At a Glance
- Tasks: Conduct credit reviews and support improvement projects in a dynamic finance team.
- Company: Join Cummins, a global leader committed to powering your potential.
- Benefits: Gain real-world experience, flexible work options, and develop your career.
- Other info: Placement starts Summer 2026; excellent opportunity for career growth.
- Why this job: Make an impact while learning from innovative thinkers in a supportive environment.
- Qualifications: Studying Accounting, Finance, Economics, or Business; strong teamwork and communication skills required.
The predicted salary is between 18000 - 25000 £ per year.
Our culture believes in POWERING YOUR POTENTIAL. We provide global opportunities to develop your career, make your community a better place and work with today’s most innovative thinkers to solve the world’s toughest problems. We believe in flexibility for you to explore your passions while making an impact through meaningful work within our inclusive workforce. That’s what #LifeAtCummins is all about.
We are looking for an enthusiastic Credit Risk Placement Student to join our team specializing in Finance for our Power Systems Business Segment in UK, Daventry. During your placement with us, you will learn how a major global organization operates, gaining the tools and exposure you will need to become an expert in the industry and power your potential! This role is available to candidates who qualify for a placement year and will commence Summer of 2026.
Responsibilities
- Performs credit-worthiness reviews on new and existing accounts, mitigating risk to the business and analyses credit exposures; support for the scope and completion of improvement projects (including 6 Sigma framework).
- Prepares business unit credit reporting, planning, and forecasting and ensures credit activities are in line with corporate credit policies and are Sarbanes Oxley (SOx) compliant.
- Develops an understanding of trade finance and credit management to support the business, participates in working capital initiatives to drive corporate metrics.
- Active involvement and business partner support, prepares metrics analysis and consolidated credit reporting, as well as ad hoc credit analysis and reports to the business unit.
- Represent the function when required to do so either with other parts of the organization or at various functions or events.
Qualifications
- Studying towards a degree in Accounting and Finance, Economics or Business discipline.
- Fast learner and willing to take on new challenges, great attention to detail.
- Strong team-work skills, great communication and interpersonal skills.
- Good Excel skills.
CLOSING DATE: Wednesday, 1st July 2026 11:59pm
Placement Student - Credit Risk in Daventry employer: PowerToFly
Cummins Inc. is an exceptional employer that champions your growth and development through a culture of inclusivity and innovation. As a Placement Student in Credit Risk at our Daventry location, you will gain invaluable experience within a global organisation while enjoying the flexibility to explore your passions and make a meaningful impact. With a commitment to employee development and a supportive work environment, Cummins empowers you to unlock your potential and thrive in your career.
StudySmarter Expert Advice🤫
We think this is how you could land Placement Student - Credit Risk in Daventry
✨Tap into University Career Services
Your university’s career services are a goldmine for placements in banking and financial services. They often have direct connections with top firms and can help you land internships like the one at PowerToFly. Don’t miss out on career fairs and employer presentations – make the most of these opportunities!
✨Get Involved with Finance Societies
Join or become active in finance and investment societies at your uni. These societies often host networking events and workshops that can connect us with potential employers. Plus, you’ll pick up valuable insights and skills while meeting like-minded peers!
✨Attend Industry Events and Conferences
Keep an eye out for finance-related events and conferences in your area, especially as they’re great spots to meet professionals in the industry. Look for events that specifically focus on banking or investment, as they often lead to placement opportunities, including roles at PowerToFly.
✨Tailor Your Networking Approach
When you’re networking, be genuine and specific about your interests in banking. Use platforms like LinkedIn to connect with professionals, and don’t hesitate to reach out to them for advice. If you’re targeting a placement at PowerToFly, mentioning it during chats can set you apart and show your enthusiasm!
We think you need these skills to ace Placement Student - Credit Risk in Daventry
Some tips for your application 🫡
Highlight Your Academic Achievements:In the banking and financial services sector, your grades can really make a difference. Make sure to include your latest academic results and any relevant coursework, especially if you’ve studied finance, economics, or related fields. We love seeing strong performance in quantitative subjects!
Showcase Relevant Experience:Even though this is a placement, having some experience—like internships, part-time jobs, or university finance clubs—can set you apart. Talk about any finance-related projects or roles you've held, and quantify your achievements where possible. Think of tangible skills you gained that are applicable to the role!
Tailor Your CV to the Role:This isn’t a one-size-fits-all situation. When crafting your CV, make sure to tailor it specifically for the role at PowerToFly. Highlight skills like analytical thinking, attention to detail, and any software proficiency—like Excel or financial modelling tools—that could be relevant. We want to see that you’re ready to jump right in!
Craft a Convincing Cover Letter:Use your cover letter to express your motivation for pursuing a placement in banking and financial services at PowerToFly. It’s a great chance to show your passion for finance and your eagerness to learn from industry professionals. Share why you think this setting is perfect for your personal and professional growth!
How to prepare for a job interview at PowerToFly
✨Mastering Financial Fundamentals
Since you're diving into the banking and financial services sector, brush up on the basics like financial ratios, market trends, and key economic indicators. Be ready to tackle questions that test your understanding of these concepts — they might even throw in a case study for you to solve on the spot!
✨Polish Your Analytical Skills
Analytical skills are crucial in banking, so prepare to demonstrate yours. You could be given hypothetical scenarios involving data sets or client portfolios during the interview. Practise walking through your thought process clearly — showing how you approach problems will impress the interviewers at PowerToFly.
✨Highlight Your Willingness to Learn
As this is a placement, they will want to see your eagerness to learn and grow in the industry. Share examples from your studies or any projects where you showcased your ability to pick up new skills quickly. This will show that you're adaptable and ready to tackle real-world challenges.
✨Showcase Your Passion for the Industry
Let your enthusiasm for banking and financial services shine through! Discuss recent news, trends, or developments that excites you, especially those relevant to PowerToFly. This will not only demonstrate your knowledge but also your genuine interest in the role and company culture.
