At a Glance
- Tasks: Lead lending strategy and analytics to boost SME lending profitability.
- Company: Join a top UK FinTech leveraging data for smarter lending decisions.
- Benefits: Enjoy a competitive salary, bonus, equity, and 25 days holiday.
- Why this job: Be part of a growing team making impactful lending decisions in a dynamic environment.
- Qualifications: Experience with SQL and lending strategies is a must; Python knowledge is a plus.
- Other info: Collaborate with diverse teams to innovate and enhance lending processes.
The predicted salary is between 72000 - 168000 £ per year.
Credit Risk Manager Croydon office location with Hybrid working £78,000 to £85,000 per annum plus Civil Service Pension Contract Type:Permanent Position type:Full Time Were the Pension Protection Fund (PPF). We protect millions of people in the UK who belong to defined benefit pension schemes. When these schemes fail, were ready to help. We do this by paying our members, by charging a levy and by investing sustainably. Our work has a real impact on peoples lives, so we strive to do it well, with integrity and their future in mind. Were equivalent in size to a top 5 UK pension scheme and have developed a highly sophisticated, best-in-class investment strategy. Our culture combines private sector standards with a public service ethos. Were looking for aCredit Risk Managerto join our 2nd Line of Defence function that is responsible for the design, development and implementation of an independent credit risk framework. The Credit Risk Managers role is to support the underwriting process and day-to-day counterparty credit risk management of a portfolio of vanilla and complex lending transaction, providing independent credit risk opinions and rating recommendations to rating/investment committees, senior risk officers, and front office management. Our ideal applicant will have extensive experience in Credit Risk Management, with a focus on Corporate Credit risk and/or Structured Finance, they will be able to demonstrate experienced in drafting Credit Risk reports for presentation at Rating Committees. Interpersonal skills are essential for this role, including effective relationship management, delivering a successful business partnering approach, and strong communication skills, with the ability to interpret complex information to a varied audience. The PPF is a diverse and inclusive place to work, we are open to applicants from all backgrounds, including returners to the workplace. We would encourage applicants to apply for the role if they are looking for a supportive workplace where we will support you to be the best version of yourself. Sound like you?Apply now. In return for your skills, experience and commitment well give you a challenging role within a business where youll get the support you need to develop your career. Well also give you lots of opportunities for personal development and skills training. Our Croydon office is just across the road from East Croydon station, which is around 15 minutes from Victoria or London Bridge, 10 minutes from Clapham Junction or half an hour from St Pancras. Were proud to be aDisability Confident Leader, the highest accreditation under the Disability Confident Scheme. If you have a disability and meet the essential criteria for this role you will be guaranteed an interview. We embrace diverse talent welcoming people with different beliefs, backgrounds and ways of working.Whatever your background, and however you identify, youll be welcome here. Were happy to talk about flexible working No agencies please JBRP1_UKTJ
Credit Risk Manager employer: PPF (Pension Protection Fund)
Contact Detail:
PPF (Pension Protection Fund) Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager
✨Tip Number 1
Make sure to highlight your experience with SQL and Python during the interview. These technical skills are essential for the role, and demonstrating your proficiency can set you apart from other candidates.
✨Tip Number 2
Prepare specific examples of how you've developed lending strategies in previous roles. Being able to discuss your hands-on experience will show that you understand the nuances of the SME lending environment.
✨Tip Number 3
Familiarize yourself with the latest trends in credit risk models and be ready to discuss how you can incorporate new data sources into decision-making processes. This shows your proactive approach and willingness to innovate.
✨Tip Number 4
Network with professionals in the FinTech space, especially those involved in SME lending. Building connections can provide valuable insights and potentially lead to referrals that enhance your chances of landing the job.
We think you need these skills to ace Credit Risk Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk management, particularly in SME lending. Emphasize your skills in SQL and any experience with Python, as these are essential for the role.
Craft a Strong Cover Letter: Write a cover letter that specifically addresses the key responsibilities of the role. Discuss your experience in developing lending strategies and your understanding of credit risk models, showcasing how you can contribute to the company's success.
Highlight Relevant Projects: If you have worked on projects related to lending strategy, pricing modeling, or portfolio analytics, be sure to include these in your application. Provide specific examples of how your contributions led to improved business performance.
Showcase Collaboration Skills: Since the role involves working with various teams, mention any past experiences where you collaborated with underwriting, data science, or marketing teams. Highlight your ability to incorporate new data sources into decision-making processes.
How to prepare for a job interview at PPF (Pension Protection Fund)
✨Showcase Your Technical Skills
Make sure to highlight your experience with SQL and any familiarity with Python during the interview. Be prepared to discuss specific projects where you utilized these skills, as they are essential for the role.
✨Demonstrate Your Understanding of Lending Strategies
Prepare examples of how you've developed lending strategies in previous roles. Discuss the impact of these strategies on profitability and decision-making, as this will show your capability to enhance the SME lending book.
✨Discuss Your Experience with Credit Risk Models
Be ready to talk about your exposure to credit risk models, particularly scorecards. Explain how you've used these models to analyze trends and drive insights in lending portfolios.
✨Collaborate and Communicate
Since the role involves working with various teams like Underwriting, Data Science, and Marketing, emphasize your collaboration skills. Share examples of successful teamwork that led to improved decision-making or enhanced business performance.