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For Companies At a Glance
- Tasks: Develop credit risk models and support responsible lending initiatives using data analytics.
- Company: Fast-growing financial services firm backed by a major international group.
- Benefits: Competitive salary, bonus, hybrid work, and strong benefits package.
- Other info: Collaborative culture with regular engagement with senior leadership.
- Why this job: Influence strategy and shape the future of responsible lending in a dynamic environment.
- Qualifications: Degree in quantitative field and 2-3 years in credit risk or analytics.
The predicted salary is between 50000 - 60000 £ per year.
A fast-growing credit, analytics and technology business backed by a major international financial group is looking for a Credit Analyst to join its London-based team. The company combines the best of finance, data science and technology to drive smarter, more responsible lending decisions across multiple UK consumer credit brands. This is a fantastic opportunity to work closely with senior leaders, influence strategy, and help shape the next generation of responsible lending models.
The Role
- Develop and maintain affordability and credit risk models, rules, and policies
- Support responsible lending and financial vulnerability initiatives
- Use data and analytics to deliver actionable insight and optimise decisioning
- Explore innovative credit solutions, including Open Banking / Open Finance
- Present insights and recommendations to senior management and key stakeholders
About You
Background & Experience
- Degree with strong quantitative or analytical focus
- 2–3+ years in a credit risk or analytics role within UK consumer lending
- Exposure to personal loans, credit cards, BNPL, or point-of-sale finance
- Hands-on experience with credit reference agency data and policy development
- Strong analytical mindset – able to turn data into insight and business action
- Confident with SAS, SQL or Python and advanced Excel skills
- Commercially astute and able to balance risk vs. growth
- Familiarity with Open Banking data or AWS Quicksight a plus
Personal Traits
- Self-starter with integrity and reliability
- Detail-focused but commercially aware
- Clear communicator and collaborative team player
- Curious, pragmatic, and open to innovation
What’s on Offer
- Competitive salary and discretionary annual bonus
- Full exposure to company strategy and product P&L
- Regular engagement with C-level leadership
- Modern, informal, and collaborative work culture
- Strong benefits package including pension, life cover, PMI, dental, income protection, and 25–28 days holiday
- Hybrid working from a modern London office
If you’re an analytical thinker who thrives on solving complex credit challenges and wants to be part of a high-impact, data-driven business, this is the perfect next step in your career.
Seniority level: Mid-Senior level
Employment type: Full-time
Job function: Finance, Analyst, and Information Technology
Credit Analyst in England employer: Practicus
Contact Detail:
Practicus Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst in England
✨Network Like a Pro
Get out there and connect with people in the industry! Attend networking events, join relevant online forums, and don’t be shy about reaching out to professionals on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can land you that dream job.
✨Ace the Interview
Prepare for your interviews by researching the company and practising common interview questions. We recommend using the STAR method (Situation, Task, Action, Result) to structure your answers. Show them how your skills and experience make you the perfect fit for their Credit Analyst role!
✨Showcase Your Skills
Don’t just talk about your skills—show them! Bring along examples of your work or projects that demonstrate your analytical prowess. If you’ve worked with SAS, SQL, or Python, be ready to discuss how you’ve used these tools to drive insights and decisions.
✨Apply Through Our Website
When you find a role that excites you, apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we’re always looking for passionate individuals who want to make an impact in the world of finance and analytics.
We think you need these skills to ace Credit Analyst in England
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Analyst role. Highlight your experience in credit risk and analytics, and don’t forget to mention any relevant tools like SAS, SQL, or Python that you’ve used.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about responsible lending and how your analytical mindset can contribute to our team. Keep it concise but impactful!
Showcase Your Achievements: When detailing your experience, focus on specific achievements. Did you develop a model that improved decision-making? Share those successes to demonstrate your value and impact in previous roles.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity with our team!
How to prepare for a job interview at Practicus
✨Know Your Numbers
As a Credit Analyst, you'll be dealing with data all the time. Brush up on your quantitative skills and be ready to discuss how you've used data to influence lending decisions in the past. Prepare specific examples that showcase your analytical mindset.
✨Familiarise Yourself with Key Tools
Make sure you're comfortable with SAS, SQL, Python, and advanced Excel. If you have experience with Open Banking data or AWS Quicksight, highlight that too! Be prepared to discuss how you've used these tools in your previous roles to develop credit risk models.
✨Understand the Company’s Vision
Research the company’s approach to responsible lending and their innovative credit solutions. Be ready to share your thoughts on how you can contribute to their strategy and help shape the next generation of lending models.
✨Communicate Clearly and Collaboratively
Since the role involves presenting insights to senior management, practice articulating your ideas clearly. Show that you’re a team player by discussing how you’ve collaborated with others in the past to achieve common goals.