At a Glance
- Tasks: Lead the strategy for Payments and FinCrime, ensuring seamless money movement and fraud prevention.
- Company: Join Plum, a fast-growing fintech with a focus on innovation and customer experience.
- Benefits: Enjoy stock options, private health insurance, flexible remote work, and generous holiday allowances.
- Other info: Dynamic work culture with opportunities for professional growth and exciting team trips.
- Why this job: Make a real impact in financial technology while leading a talented team.
- Qualifications: Experience in payments and fraud products, strong leadership, and collaboration skills required.
The predicted salary is between 80000 - 100000 £ per year.
The Role
We are hiring a Group Product Manager to lead our Payments and Financial Crime (FinCrime) product domains at Plum, focused on building the infrastructure that powers safe, seamless, and intelligent money movement for our customers. You will be responsible for building and scaling systems that ensure money moves effortlessly for customers, while proactively detecting and preventing financial crime in the background.
What you'll be doing
- Lead the strategy and execution for Plum’s Payments and FinCrime platforms, covering areas such as payment orchestration, fraud prevention, AML transaction monitoring, and safeguarding controls.
- Define and deliver large-scale, cross-functional initiatives that enable fast, reliable, and compliant money movement, while embedding intelligent financial crime detection across the customer journey.
- Design and scale highly reliable systems where payments are processed in real time and transactions are continuously evaluated for fraud and compliance risks, ensuring full traceability and auditability.
- Balance customer experience with risk controls, ensuring fraud and compliance measures are effective but minimally intrusive to Plum’s simple and automated user experience.
- Partner closely with engineering, data, risk, compliance, operations, and external partners to ensure product decisions align with regulatory expectations, internal controls, and business objectives.
- Leverage data, automation, and machine learning to continuously improve fraud detection, reduce false positives, and enhance the efficiency of financial crime operations.
- Build platform capabilities that enable internal teams and partners to integrate seamlessly with payments and FinCrime systems, supporting scalability as Plum grows.
- Lead, mentor, and scale a team of Product Managers, fostering strong product thinking, clear ownership, and high-quality execution.
What we're looking for
- Proven experience building and scaling payments and fraud/financial crime products in the UK and/or European markets, ideally within a fast-growing fintech environment.
- Strong understanding of payment ecosystems (e.g. authorisation flows, settlement, PSPs) and fraud prevention domains such as transaction monitoring, AML, and scam detection.
- Demonstrated people management experience, including hiring, coaching, and developing Product Managers, with a track record of building high-performing teams.
- A strong product leader with a bias for action and ownership mindset, able to balance long‑term platform strategy with high-quality execution in regulated environments.
- Excellent collaboration skills, with the ability to partner effectively with engineering, data, risk, compliance, and senior stakeholders across the business.
- Deep appreciation for regulatory and risk considerations (e.g. FCA expectations, safeguarding, PSD2/SCA), with the ability to translate these into scalable product solutions.
- A data‑driven mindset, using analytics, experimentation, and risk signals to inform decisions, optimise fraud detection, and improve customer outcomes.
- Experience balancing fraud prevention with customer experience, reducing friction while maintaining strong controls and minimising false positives.
- Comfort operating in fast‑paced, ambiguous environments, bringing clarity, structure, and momentum to teams.
- Experience with machine learning models, rules engines, or decisioning systems in fraud or risk contexts is a strong plus.
Plum's Perks
- Own part of the company through stock options
- Private health insurance
- Annual training budget
- Plum Premium Referral scheme: earn competitive rewards
- Flexible approach to remote working: we encourage at least 2 days a week in one of our offices in London, Athens or Cyprus
- Team breakfasts and team lunches
- 25 days holiday + bank holidays
- 45 work‑from‑anywhere days: giving you the flexibility to work your way
- 2 weeks sabbatical after 4 years to take the break you deserve
- Enhanced parental leave
- 1 paid volunteering day annually
- Annual team trip: to a surprise destination
- A fun, inclusive company culture
Plum is an Equal Opportunity Employer. Plum does not discriminate on the basis of race, religion, sex, gender identity, sexual orientation, non‑disqualifying physical or mental disability, national origin or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit and business need.
Group Product Manager - Payments & FinCrime employer: Plum Fintech
At Plum, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration. Our commitment to employee growth is evident through our annual training budget, flexible working arrangements, and opportunities for mentorship within a high-performing team. With unique perks like stock options, enhanced parental leave, and a fun, inclusive atmosphere, Plum is the ideal place for those looking to make a meaningful impact in the fintech space while enjoying a balanced work-life experience.
StudySmarter Expert Advice🤫
We think this is how you could land Group Product Manager - Payments & FinCrime
✨Tip Number 1
Network like a pro! Reach out to folks in the fintech space, especially those who work with payments and fraud. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Show off your expertise! When you get the chance to meet potential employers, whether at events or online, share your insights on payment systems and fraud prevention. It’ll make you stand out as a knowledgeable candidate.
✨Tip Number 3
Don’t just apply; engage! If you see a role that excites you, apply through our website and follow up with a message expressing your enthusiasm. It shows initiative and helps you stay on their radar.
✨Tip Number 4
Prepare for interviews by diving deep into Plum’s products and values. Understand how we tackle financial crime and enhance customer experience. Tailor your answers to reflect our mission and how you can contribute!
We think you need these skills to ace Group Product Manager - Payments & FinCrime
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Group Product Manager. Highlight your experience in payments and fraud prevention, and don’t forget to mention any relevant fintech experience. We want to see how you can bring your unique skills to Plum!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you're passionate about payments and FinCrime. Share specific examples of how you've led teams or projects that align with our mission at Plum. Let your personality come through!
Showcase Your Data-Driven Mindset:We love candidates who can leverage data to make informed decisions. In your application, mention any tools or methodologies you've used to analyse data, improve fraud detection, or enhance customer experiences. Show us how you think like a product leader!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about Plum and our culture!
How to prepare for a job interview at Plum Fintech
✨Know Your Payments and FinCrime Stuff
Make sure you brush up on your knowledge of payment ecosystems and fraud prevention. Understand the key concepts like transaction monitoring, AML, and how they fit into the customer journey. This will show that you're not just familiar with the terms but can also apply them in real-world scenarios.
✨Show Off Your Leadership Skills
Since this role involves leading a team of Product Managers, be ready to discuss your experience in mentoring and developing others. Share specific examples of how you've built high-performing teams and fostered a culture of ownership and accountability.
✨Balance Risk and Customer Experience
Prepare to talk about how you’ve successfully balanced fraud prevention measures with a seamless customer experience. Think of examples where you reduced friction while maintaining strong controls, and be ready to explain your thought process behind those decisions.
✨Data-Driven Decision Making
Highlight your experience with data analytics and how you've used it to inform product decisions. Be prepared to discuss any machine learning models or decisioning systems you've worked with, especially in the context of fraud detection and risk management.