Risk & Control Manager at location: Hybrid - London

We're looking for a Manager to join our Risk & Control team at Pleo. In this role, you'll operate as a key part of our Second Line of Defence, helping to strengthen the risk management framework that underpins everything we do — from our product to our regulatory relationships.

What you’ll be doing

• Strengthen our risk framework – Contribute to the design, implementation, and continuous improvement of Pleo's 2LOD risk management framework, ensuring it remains aligned with regulatory expectations and our evolving business strategy.
• Review and challenge the First Line – Execute effective oversight activities of the 1LOD, assessing the quality of risk identification, control design, and ongoing management across the business.
• Be a trusted risk partner – Act as a go‑to adviser for business teams and 1LOD stakeholders, providing expert guidance on risk topics, regulatory change, and the broader control environment.
• Drive insightful risk reporting – Support the development and preparation of clear, data‑informed risk reports for senior management and relevant governance committees, surfacing key risk exposures and control gaps.
• Support regulatory engagement – Contribute to interactions with regulators on risk and control matters, drawing on your subject matter expertise to support well‑prepared, credible responses.

What you bring

• Solid financial services experience – Around 5–7 years of experience in a regulated financial services environment, with at least 3 years focused on risk or control management.
• Credit risk experience – A solid understanding of the assessment and management of credit risk.
• A strong risk and control foundation – Hands‑on experience in risk management and control functions, with exposure to both 1LOD and 2LOD activities.
• The ability to influence – A proven track record of engaging and influencing stakeholders on complex or sensitive risk topics, with the confidence to challenge constructively and the credibility to be heard.
• Clear, collaborative communication – The ability to translate risk concepts into practical, accessible language for a range of audiences, from technical teams to senior leadership.
• A pragmatic, solutions‑oriented mindset – A passion for finding workable answers to real risk challenges, rather than defaulting to theoretical frameworks alone.

Highly desirable: Experience at both a FinTech and a traditional banking or payments institution. This role is not suited to candidates whose background is primarily in professional services/consultancy, internal audit, or compliance without substantial risk and control experience.

How you’ll develop in this role

• Get under the skin of Pleo's risk landscape and take ownership of key 2LOD review and challenge activities across priority business areas.
• Play an active role in evolving our risk framework as the company continues to scale – contributing expertise to initiatives that will shape how we manage risk for years to come.
• Build strong relationships across the business, establishing yourself as a credible and trusted voice on risk matters.

Show me the benefits!

• Your own Pleo card – no more out‑of‑pocket spending.
• Lunch is on us for your work days – enjoy catered meals or receive a lunch allowance based on your local office.
• Comprehensive private healthcare – coverage options include Vitality, Alan or Médis depending on your location.
• We offer 25+ days of holiday plus your public holidays.
• Hybrid and fully remote working options.
• Access to free mental health and well‑being support via MyndUp.
• Paid parental leave – we support families so you don’t have to compromise work for family.