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- Tasks: Transform the insurance industry by underwriting motor products and driving profitable growth.
- Company: Join Policy Expert, a forward-thinking insurance company with a focus on innovation.
- Benefits: Enjoy a competitive salary, hybrid work, learning budget, and enhanced parental leave.
- Other info: Inclusive culture with excellent career development opportunities and support for all candidates.
- Why this job: Make a real impact in a rapidly growing company with over 1.5 million customers.
- Qualifications: 3+ years in personal motor underwriting and strong data analysis skills required.
The predicted salary is between 55000 - 65000 £ per year.
Are you ready to transform the insurance industry? Policy Expert is a forward-thinking business that loves to get things done. Leveraging proprietary technology and smart data, we offer reliable products and a wow customer experience. Having achieved rapid growth since being founded in 2011, we've won over 1.5 million customers in Home, Motor, and Pet insurance and have been ranked the UK's No.1-rated home insurer by Review Centre since 2013.
You will play a key role in the profitable growth of Policy Expert's motor portfolio by utilising your knowledge and experience, allied with internal and external data, to identify opportunities and mitigate threats.
Key Accountabilities- Significant input into the personal motor risk selection criteria
- Responsibility for footprint management – identifying opportunities and strategies for profitable growth, and mitigating threats to performance
- Maintenance and development of core underwriting data, for example, the vehicle file
- Analysis of internal and external data to aid account performance
- Supporting the development and learning of less experienced team members
- Provide technical underwriting support to customer service, fraud, and claims teams by delivering training
- Operate as a key decision-maker for complex cases escalated to the Motor Underwriting team
- Support the underwriting governance and compliance framework by providing an audit function to ensure that devolved authority and decisions made by operational teams are technically accurate and appropriate
- Provide technical expertise for the development of policy wordings and other documentation
- Support the Head of Underwriting and Motor Underwriting Manager, and deputise for them as appropriate
- New and renewal business
- Key relationships – Pricing team, Product Management team, Counter Fraud team, Senior Claims team, Compliance Department, Analysis, Tech, Marketing, Finance teams, Operational/Customer Service team, External suppliers (e.g., data providers, capacity providers)
Extensive authority on risk selection & acceptance, policy interpretation, and voidance & indemnity (including ex gratia) decisions in line with your experience and knowledge.
Key Performance Indicators- Loss ratio and claim performance (to the overall portfolio and targeted segments)
- Internal (operational) SLAs
- Min 3 years' experience in technical underwriting of Personal Motor products.
- Detailed understanding of the personal lines motor market, risk trends, and products
- Strong appreciation and understanding of risk
- Fluency with data analysis tools such as PowerBI and Excel, and familiarity with Pricing tools such as Radar
- Strong communication and influencing skills – comfortable presenting to senior stakeholders
- Team player, but with the initiative to work alone on projects as required
This role will be based in our London office in a 50/50 Hybrid mode.
We match your pension contributions up to 7%
Learning budget of £1,000 a year + Study leave (with encouragement to use it)
Enhanced maternity & paternity
Travel season ticket loan
Access to a wide selection of London O2 events and use of a Private Lounge
What We Stand for and Next StepsWe pride ourselves on being an equal opportunity employer. We treat all applications equally and recruit based solely on an individual's skills, knowledge, and experience. The quality and growing diversity of our team is a testament to this commitment.
At Policy Expert, we are committed to fostering an inclusive and supportive environment for all candidates. If you require any reasonable adjustments during the interview process to accommodate your needs, please do not hesitate to let us know. We are dedicated to ensuring every candidate has an equal opportunity to succeed and will work with you to provide the necessary support.
We aim to be in touch within 14 working days of your application – you will be notified if successful or unsuccessful. Please be encouraged to apply even if you do not meet all the requirements.
Interested in building your career at Policy Expert? Get future opportunities sent straight to your email.
Senior Motor Underwriter in London employer: Policy Expert
Contact Detail:
Policy Expert Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Motor Underwriter in London
✨Tip Number 1
Network like a pro! Reach out to people in the insurance industry, especially those who work at Policy Expert. A friendly chat can open doors and give you insider info that could help you stand out.
✨Tip Number 2
Prepare for the interview by brushing up on your technical knowledge. Make sure you can discuss personal motor products and risk trends confidently. We want to see your expertise shine!
✨Tip Number 3
Show us your analytical skills! Be ready to talk about how you've used data analysis tools like PowerBI and Excel in your previous roles. We love candidates who can back their decisions with solid data.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we’re all about making the process as smooth as possible for you.
We think you need these skills to ace Senior Motor Underwriter in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Motor Underwriter role. Highlight your experience in technical underwriting and any relevant data analysis skills. We want to see how your background aligns with what we’re looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about transforming the insurance industry and how your skills can contribute to our team. Let’s see your personality come through!
Showcase Your Data Skills: Since we love leveraging data, make sure to mention your fluency with tools like PowerBI and Excel. Share examples of how you've used data analysis to drive decisions in your previous roles. We’re all about smart data here!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re serious about joining our team at Policy Expert!
How to prepare for a job interview at Policy Expert
✨Know Your Numbers
As a Senior Motor Underwriter, you'll need to be comfortable with data analysis. Brush up on your skills with tools like PowerBI and Excel. Be ready to discuss how you've used data in past roles to identify risks or opportunities.
✨Understand the Market
Make sure you have a solid grasp of the personal lines motor market and current risk trends. Research recent developments in the industry and be prepared to share your insights during the interview. This shows you're proactive and knowledgeable.
✨Showcase Your Communication Skills
You'll be presenting to senior stakeholders, so practice articulating complex ideas clearly and confidently. Think of examples where you've influenced decisions or trained team members, as this will highlight your strong communication abilities.
✨Prepare for Scenario Questions
Expect questions about how you'd handle complex underwriting cases or mitigate risks. Prepare specific examples from your experience that demonstrate your decision-making process and technical expertise. This will help you stand out as a candidate who can think critically under pressure.