Commercial Manager - Savings in London

Hey! We’re Plum, your smart saving and investing app on a mission to help grow money for life. Whether you’re saving for your first home or planning for retirement, Plum makes it easier to build wealth through automation and AI. Since 2016, over 2 million people across 10 European markets have trusted Plum to help them save and invest more than £3 billion. Backed by a team of 250+ talented Plumsters across Europe, we're building the future of personal finance and we're just getting started.

We're looking for a Commercial Manager to own the growth, pricing, and profitability of Plum's savings products. Reporting into senior leadership, you'll be responsible for managing and optimising our savings book, including Cash ISAs, LISAs, and other deposit products. Working closely with Product, Engineering, Finance, and Partnerships, you'll develop pricing strategies, drive deposit growth, and ensure our savings proposition remains competitive and commercially successful. This is a high-impact role for someone who enjoys combining commercial thinking, data-driven decision-making, and product strategy within a fast-growing fintech environment.

Your Key Responsibilities

• Own the commercial performance and P&L of Plum's savings products, driving growth, profitability, and customer value.
• Develop and optimise pricing and yield strategies in response to market conditions, competitor activity, and interest rate movements.
• Manage the performance of the savings book, including balances, inflows, outflows, retention, and customer behaviour.
• Build financial models, forecasts, and scenario analyses to support commercial planning and decision-making.
• Partner with Product and Engineering teams to shape the savings roadmap and launch new propositions and features.
• Analyse product performance, customer behaviour, and unit economics to identify growth and optimisation opportunities.
• Provide strategic recommendations to senior leadership based on market insights, commercial performance, and financial analysis.

Who You Are

• Experience managing or working closely with savings, deposits, lending, or other consumer financial products.
• Strong analytical and commercial mindset, with experience building pricing models, forecasts, and business cases.
• Strong understanding of financial services economics, including interest margins, pricing, and funding models.
• Experience operating within a regulated financial services environment.
• Comfortable working cross-functionally with Product, Engineering, Finance, and Commercial teams.
• Strong stakeholder management and communication skills.
• Thrives in fast-paced, high-growth environments and enjoys solving complex business problems.

Benefits

• Own part of the company through stock options.
• Private health insurance.
• Annual training budget.
• Plum Premium.
• Referral scheme: earn competitive rewards.
• Flexible approach to remote working: we encourage at least 2 days a week in one of our beautiful offices in London, Athens or Cyprus.
• Team breakfasts and team lunches.
• 25 days holiday + bank holidays.
• 45 work-from-anywhere days: giving you the flexibility to work your way.
• 2 weeks sabbatical after 4 years to take the break you deserve.
• Enhanced parental leave.
• 1 paid volunteering day annually.
• Annual team trip: to a surprise destination!
• A fun, inclusive company culture.

If this sounds like you, we’d love to hear from you!

Thanks, Team Plum 💜

*Plum is an Equal Opportunity Employer. Plum does not discriminate on the basis of race, religion, sex, gender identity, sexual orientation, non-disqualifying physical or mental disability, national origin or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit and business need.