is the leading provider of insurance premium finance and a range of annually charged services, including tax, regulatory and accountancy fees, sports season tickets, memberships and school fees in the UK and Ireland. We’re a multi award winning business lending more than £5.5 billion to over 2.9 million customers through a network of almost three thousand partners - and growing. Certified as a Great Place to Work, we’re a successful business with a Trustpilot rating of 4.5, a Net Promoter Score of +78, a Glassdoor rating of 4.1 and a Silver Sustainability medal.

What we do

We’re hiring a Senior Underwriter to help us continue this growth. This is a great opportunity to develop a varied and rewarding career with a company that invests in, recognises and rewards its people.

Benefits

• Competitive salary £55,000 to £70,000 per annum.
• Hybrid working, with collaborative days in our Leatherhead office.
• 25 days annual leave (plus bank holidays), with options to purchase and sell up to 5 days holiday per year (pro rata).
• Private health and dental cover.
• Support and investment in your personal development.
• 24/7 access to Employee Assistance Programme and Mental Health First Aiders.

Other information

We are committed to providing reasonable adjustments or accommodations for applicants. If you need assistance or support during the recruitment process, please let us know on the application form or by emailing.

To ensure you can work from home efficiently you may be asked to provide your internet speed at the application stage. By submitting your application, you agree that Premium Credit may collect your personal data for recruiting and related purposes.

All postholders will be subject to appropriate pre-employment vetting procedures and a satisfactory Disclosure & Barring Service (DBS) check prior to appointment. We are not engaging agency support for this role and respectfully ask that agencies do not submit unsolicited candidate details to Premium Credit Limited in relation to this role.

Please note, we reserve the right to close this vacancy early if we identify a number of suitable candidates. All applicants will be advised if the vacancy closes early.

Equal opportunities are the only acceptable way to conduct business and we believe that the more inclusive our environments are, the better our work will be. We are open to part-time working and job share. We welcome applications from all sections of the community and encourage people from all backgrounds to apply. Premium Credit are an equal opportunities employer with a strong and passionate commitment to Diversity, Equality and Inclusion in the workplace.