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For Companies At a Glance
- Tasks: Monitor and manage loan portfolios, ensuring compliance and effective coordination across teams.
- Company: Join Pluto Finance, a leading real estate lending business with a progressive culture.
- Benefits: Enjoy a competitive salary, private medical insurance, and employee discounts.
- Why this job: Develop expertise in real estate lending while making a real impact in a fast-paced environment.
- Qualifications: Relevant degree or qualification in real estate lending or asset management preferred.
- Other info: Dynamic role with opportunities for growth and development in the finance sector.
The predicted salary is between 36000 - 60000 £ per year.
Overview
Reports to: Credit and Operations Director
Location: London – Office based with some work from home flexibility
Job Type: Full time, permanent
Experience required: Relevant degree, qualification or equivalent
The Company: Pluto Finance is a flexible and progressive real estate lending business that understands the needs of developers and investors of all sizes. We are a leading provider of development, bridging and investment finance for property developers and investors in England and Wales. We have been lending since 2011 and in that time, we have provided over £3bn of loans and funded the construction of over 10,000 new homes. We raise institutional capital into our private credit funds - each fund backing a specific lending strategy. Investors include pension funds, insurance companies and asset managers. We have capital commitments to allow us to provide over £750m of new lending origination per year. Our people are our most valued asset. We look to attract and retain intelligent, passionate, problem solvers, who act with integrity, flexibility, and transparency, in line with our company’s core values. It is our employees’ commitment to their work and their clients, which will enable them to achieve their ambitions, and in turn, ours too.
The Role
We are seeking a bright, diligent, and highly organised Portfolio Management Analyst to join our fast-paced lending team. In this role, you will support the ongoing management, monitoring, and reporting of the loan portfolio, helping to ensure covenant compliance, accurate data management, proactive risk oversight, and effective coordination across portfolio, credit, and origination functions. This is an excellent opportunity for someone looking to develop expertise in real estate and development lending while playing a key role in ensuring the smooth operation of post-completion loan activities.
Responsibilities
- Loan & Portfolio Monitoring: Monitor and manage loan covenants and conditions subsequent, maintaining clear trackers and controls. Maintain the master portfolio schedule, ensuring loan expiries, amendments, and guarantees are accurately recorded. Monitor interest servicing and amortisation payments, reviewing repayment activity and performance. Undertake proactive red-flag monitoring and escalate emerging risks appropriately. Support portfolio monitoring meetings alongside senior asset management, documenting key actions and updates.
- Consents & Asset-Related Requirements: Manage lease consent processes for commercial assets. Coordinate and track consents relating to easements, sub-stations, and other asset-specific requirements. Support and manage sales consent processes in line with loan documentation.
- Sales Monitoring: Set up and maintain sales trackers at loan closing. Request and review monthly sales updates from borrowers. Monitor performance against agreed assumptions, reporting exchanges and completions accurately.
- Credit & Origination Support: Provide research and targeted support to the credit and origination teams. Assist with preparation of credit proposals and supporting documentation. Support loan extensions and amendments using template-based documentation where required.
- Data, Systems & Compliance: Manage the KYC process for pipeline loans, ensuring timely completion and accurate record keeping. Maintain and update CRM systems, ensuring portfolio and borrower information remains current. Contribute to continuous improvement of portfolio monitoring processes.
The Person
The ideal candidate will be highly organised, detail-oriented, and confident in managing multiple loans, deadlines, and stakeholders simultaneously. You will demonstrate strong analytical and data management skills, with a proactive and risk-aware mindset. A relevant degree or qualification within real estate lending, development finance, or asset management would be advantageous. Familiarity with CRM systems and portfolio tracking tools advantageous, but not necessary. You will be a confident communicator, comfortable liaising with internal teams and external counterparties, and able to identify and resolve issues before they escalate.
The Rewards
In return, we offer a competitive salary package, private medical insurance, employee assistance programme and discounts through the Perks at Work shopping portal. If you feel you have the skills, knowledge, and experience to succeed in this role, we encourage you to apply as soon as possible. Closing date for applications will be Friday 27th February. This role is expected to be popular, and we may close applications early if we receive a high volume of interest, to ensure we can still offer the best candidate experience.
Portfolio Management Analyst employer: Pluto Finance
Contact Detail:
Pluto Finance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Portfolio Management Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the real estate and finance sectors on LinkedIn. Join relevant groups, attend webinars, and don’t be shy about asking for informational interviews. You never know who might have a lead on your dream job!
✨Tip Number 2
Prepare for those interviews! Research Pluto Finance thoroughly—know their values, recent projects, and the market they operate in. Tailor your answers to show how you can contribute to their goals, especially in portfolio management.
✨Tip Number 3
Show off your skills! Bring a portfolio of your work or case studies that highlight your analytical abilities and experience in managing loans or portfolios. This will give you an edge and demonstrate your proactive approach.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in being part of the Pluto Finance team.
We think you need these skills to ace Portfolio Management Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Portfolio Management Analyst role. Highlight relevant experience and skills that match the job description, like your analytical abilities and data management skills. We want to see how you can contribute to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about real estate lending and how your background makes you a great fit for Pluto Finance. Keep it concise but engaging – we love a good story!
Showcase Your Organisational Skills: Since this role requires strong organisational skills, consider including examples of how you've successfully managed multiple projects or deadlines in the past. We want to know how you keep everything on track!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re serious about joining our team at Pluto Finance!
How to prepare for a job interview at Pluto Finance
✨Know Your Numbers
As a Portfolio Management Analyst, you'll be dealing with a lot of data. Brush up on your financial metrics and be ready to discuss how you would monitor loan covenants and manage portfolio schedules. Showing that you can handle numbers confidently will impress the interviewers.
✨Demonstrate Organisational Skills
This role requires a high level of organisation. Prepare examples from your past experiences where you successfully managed multiple tasks or projects simultaneously. Highlighting your ability to keep track of loan expiries and amendments will show you're the right fit for their fast-paced environment.
✨Show Your Problem-Solving Skills
Pluto Finance values intelligent problem solvers. Think of scenarios where you've identified risks or issues before they escalated and how you resolved them. This will demonstrate your proactive mindset and ability to contribute to effective risk oversight.
✨Familiarise Yourself with Real Estate Lending
Even if you don't have direct experience, do some research on real estate lending and development finance. Understanding the basics will help you answer questions more effectively and show your genuine interest in the field, which is crucial for this role.
