Finance Manager - Europe in London

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.The team is responsible for the financial management, regulatory reporting, prudential oversight, and safeguarding of customer funds for Plaid’s UK and EU regulated entities. This includes accounting, capital and liquidity monitoring, treasury operations, financial audits, compliance with FCA/DNB requirements, and ensuring robust controls to protect customer funds and maintain regulatory approval to operate.This new role will be the first dedicated in-region Finance Manager & Safeguarding Officer for UK/EU and will operate as the primary on-the-ground owner for our UK and BV entities finance and compliance matters. The role will initially report directly to the US Head of Accounting and work closely with the US Head of GL Accounting, as well as our local UK and BV service providers and our Legal and Compliance teams, to support a smooth EMI application process and ensure ongoing financial and regulatory compliance. Successful candidates will have a strong understanding of FCA (UK) and DNB (Netherlands) financial reporting and capital adequacy requirements for EMIs. Familiarity with safeguarding regulations, own funds calculation, and financial compliance controls under the Electronic Money Regulations (UK) and Electronic Money Directives(EU). Experience with financial reporting, audits, and reconciliations in a regulated financial institution.

Responsibilities

Qualifications

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn\’t fully match the job description. We are always looking for team members that will bring something unique to Plaid!Please review our Candidate Privacy Notice .