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For Companies At a Glance
- Tasks: Join our team to analyse credit risks and support lending decisions for European clients.
- Company: Pontoon is a dynamic employment consultancy focused on inclusivity and talent development.
- Benefits: Enjoy a collaborative work environment with opportunities for professional growth and development.
- Why this job: Make an impact in the financial sector while working with diverse teams and clients.
- Qualifications: A Bachelor's degree and experience in institutional lending or risk analysis are preferred.
- Other info: This role offers a chance to influence credit strategies and mentor junior staff.
The predicted salary is between 36000 - 60000 £ per year.
Job Description
Credit Risk Analyst /lending, Risk Analyst
London
6 months
One of our large financial clients is currently looking for a Credit Risk Analyst /lending, Risk Analyst to join their Institutional Lending – first line credit facing team- offering credit products to their clients
Perform annual reviews of credit exposure for a select portfolio of European clients.
- Analyze credit requests and assesses risk levels related to extensions of credit. Develop a dynamic forward looking risk assessment of clients, transactions, and the industry. Assist management with monitoring existing credit portfolios, underwriting, and with any ad-hoc research required.
- Work closely with the client relationship managers to understand the strategic and financial objectives of s banks and broker dealers clients and assess their credit needs. Work with counsel on term sheets and loan documentation. Communicate with Agents on syndicated facilities.
- Actively monitor the credit environment for financial institutions, Banks and Broker Dealers in particular, in order to be able to develop recommendations for appropriate course of action.
- Proactively prepare for new credit requests and committee presentations. Develop and recommend appropriate credit limits relative to risk assessment. Provide guidance to more junior staff. Contribute to the achievement of team objectives.
Minimum requirements:
- Bachelor's degree or the equivalent combination of education and experience is required.
- Experience in institutional lending, knowledge of lending/credit products, experience with credit documentation and financial or risk analysis preferred.
- Team player with strong communication skills, organizational skills, and ability to influence business partners and stakeholders.
- Ability to adapt and be proactive. Able to quickly absorb and follow credit policies and procedures
Pontoon is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone's chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. We do this by showcasing their talents, skills, and unique experience in an inclusive environment that helps them thrive.
Credit Risk Analyst /lending, Risk Analyst employer: Pontoon
Contact Detail:
Pontoon Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst /lending, Risk Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk analysis and institutional lending. This will not only help you understand the current landscape but also allow you to engage in informed discussions during interviews.
✨Tip Number 2
Network with professionals in the financial sector, especially those working in credit risk or lending roles. Attend industry events or join relevant online forums to build connections that could lead to job opportunities.
✨Tip Number 3
Prepare to discuss specific examples of how you've assessed credit risks in previous roles. Highlight your analytical skills and ability to influence stakeholders, as these are crucial for the role.
✨Tip Number 4
Stay updated on regulatory changes affecting the lending industry. Being knowledgeable about compliance issues can set you apart from other candidates and demonstrate your commitment to the field.
We think you need these skills to ace Credit Risk Analyst /lending, Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk analysis and institutional lending. Use specific examples that demonstrate your skills in assessing credit requests and managing portfolios.
Craft a Compelling Cover Letter: Write a cover letter that addresses the key responsibilities mentioned in the job description. Explain how your background aligns with the needs of the team and express your enthusiasm for the role.
Highlight Relevant Skills: In your application, emphasise your communication skills, ability to influence stakeholders, and experience with credit documentation. These are crucial for the role and should be clearly articulated.
Showcase Your Analytical Abilities: Provide examples of how you've successfully conducted financial or risk analysis in previous roles. This will demonstrate your capability to develop forward-looking risk assessments as required by the position.
How to prepare for a job interview at Pontoon
✨Know Your Credit Products
Make sure you have a solid understanding of the various credit products offered in institutional lending. Be prepared to discuss how these products work and their associated risks, as this will demonstrate your expertise and readiness for the role.
✨Prepare for Scenario-Based Questions
Expect to face scenario-based questions that assess your analytical skills and decision-making process. Think about past experiences where you had to analyse credit requests or manage risk, and be ready to explain your thought process and outcomes.
✨Showcase Your Communication Skills
As a Credit Risk Analyst, you'll need to communicate effectively with various stakeholders. During the interview, highlight instances where you've successfully collaborated with team members or influenced business partners, showcasing your strong communication abilities.
✨Stay Updated on Market Trends
Demonstrate your proactive nature by discussing current trends in the credit environment, particularly regarding financial institutions and broker dealers. This shows that you're not only knowledgeable but also engaged with the industry, which is crucial for making informed recommendations.
