At a Glance
- Tasks: Lead AML and financial crime investigations, assessing risks and ensuring compliance.
- Company: Join Klarna, a dynamic fintech company committed to innovation and diversity.
- Benefits: Competitive salary, health benefits, equity rewards, and wellness stipends.
- Other info: Fast-paced environment with opportunities for professional development and global exposure.
- Why this job: Make a real impact in the fight against financial crime while growing your career.
- Qualifications: 5+ years in AML investigations, strong analytical skills, and clear communication.
The predicted salary is between 50000 - 70000 € per year.
In this position, you will lead and support end-to-end AML and financial crime investigations, assessing customer behaviour, transactional activity, and supporting documentation to identify and mitigate risk across Klarna’s products. You will apply expert judgement to complex, high-risk cases, determining when escalation, enhanced due diligence, or regulatory reporting is required. Working closely with internal stakeholders and outsourced partners, you will help maintain strong investigative controls, support transaction monitoring quality, and ensure Klarna’s financial crime framework scales responsibly. You will also contribute to knowledge sharing, system improvements, and emerging risk analysis as Klarna continues to grow across global markets.
Who you are
- 5+ years of experience in AML or financial crime investigations within fintech, banking, payments, or a similarly regulated environment
- Strong hands‑on experience conducting end-to-end transaction monitoring, event-driven investigations, and complex case escalations
- Proven ability to assess suspicious activity and draft clear, well-supported Suspicious Activity Reports in line with regulatory expectations
- Solid understanding of AML and financial crime regulations applicable to the US and/or EU, including sanctions and PEP frameworks
- Ability to apply sound judgement, critical thinking, and investigative rigor when working independently on high‑risk cases
- Strong written and verbal communication skills in English, with the ability to document and explain investigative decisions clearly
- Comfort operating in a fast‑paced environment with evolving financial crime risks and operational priorities
Awesome to have
- CAMS, ICA, or equivalent AML certification
- Experience supporting or overseeing outsourced investigation or transaction monitoring teams
- Exposure to AML or financial crime risks within crypto, investments, or emerging financial products
- Familiarity with German AML regulations and professional proficiency in German
- Experience supporting system testing, tuning, or optimization of transaction monitoring or screening tools
Klarna is proud to be an equal opportunity employer. We are committed to building a diverse workforce that reflects our global customer base and to fostering a culture where everyone belongs. We provide equal employment opportunities to all individuals regardless of race, colour, religion, creed, sex, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, veteran status, marital status, pregnancy, parental status, or any other characteristic protected by applicable law. We encourage applications from individuals of all backgrounds and identities. We consider qualified applicants with criminal history for employment in accordance with state and local laws and “fair chance” ordinances. If you require reasonable accommodation for any part of the application or hiring process, please contact talent.acquisition@klarna.com.
In accordance with applicable law, the salary range for this role is provided in the job posting. The salary offered will be determined by the candidate's location, qualifications, experience, and education. The salary range posted in the job advertisement refers to the base pay. Base pay is part of a total compensation package, which may also include equity rewards, monthly stipends for health and wellness, and benefits such as life insurance, medical, dental, and vision coverage for you and your dependents.
AML / Financial Crime Investigation Expert employer: PLP Group
Klarna is an exceptional employer that fosters a dynamic and inclusive work culture, particularly in the vibrant city of London. With a strong commitment to employee growth, we offer comprehensive benefits including health and wellness stipends, equity rewards, and a supportive environment for knowledge sharing and professional development. Join us to be part of a forward-thinking team dedicated to tackling financial crime while enjoying the unique advantages of working in a fast-paced fintech landscape.
StudySmarter Expert Advice🤫
We think this is how you could land AML / Financial Crime Investigation Expert
✨Tip Number 1
Network like a pro! Reach out to your connections in the fintech and banking sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your AML knowledge and case studies. Think of real-life examples where you’ve tackled complex investigations. This will show your expertise and help you stand out as a candidate who can hit the ground running.
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. At StudySmarter, we encourage you to check out our website for roles that excite you. Tailor your applications to highlight how your skills fit their needs!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in the interviewer's mind. Plus, it’s a great chance to reiterate why you’re the perfect fit for the job!
We think you need these skills to ace AML / Financial Crime Investigation Expert
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the AML and financial crime investigation role. Highlight your relevant experience, especially those 5+ years in fintech or banking, and showcase your skills in transaction monitoring and case escalations.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about AML and how your background aligns with Klarna's mission. Be sure to mention any certifications like CAMS or ICA that you hold.
Showcase Your Communication Skills:Since strong written communication is key for this role, ensure your application is clear and concise. Use professional language but keep it engaging. Remember, you want to demonstrate your ability to document and explain decisions effectively.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets the attention it deserves. Plus, you’ll find all the details you need about the role and our company culture there!
How to prepare for a job interview at PLP Group
✨Know Your AML Regulations
Make sure you brush up on the latest AML and financial crime regulations, especially those relevant to the US and EU. Being able to discuss these regulations confidently will show that you’re not just familiar with the basics but also understand the nuances that could impact your role.
✨Prepare for Scenario-Based Questions
Expect to be asked about specific situations you've encountered in your previous roles. Prepare examples of complex cases you've handled, focusing on your decision-making process and the outcomes. This will demonstrate your critical thinking and investigative skills.
✨Showcase Your Communication Skills
Since you'll need to draft clear Suspicious Activity Reports, practice articulating your thoughts clearly and concisely. You might even want to prepare a mock report to discuss during the interview, highlighting your ability to document and explain investigative decisions.
✨Familiarise Yourself with Klarna's Products
Understanding Klarna’s products and how they relate to financial crime risks can give you an edge. Research their offerings and think about potential risks associated with them. This knowledge will help you engage more meaningfully during the interview.
